Cash App Sending Limits: How Much Money Can You Send?

Cash App1 <p>Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Savings provided by Cash App, a Block, Inc. brand.</p><p class="">Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Direct Deposit provided by Cash App, a Block, Inc. brand.</p> is a popular financial platform that allows users to send and receive money through its mobile app. It's available on both iOS and Android devices, which makes it easy to do money transfers on the go. But are the Cash App sending limits restrictive or flexible?

It depends. The default limits for sending and receiving money through Cash App should be high enough for the average user, allowing you to send and receive up to $1,000 on a rolling 30-day period. But if you want higher limits, you have to go through a verification process. Let's see how it works.

Featured Checking Accounts

5.0

FinanceBuzz writers and editors score products and companies on a number of objective features as well as our expert editorial assessment. Our partners do not influence our ratings.

AWARD WINNER Best Online Checking SoFi Checking & Savings - Earn Up to $300 When You Set Up Direct Deposit Limited-Time Offer: Earn a $50 or $300 bonus with eligible direct deposit and up to 4.00% APY on Savings (3.30% APY2 <p>New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Eligible Direct Deposit. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/2026. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.</p><p>SoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 12/23/25. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at&nbsp;<a href="http://www.sofi.com/legal/banking-rate-sheet">http://www.sofi.com/legal/banking-rate-sheet</a>.</p> with +0.70% APY Boost) for up to 6 Months on new accounts. Terms Apply.3 <p>Earn up to 4.00% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.30% APY as of 12/23/25) for up to 6 months. Open a new SoFi Checking and Savings account and pay the $10 SoFi Plus subscription every 30 days OR receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 1/31/26. Rates variable, subject to change. Terms apply at&nbsp;<a href="https://www.sofi.com/banking/#2">sofi.com/banking#2</a>. SoFi Bank, N.A. Member FDIC.</p> FDIC Insured.4 <p><b style="font-family: Rubik, -apple-system, BlinkMacSystemFont, &quot;Segoe UI&quot;, Roboto, &quot;Helvetica Neue&quot;, Arial, sans-serif;">SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations.&nbsp;Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at&nbsp;<a href="http://sofi.com/banking/fdic/sidpterms">SoFi.com/banking/fdic/sidpterms</a>. See list of participating banks at <a href="http://sofi.com/banking/fdic/participatingbanks">SoFi.com/banking/fdic/participatingbanks</a>.</b></p> Learn More 4.6

FinanceBuzz writers and editors score products and companies on a number of objective features as well as our expert editorial assessment. Our partners do not influence our ratings.

Use Cash App As Your All-in-One Financial Services Platform Bank1 <p>Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Savings provided by Cash App, a Block, Inc. brand.</p><p class="">Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Direct Deposit provided by Cash App, a Block, Inc. brand.</p> without all the fees—save, send, and spend your money the way you want.5 <p class="">Your balance is eligible for FDIC pass-through insurance through our Program Banks Wells Fargo Bank, N.A. and/or Sutton Bank, Members FDIC for up to $250,000 per customer when aggregated with all other deposits held in the same legal capacity at each Program Bank above, if certain conditions are met. Cash App is a financial services platform, and not an FDIC-insured bank. Prepaid debit cards issued by Sutton Bank, Member FDIC. See <a href="https://cash.app/legal/us/en-us/card-agreement">terms and conditions</a>. </p> Get paid up to 2 days early – up to 2 days earlier than most banks6 <p>Your first deposit may take longer depending on your employer.</p> Download Cash App

What is Cash App?

Cash App is a popular financial app that's available for Apple and Android devices. You can use the app to send and receive funds to and from friends and family, but it does more than that. It can accept direct deposits, and you can use Cash App to invest in stocks and buy bitcoin. You can even borrow money from Cash App if you qualify.

You can send money through Cash App using your bank account, whether it's a savings account or a checking account, as well as your credit card or debit card. It doesn't support PayPal, however.

You can also request a Cash App Card if you don't want to use bank account withdrawals. The Cash Card is a Visa debit card that lets you use your Cash App funds to buy items online or in stores.7 <p>Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See <a href="https://cash.app/legal/us/en-us/card-agreement">Terms &amp; Conditions</a>. </p>

What is the Cash App limit?

