BFL No Cost EMI

Q. How can I find my Bajaj Finserv EMI Card Number?

A. Give Missed call at 9210035555 from your registered mobile number.

Q. What is the eligibility criteria to buy products on No cost EMIs with Bajaj Finance Limited (BFL) EMI finance?

A. To avail EMI finance through Bajaj Finance Limited you should be an existing Bajaj Finserv EMI Network Card holder.

Q. What all items can I buy on Amazon to avail No Cost EMI from Bajaj Finance Limited ?

A. You can buy more than 5 crore products available on Amazon using Bajaj Finserv EMI Network Card. Gold and jewellery is not covered under this. You can check the availability in the offers section on the product detail page.

Q. How can I avail EMI finance through Bajaj Finance Limited?

A. On the payment page, select your saved Bajaj Finserv EMI Network Card or enter your Bajaj Finserv EMI Network Card number on the save card section and select the desired tenure to proceed. Read & accept the Key Facts Statement (KFS) & Repayment Schedule (RPS) by clicking on “I agree”. Now you will receive OTP from BFL, enter the OTP received on your registered mobile number & click on submit. You shall get an approval, and your products shall be shipped to you.

Q. What is the minimum amount I need to shop to avail No cost EMI?

A. The minimum amount that you need to shop to avail Bajaj Finance Limited No cost EMI is ₹3,499. You can either purchase any product greater than ₹3,499 or shop for multiple products for a min value of ₹3,499 to avail No cost EMI. All products selected must be applicable for Bajaj Finance Limited No cost EMI to avail this offer. You can check the availability in the offers section on the product detail page.

Q. What documents will I have to submit on approval of the loan?

A. There are no documents that need to be submitted. Once your finance is approved, the product would be dispatched by Amazon.

Q. Can my loan application get rejected? What do I do in that case?

A. Approval/rejection of financing is solely at discretion of Bajaj Finance Limited. In the event of your loan application getting rejected, you would need to place a fresh order with a different payment type – COD or Prepaid.

Q. Where would I get to know the reason for my loan getting rejected?

A. Please call Bajaj Finance Limited on 8698010101(Toll number- Charges are applicable). You could also reach at https://www.bajajfinserv.in/reach-us

Q. Where would I get to know the Reason for my card getting blocked?

A. Please call Bajaj Finance Limited on 8698010101 (Toll number- Charges are applicable). You could also reach at https://www.bajajfinserv.in/reach-us

Q. Would I have to make any down payment?

A. No, you do not have to make any down payment and the entire amount is converted to EMI provided all the products are applicable for Bajaj Finance Limited no cost EMI. The schemes are being reviewed on a regular basis and may/are subject to change without any prior notice.

Q. When do I pay my EMI? How would I get to know about the same? What will be my EMI?

A. Your loan gets booked in 1-2 days from the day the order is placed. Post your complete order is delivered, your loan would be booked by Bajaj Finance Limited. Once your loan is booked, you could view the details of your loan, such as tenure, loan amount, due date, etc. by logging in to Bajaj Finserv app. You could also call on 8698010101 (Toll number- call charges applicable) or reach at https://www.bajajfinserv.in/reach-us in case of any discrepancy.

Q. Can someone else use my Bajaj Finserv EMI Network Card on my behalf?

A. For safety and security reasons, we recommend that only the Bajaj Finserv EMI Network Card holder uses the Bajaj Finserv EMI Network Card for making purchases. The liability of the loan taken using the Bajaj Finserv EMI Network Card rests solely with the Bajaj Finserv EMI Network Card holder.

Q. Where do I enquire about my loan details or issues with the transaction?

A. You can reach at https://www.bajajfinserv.in/reach-us or call 8698010101 (Toll number- call charges applicable) or visit our website on www.bajajfinserv.in. In case if there is an issue with the product purchased, you would have to contact Amazon customer service team.

Q. How do I change my mobile number, email or address given while of opting for the EMI Card?

A. You can login to your Bajaj Finserv app and make necessary changes in the profile section. Alternatively, you can reach at https://www.bajajfinserv.in/reach-us or call 8698010101 (Toll number- call charges applicable) for updating contact information.

Q. Can I pre-pay or foreclose my loan?

A. Yes, you can foreclose your loan. There are no charges to foreclose. You can foreclose your loan online by logging in to your Bajaj Finserv app.

Q. What is the process for cancellation of a loan or a transaction?

A. If you want to cancel a loan availed for purchase at Amazon, you need to cancel the order on the “My Orders” page at Amazon. Post return of the product and or confirmation received from Amazon, Bajaj Finance Limited shall take up to 2 days for cancellation and reversal of the amount to your card. If EMI/s are deducted, the amount shall be transferred back in to your registered bank account in 3-4 days post successful cancellation confirmation from Amazon.

Q. When will I get the refund of my EMI in case I cancel the loan?

A. Post cancellation of the transaction and confirmation from Amazon, the amount would reflect in your registered account number in the next 2-3 working days. Loans cancelled between 26th – 10th of the month would be processed only after the 11th of the next month.

Q. Where can I make the payment if I have missed my payment date?

A. You can make an online payment by logging in to your Bajaj Finserv app or on Bajaj Finserv website – www.bajajfinserv.in. An option is available for making payments for your EMI as well as making payment towards the overdue charges. Alternatively, you could also visit the nearest Bajaj Finance Limited branch for making the payment. The details of the branches near you could be discovered through the option of “Branches” under the “Locate Us” section on the Bajaj Finserv website.

Q. Can I make a payment in advance for my EMI?

A. You can make an advance EMI payment online by visiting the nearest Bajaj Finance Limited branch for making the payment. The details of the branches near you could be discovered through the option of “Branches” under the “Locate Us” section on the website. The state and city details can be entered there to get the address of your nearest Bajaj Finance Limited branch. Alternatively, you can foreclose the loan by logging in to Bajaj Finserv app/website. If Advance EMI payment for the upcoming month's EMI is done during its presentation period (5 days before your EMI due date), the impact of it will depend on the status of the EMI that has been/is going to be presented. For example If you made advance payment on 29th Jun & your already presented EMI for 2nd Jul gets bounced, the advance payment will be adjusted for 2nd Jul. However if 2nd Jul EMI gets cleared, the advance payment will be refunded to your bank account after 7th of the month.

Q. What if I intend to cancel few items of my order and not the complete order, is that possible?

A. Yes, you can cancel part of your order. You need to visit your “My Orders” section at Amazon and cancel the items which you want to return or cancel. Post cancelation confirmation received from Amazon, Bajaj Finance Limited shall take 2 days to update the new tenure details for the loan.

Q. I want to change my repayment mode (banking details)?

A. For changing repayment bank details you should visit the nearest Bajaj Finance Limited branch. The details of the branches near you could be discovered through the option of “Branches” under the “Locate Us” section on the Bajaj Finserv website - www.bajajfinserv.in.