AA Money: Home

Sorting your vehicle financing needs

If you are looking to buy a vehicle, we would love to help you sort your money needs.

2025’s Most Trusted

Thanks for voting us the Most Trusted Car Loan Provider Brand for 2025 – a reflection of New Zealander’s confidence in AA Money.

When you’re next in the market for a car loan, you can count on us to provide flexible options and real support.

• Car
• Motorbike
• Caravan
• Boat
• Jetski

How do I get a loan?

Get it sorted today

1. Complete our simple application form

2. Send us any supporting documentation we ask for

3. If successful, your loan will be paid out!

Get pre-approved for a car loan

Want even more information about applying? Go to our application guide.

Lending criteria, fees, terms and conditions apply.

Want even more information about applying? Go to our application guide.

Lending criteria, fees, terms and conditions apply.

Why choose AA Money?

Tailored to your needs

You can set up a vehicle loan around your needs, affordability and over a time frame that suits you. With a personalised quote and a fixed rate, we put you firmly in the drivers’ seat.

Flexible options

We offer interest rates from 9.40% p.a. with flexible loan terms from 1 to 5 years, and repayment options (weekly, fortnightly and monthly), to suit your needs.

Get a fast decision

You can get an online decision fast by using our online car loan calculator and application form. Once you have applied, we aim to get back to you within one business day.

We can help sort all your vehicle needs

• Car
• Motorbike
• Caravan
• Boat
• Jetski

5 common car repair costs in New Zealand – and how to avoid the sting (2025)

You’re driving down the road and suddenly you hear a weird noise rattling throughout the cabin, you can feel your car losing power, and the dashboard lights are flashing like fireworks. When your car breaks down, it can be a costly inconvenience. Read more

AA Money wins New Zealand's Most Trusted Car Loan Provider

We are proud to share that AA Money has been awarded New Zealand’s Most Trusted Car Loan Provider in the 2025 Readers Digest Trusted Brand Awards. Read more

Avon's Guide to Buying a Used Car

Here are 10 expert-proven tips for buying a used car: Read more

Contact us form

• Looking for Money?

  0800 500 555

  [email protected]

• Already with us?

  0800 600 777

  [email protected]

• Want to give us feedback?

  0800 600 777

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