£1 Million+ Mortgage Calculator - Trinity Financial

skip to main content Book Consultation Talk to an Expert Mortgage Questionnaire Mortgage Calculator Header Image for £1 million+ mortgage calculator - Capital repayment and interest only £1 million+ mortgage calculator - Capital repayment and interest only

Million Pound Mortgage Calculator

Open Quote Close Quote

Find the lender with the leading rates for million pound plus mortgages.

Aaron Strutt

Trinity Financial's brokers have access to exclusive large loan teams at the leading high street lenders and dedicated contacts at the best private banks. View our latest £1 million+ mortgage best buys.

View Best Buys

Use Trinity's calculators to work how much you can borrow and how much it will cost.

How much will a £1 million+ mortgage cost?

Trinity Financial has access to a wide range of high street lenders and private banks offering their cheapest rates to wealthier clients looking for 1 million pound mortgages and 2 million pound mortgages.

Many of the million pound+ mortgages we arrange are on an interest-only basis to ensure our clients minimise their monthly costs. Our brokers have access to a wide range of two, three, five and ten-year fixes, plus variable rates and offset mortgages. Also, £1 million+ buy-to-let mortgages.

Trinity Financial's brokers have access to exclusive large loan teams at the leading high-street lenders and dedicated contacts at the best private banks.

Click here to view our £1 million+ mortgage best buy table.

How much will it cost?

  1. Mortgage required £
  2. Interest rate %
  3. Repayment term (years)

Results

  1. Repayment Mortgage (per month)
  2. or Interest only Mortgage (per month)
Would you like the mortgage on full interest-only or 50% interest-only and the remainder on capital repayment? Call our experts on 020 7016 0790 to find out how your mortgage can be structured to minimise your repayments. This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances. Get Started

Need help to work out how much you borrow? Call our experts

Speak to one of our mortgage experts. Either book an appointment to come and see us, or request one of our experts to call you.

Book a Consultation Talk to an Expert Mortgage Questionnaire

How much can you borrow for a £1 million+ mortgage?

Applicant One

  1. Annual Income £
  2. Guaranteed bonus £

Applicant Two

  1. Annual Income £
  2. Guaranteed bonus £
  1. You could borrow between

    From to

    *subject to meeting the individual lender's criteria.

    • 4.5 x single or joint income - The amount most banks and building societies lend to clients.
    • 5 x single or joint income - The amount many of the more generous lenders allow clients to borrow.
    • 5.5 x single or joint income - An increasingly more generous amount available through a limited number of lenders often for first-time buyers, wealthier clients and professionals like doctors and lawyers.
    • 6 x single or joint income - This is available for some first-time buyers and potentially through some specialist mortgage lenders. Please contact us for more information.
This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances. Anthony Emmerson "Receive a bonus? Call us on 020 7016 0790. Some lenders take up to 100% of bonus income for wealthier clients."

Related Mortgage News

All articles Bank of England base rate cut to 3.75% - the lowest level since early 2023 Bank of England base rate cut to 3.75% - the lowest level since early 2023 18th Dec 2025 • By Aaron Strutt Read More Is it a good time to take a tracker rate mortgage with multiple Bank of England base rate cuts expected? Is it a good time to take a tracker rate mortgage with multiple Bank of England base rate cuts expected? 15th Dec 2025 • By Aaron Strutt Read More Looking for a £500,000+ mortgage? Santander has launched a market leading two-year fix priced at just over 3.5% Looking for a £500,000+ mortgage? Santander has launched a market leading two-year fix priced at just over 3.5% 8th Dec 2025 • By Aaron Strutt Read More With five-year fixed rate mortgages starting from 3.75% should you take one? With five-year fixed rate mortgages starting from 3.75% should you take one? 7th Dec 2025 • By Aaron Strutt Read More Experian's new credit score system goes live but could it affect your mortgage application? Experian's new credit score system goes live but could it affect your mortgage application? 4th Dec 2025 • By Aaron Strutt Read More Nearly two-thirds of borrowers say brokers are vital to get through the home buying process, Santander mortgage survey finds Nearly two-thirds of borrowers say brokers are vital to get through the home buying process, Santander mortgage survey finds 4th Dec 2025 • By Aaron Strutt Read More

Related Case Studies

All Case Studies Ultra low mortgage ported to new home with additional borrowing secured to bring total lending up to £1.1 million Ultra low mortgage ported to new home with additional borrowing secured to bring total lending up to £1.1 million 4th Dec 2025 • By Aaron Strutt Read More £1.4 million for investment banker remortgaging before Budget to raise cash for home improvements and garden landscaping £1.4 million for investment banker remortgaging before Budget to raise cash for home improvements and garden landscaping 2nd Dec 2025 • By Aaron Strutt Read More Tracker rate remortgage with no early repayment charges for couple planning to move home in six months Tracker rate remortgage with no early repayment charges for couple planning to move home in six months 2nd Dec 2025 • By Aaron Strutt Read More £700,000 mostly interest-only mortgage for banker buying second home to occasionally let on Airbnb £700,000 mostly interest-only mortgage for banker buying second home to occasionally let on Airbnb 1st Dec 2025 • By Aaron Strutt Read More Five-year fix mortgage secured for lawyer with offer accepted to buy first home Five-year fix mortgage secured for lawyer with offer accepted to buy first home 23rd Nov 2025 • By Aaron Strutt Read More Fast mortgage offer for family buying property with increase in value Overage Clause Fast mortgage offer for family buying property with increase in value Overage Clause 20th Nov 2025 • By Trinity Financial Read More Google Reviews We believe that working together is the best way to gain trust, reliability and certainty. 16 years' experience

Over the last 16 years we have helped thousands of clients to purchase new homes, secure buy-to-let mortgages and remortgage.

23 mortgage experts

Trinity’s experts will do everything possible to secure the fastest mortgage offers while providing you with regular progress updates.

20,082 mortgages arranged

We consistently arrange fantastically priced fixed and tracker rate mortgages through the leading banks and building societies.

Tag » How Much Is A Million Pounds