Cash App places a limit on how much money you can send and receive through its app. There is no Cash App limit per day, rather, limits are typically set by the week or month. Cash App is a financial services platform and not a bank, and its send and receive limits are less than most banks.

Cash App sending limit

When you first sign up for Cash App, you can send up to $1,000 within a 30-day period. This is the maximum amount for an unverified account. If you want to increase this limit, you have to verify a few pieces of information within the app.

To increase the Cash App sending limit, you'll need to complete your account verification:

• Your full legal name
• Your date of birth
• The last four digits of your Social Security number (SSN)

Verified accounts qualify for higher sending limits, up to $40,000.

Cash App receiving limit

The default receiving limit for Cash App is up to $1,000 within a 30-day period. This limit can also be increased if you go through a verification process. Verified users' receiving limit is set on an account basis.

If you want potentially higher limits for sending and receiving money, check out our list of the best banks.

How do you increase Cash App limits?

To increase your Cash App transaction limits, including spending and receiving limits, you have to go through Cash App's verification process.

This involves providing Cash App with a few pieces of information, such as your full name, date of birth, and the last four digits of your SSN. If your Cash App account isn't able to be verified with this information, you might be asked to provide additional information.

Is there a Cash App withdrawal limit?

Cash App has a free debit card on the Visa network, called the Cash App Card, that's tied to your Cash App balance. It can be used to make purchases at stores and withdrawals at ATMs. A withdrawal from an ATM using your Cash App card is not the same as cashing out your Cash App balance.

A cash out transfers money from your Cash App balance to a linked bank account, whereas an ATM withdrawal with the Cash App Card lets you access physical cash from your Cash App balance. 

Here are a couple of limits to keep in mind:

• Cash App Card withdrawals from an ATM: There is an ATM withdrawal limit of $1,000 per transaction and $1,000 per 24-hour period. You're also limited to $1,000 in withdrawals per seven-day period. Keep in mind that Cash App charges $2.50 per withdrawal. Some ATM operators may also charge their own ATM fees.
• Cash App Card spending limits: You can spend up to $7,000 per day, $10,000 per seven-day period, and $15,000 per 30-day period with your card.

How do you send money with Cash App?

Sending money with Cash App is relatively easy. You just need the email address, phone number, or $Cashtag of the person you're sending funds to. Here are the steps to follow:

1. Open the app.
2. Use your Face or Touch ID or PIN code if it asks for it.
3. Enter the amount and tap pay.
4. Enter the information of the person you want to send a Cash App payment to.
5. Indicate what the payment is for.
6. Choose the payment method, such as your Cash App balance, a linked bank account, or a credit card.
7. Tap pay to complete an instant transfer.

Featured High Yield Savings Accounts

5.0

FinanceBuzz writers and editors score products and companies on a number of objective features as well as our expert editorial assessment. Our partners do not influence our ratings.

2026 AWARD WINNER Best Online Checking Earn Up to $300 When You Set Up Direct Deposit Limited-Time Offer: Earn a $50 or $300 bonus with eligible direct deposit and up to 4.00% APY on Savings (3.30% APY2 <p>New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Eligible Direct Deposit. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/2026. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.</p><p>SoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 12/23/25. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at&nbsp;<a href="http://www.sofi.com/legal/banking-rate-sheet">http://www.sofi.com/legal/banking-rate-sheet</a>.</p> with +0.70% APY Boost) for up to 6 months on new accounts. Terms Apply.3 <p>Earn up to 4.00% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.30% APY as of 12/23/25) for up to 6 months. Open a new SoFi Checking and Savings account and pay the $10 SoFi Plus subscription every 30 days OR receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 1/31/26. Rates variable, subject to change. Terms apply at&nbsp;<a href="https://www.sofi.com/banking/#2">sofi.com/banking#2</a>. SoFi Bank, N.A. Member FDIC.</p> FDIC Insured.4 <p><b style="font-family: Rubik, -apple-system, BlinkMacSystemFont, &quot;Segoe UI&quot;, Roboto, &quot;Helvetica Neue&quot;, Arial, sans-serif;">SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations.&nbsp;Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at&nbsp;<a href="http://sofi.com/banking/fdic/sidpterms">SoFi.com/banking/fdic/sidpterms</a>. See list of participating banks at <a href="http://sofi.com/banking/fdic/participatingbanks">SoFi.com/banking/fdic/participatingbanks</a>.</b></p> Learn More

FAQs

How much money can you send on Cash App?

