Consumer Reporting Agencies Definition | Law Insider

Consumer Reporting Agencies definitionConsumer Reporting Agencies means the credit bureaus and consumer reporting agencies to which the Servicer (as defined below) has reported information about the Affected Loans.View SourceBased on 16 documents16Draft with AISplit ViewAI-Powered Contracts

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Get StartedSchedule a DemoConsumer Reporting Agencies or “CRAs” shall mean any consumer reporting agency that compiles and maintains files on consumers on a nationwide basis, as defined in Section 603(p) of the FCRA, 15 U.S.C. § 1681a(p).View SourceBased on 1 documents1Draft with AIConsumer Reporting Agencies. The Credit Union may report information about your Account to consumer reporting agencies. Late payments, missed payments, or other defaults under this Agreement may be reflected on your credit report. We may also access your credit report for any permissible purpose under the Fair Credit Reporting Act, including periodic reviews of your creditworthiness, collections, and future credit line increases Events of Default: At the Credit Union’s option, all amounts due from you to the Credit Union will become immediately due and payable if any of the following circumstances apply: (a) default by the Cardholder in making any payment when due and payable, (b) default by the Cardholder under any provision of this Agreement, (c) the Cardholder’s death or becoming insolvent or making an assignment for the benefit of creditors, (d) a petition being filed or any other proceeding being commenced under the Federal Bankruptcy Act or any state insolvency statute by or against the Cardholder, or (e) a receiver being appointed for, or a writ or order of attachment, levy or garnishment being issued against the Cardholder or any of the Cardholder’s property, assets or income. To the extent permitted by law, you agree to pay attorney’s fees and collection costs we incur in collecting amounts you owe us and enforcing our rights under this Agreement.View SourceBased on 1 documents1Draft with AI

Examples of Consumer Reporting Agencies in a sentence

• Contractor shall comply with all applicable law, rules and regulations related to conducting employee background investigations, including without limitation, the Fair Credit Reporting Act, the California Investigative Consumer Reporting Agencies Act and California Government Code §12952.

• We get it from Consumer Reporting Agencies and other sources that provide consumer financial information.

• CREDIT REPORTING: We report information about this Account to Consumer Reporting Agencies in the Authorized User’s name that may appear on their credit report.

• To identify the appropriate Consumer Reporting Agencies, the Servicer will use its standard monthly Metro 2 reporting for the Program loans and will update the Consumer Reporting Agencies’ information based on the application of a designated account status for the Affected Consumers’ accounts.

• Within 30 days after the Effective Date, the Servicer will submit a Metro 2 file to all Consumer Reporting Agencies, directing them to delete the consumer trade lines associated with the Affected Loans by updating those consumer trade lines with the appropriate codes to reflect that each of those consumer trade lines has been deleted.

• Code § 1785 et seq., California Investigative Consumer Reporting Agencies Act – Cal.

• Client agrees to accurately furnish certain information regarding Applicants or Credit Card Accounts to Consumer Reporting Agencies (as that term is defined by the Fair Credit Reporting Act) (“CRA’s”) on behalf of Bank, with such CRA’s approved in writing by Bank.

• Code § 435; • The California Occupational Safety and Health Act, as amended, California Labor Code § 6300 et seq., and any applicable regulations thereunder; • California Obligations of Investigative Consumer Reporting Agencies Law – Cal.

• Where Chase has obtained a court judgment against a Consumer through Collections Litigation that was pending at any time between January 1, 2009 and June 30, 2014, Chase shall notify the Consumer that it shall not seek to enforce, collect, sell or otherwise transfer the judgment it has obtained and/or that it will request that the Consumer Reporting Agencies amend, delete, or suppress information regarding the judgment, as applicable.

• Code § 17200 et seq; California Labor Code § 1400, et seq.; the California Constitution, Article I, § 1 and § 8; the California Investigative Consumer Reporting Agencies Act, California Civil Code § 1786, et seq.; and California Civil Code § 1798.81, as well as any other provisions of the California Code and any other federal, state or local laws and regulations relating to employment, conditions of employment (including wage and hour laws) and/or employment discrimination.

Related to Consumer Reporting Agencies

• Consumer reporting agency means any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages, in whole or in part, in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, and which uses any means or facility for the purpose of preparing or furnishing consumer reports.

• Consumer report means any written, oral or other communication of any information by a consumer reporting agency bearing on your credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing your eligibility for employment purposes.

• Rapid(ly) report(ing) means within 72 hours of discovery of any cyber incident.

• Credit reporting agency means a corporation that carries on a credit reporting business.

• Day reporting means a program of enhanced supervision

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Related Definitions

• Consumer reporting agency
• Consumer report
• Rapid(ly) report(ing)
• Credit reporting agency
• Day reporting