The default account limit on Cash App for sending money is $1,000 within a 30-day period. If you successfully go through Cash App's verification process, you should be able to send higher amounts of money.

Can you send $5,000 through Cash App?

You typically won't be able to send more than $1,000 in a 30-day period through Cash App unless you verify your identity through the app.

Does Cash App have a daily sending limit?

Cash App doesn't have a daily limit for sending money. Rather, Cash App's default sending limit is $1,000 per 30-day period. If you verify your identity through the app, your sending limit should increase to a higher limit.

Can I get cash back with Cash App?

You can get cash back during your checkout transactions at some stores with the Cash App Visa debit card. Simply use your Cash App Card, enter your pin, and select the cashback option.

Keep in mind that this type of cash back is taken out of your balance and is similar to making a withdrawal from an ATM and counts toward your daily and weekly ATM withdrawal limits. Cash back from Cash App isn't a reward on your purchase, unlike a cashback credit card.

How do I contact Cash App customer service?

You can contact the Cash App support team by calling 1-800-969-1940. Support is available every day between 8:00 a.m. to 9:30 p.m. ET. You can also access customer service through the app by following these steps:

1. Go to the home screen and tap your profile icon in Cash App.
2. Select support.
3. Choose to start a chat and describe the issue.

How much money can you load on Cash App?

The amount of money you can load on Cash App depends on how you're adding funds. Before you verify your identity, there's a total account limit of $1,500, regardless of how funds are added. 

Assuming you're not subject to other restrictions, you can make paper money deposits of up to $5,000 per rolling 7 days and $10,000 per rolling 30 days. 

What is the Cash App direct deposit limit?

For direct deposits, you can receive up to $25,000 per direct deposit and up to $50,000 in a 24-hour period. 

What is the limit for Cash App Cards?

Cash App Cards have a limit of $7,000 per transaction. They also have a maximum limit of $7,000 per day, $10,000 per week, and $15,000 per month. 

Card daily limits reset at 6 p.m. Central each day. Weekly limits reset at 6 p.m. Central every Saturday, and monthly limits reset at 6 p.m. Central on the last day of the month. 

Bottom line

Cash App is a legitimate financial app (not a scam) that allows you to send and receive money quickly. It has low sending and receiving limits when you first sign up, which might not be helpful if you want to transfer large amounts of money.

But if you're able to successfully verify your identity, these limits are increased significantly. For some Cash App users, this payment app might not provide much value until the verification process is complete and they're able to send larger amounts of money.

For more information about Cash App and how it works, read our Cash App review. You can also explore alternative options in our Zelle review and Cash App versus Venmo comparison. 

You May Also Like 7 Things To Do If Your Full-Time Job Isn't Enough To Pay Off Debt Read More How to Save on Car Insurance in 2026 Read More 14 Benefits Seniors Are Entitled to But Often Forget to Claim Read More 19 Dumbest Things Smart People Waste Money On Read More 7 Moves If You Want to Stop Living Paycheck to Paycheck Read More 7 Clever Ways to Crush Your Debt Read More A Slam-Dunk Welcome Offer! AAdvantage® Aviator® Red World Elite Mastercard® 4.7 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

AAdvantage® Aviator® Red World Elite Mastercard®

Compare Credit Cards

Current Offer

Earn 50,000 bonus miles after you make your first purchase and pay the annual fee in the first 90 days

Annual Fee

$99

Rewards Rate

2X miles per dollar spent on eligible American Airlines purchases, and 1X mile per dollar spent on all other purchases

Benefits and Drawbacks

Benefits

• Earn 50,000 bonus miles after you make your first purchase and pay the annual fee in the first 90 days
• 2X miles on eligible American Airlines purchases
• Intro APR on balance transfers
• In-flight savings options, first check bag free, preferred boarding
• No foreign transaction fees

Drawbacks

• Has annual fee
• Best for American Airlines travelers

Card Details

• Earn 50,000 bonus miles after you make your first purchase and pay the annual fee in the first 90 days
• 2X miles per dollar spent on eligible American Airlines purchases, and 1X mile per dollar spent on all other purchases
• Intro balance transfer 0% APR offer: 0% for 15 billing cycles (on balance transfers that post within 45 days of account opening) then 20.24% to 29.99% (variable)

Subscribe Today

Unlock the Best Banking Deals and Bonuses

From high-yield savings accounts to cashback checking and sign-up bonuses, we bring you the best banking offers to grow your money smarter.

or SEE TOP BANKING OFFERS →

By submitting this form you agree to receive emails from FinanceBuzz and to the privacy policy and terms

Unlock the Best Banking Deals and Bonuses

From high-yield savings accounts to cashback checking and sign-up bonuses, we bring you the best banking offers to grow your money smarter.

or SEE TOP BANKING OFFERS →

Thanks for subscribing! Please check your email to confirm your subscription.

By submitting this form you agree to receive emails from FinanceBuzz and to the privacy policy and terms.

We can help boost your earning potential even further! Loading... Confirming Subscription Loading... Thanks for Becoming an EXTRA Ultimate Subscriber! Check your texts Reminder: Check your inbox as well to confirm your EXTRA email subscription.

Must-Read Buzz

Banking Best Banks for Overdraft Protection [2026]: Choose These To Avoid Fees ->

Best Banks for Young Adults [2026]: Start Building Your Own Wealth ->

Best Savings Accounts With No Monthly Fees [January 2026] ->

Bank of America Preferred Rewards Program: How It Works + Perks ->

7 Best Savings Accounts With Debit Cards or ATM Cards [2026] ->

7 Best Banks With No International ATM Fees [2026] ->

What Is a High-Yield Savings Account? ->

How Does a High-Yield Savings Account Work? ->

How To Earn Travel Rewards While Banking ->

How to Borrow Money from Cash App: Ways to Qualify and When to Choose an Alternative ->

What is an ACH Transfer and How Does It Work? ->

Read More Advertiser and Editorial Disclosures Advertiser Disclosure

FinanceBuzz is an independent, advertising-supported website. Some or all of the offers that appear on this page are from third party advertisers from which FinanceBuzz receives compensation. For example, we may receive compensation when you click on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).

FinanceBuzz does not include all financial or credit offers that might be available to consumers nor do we include all companies or all available products. Information, including rates and fees, is accurate as of the publishing date and has not been provided or endorsed by the advertiser.

The credit card offers that appear on this site are from companies from which FinanceBuzz receives compensation such as banks or CardRatings.com.

Editorial Policy

The FinanceBuzz editorial team strives to provide accurate, in-depth information and reviews to help you, our reader, make financial decisions with confidence. Here's what you can expect from us:

FinanceBuzz makes money when you click the links on our site to some of the products and offers that we mention. These partnerships do not influence our opinions or recommendations.

FinanceBuzz reviews and rates products on a variety of quantitative and qualitative criteria. Whenever possible we test each product and include our honest, firsthand experience using it. Read more about how we rate products.

Partners are not able to review or request changes to our content except for compliance reasons. Financial products are highly regulated so we work closely with partners to make sure the information we have on our site is accurate and includes any required legal language and disclaimers.

We aim to make sure everything on our site is up-to-date and accurate as of the publishing date, but we cannot guarantee we haven't missed something. It's your responsibility to double-check all information before making any financial decision. If you spot something that looks wrong, please let us know.

Scroll for more Close Advertiser Disclosure

All About Privacy is an independent, advertising-supported website. Some of the offers that appear on this site are from third-party advertisers from which All About Privacy receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).

All About Privacy does not include all financial or credit offers that might be available to consumers nor do we include all companies or all available products. Information is accurate as of the publishing date and has not been provided or endorsed by the advertiser.

Close

Thanks for subscribing!

Please check your email to confirm your subscription.

Subscribe Today Want extra-cash moves to come right to you? Learn More Learn More

Stop browsing endlessly. Get proven ways to earn pocket money, help cover rent, and crush your debt — sent to your inbox daily.

or Subscribe to Extra

By submitting this form you agree to receive emails from FinanceBuzz and to the privacy policy and terms.

Thank You! Check your email to begin enjoying your free daily newsletter today.

Look for the Extra email in your inbox. Make sure to open the email today so you don't miss any future messages from us!

Continue