Find Out How Much Top Surgery Costs

How Much Does Top Surgery Cost?

The cost of FTM Top Surgery typically ranges from $6,000 to $16,000 USD (as of 2025). However, the price can vary significantly depending on several factors, including the surgeon, their location, and the type of Top Surgery.

If you're planning to pay out-of-pocket for your Top Surgery, understanding the full cost—including related fees—will help you budget and schedule your surgery date. Be sure to account for additional costs such as consultation fees, anesthesia, facility fees, pathology fees, post-operative care supplies, and other hidden costs. These extra fees can add up to $1,000 to $2,500 on top of the surgery cost. A down payment is usually required to secure your surgery date, typically ranging from $500 to $2,000, and in some cases, as much as 50% of the total surgery cost.

If you have insurance, it may cover a significant portion of the cost of your Top Surgery if the surgeon is in-network with your plan. For out-of-network surgeons, you may need to pay more upfront but can sometimes get a partial reimbursement. While many insurance plans now cover gender-affirming Top Surgery, there may still be out-of-pocket costs, such as deductibles and co-pays, which can range from $500 to $5,000, depending on your plan and coverage specifics.

Some states have laws explicitly banning trans healthcare exclusions in Medicaid, which means you may be able to get Medicaid coverage for your Top Surgery, depending on where you live. Additionally, federal Medicare plans may also cover the surgery cost.

Factors That Affect Cost

Surgeon and Geographic Location Surgeons in larger cities or regions with a higher cost of living tend to charge more. However, a higher price doesn't always guarantee better results, so it's important to research and consult with surgeons who specialize in gender-affirming Top Surgery. The surgeon's experience and reputation may also affect the cost.

Type of Surgery The type of Top Surgery you choose can influence the price. Keyhole and Peri-areolar procedures are generally less expensive than the Double Incision method, with the difference sometimes being as much as $2,000 USD. Additionally, more complex techniques like Reinnervated Top Surgery may increase the cost.

Additional Cost Considerations

• Medical Necessity Documentation: A letter from a mental health provider and/or primary care doctor is often required to prove medical necessity for insurance approval. There's usually a fee for getting this documentation.

• Travel Costs: If your chosen surgeon is not local, you may also need to factor in travel, lodging, and meals during your recovery period.

• Long-Term Costs: Some people may require revision surgeries or additional procedures (e.g., laser or steroid injection scar treatments, paramedical tattooing) in the future. While these are sometimes covered by insurance, they're often out-of-pocket expenses.

Also see:

• How To Use Medical Financing To Pay for Top Surgery
• Top Surgery Payment Plans
• Top Surgery Grants
• Insurance Guide: How to Get Your Top Surgery Covered

Top Surgery Price List by Surgeon

The table below is a sampling of the approximate cost of Top Surgery in the United States, organized by surgeon. In all cases, you'll need a consultation with a surgeon to determine the exact cost. Pricing is USD.

Top surgery costs — updated 2025-12-04

Surgeon	Cost Range	Location	Last Verified
Dr. Nour Abboushi	$9,000	Atlanta, GA	9/1/2025
Dr. Nicholas Adams	$14,700	Fargo, ND	9/8/2025
Dr. Cori Agarwal	$4,000 - $6,000	Salt Lake City, UT	10/8/2024
Dr. Gary Alter	$10,500	Los Angeles, CA	10/8/2024
Dr. Joel Beck	$8,500 - $9,500	Charlotte, NC	10/8/2024
Dr. Craig Blum	$5,500	Daniel Island, SC	10/8/2024
Dr. June Chen	$6,500	Salt Lake City, UT	10/8/2024
Dr. Ben Childers	$6,525	Riverside, CA	10/8/2024
Dr. Paul Costas	$9,000	Concord, MA	10/8/2024
Dr. Alan Dulin	$6,750	Plano, TX	10/8/2024
Dr. Brian Eichenberg	$8,000	Murrieta, CA	10/8/2024
Dr. Sidhbh Gallagher	$9,300	Miami, FL	10/8/2024
Dr. Charles Garramone	$13,000 - $15,000	Davie, FL	5/26/2025
Dr. Douglas Gervais	$10,700 - $14,000	Minneapolis, MN	10/8/2024
Dr. Lorelei Grunwaldt	$9,500	Pittsburgh, PA	3/7/2025
Dr. Aneesh Gupta	$11,500	Philadelphia, PA	6/3/2025
Dr. Winfield Hartley	$8,500	Boulder, CO	10/8/2024
Dr. Craig Hurst	$5,500	Tucson, AZ	10/8/2024
Dr. Graham Ives	$12,000 - $16,000	Beverly Hills, CA	9/2/2025
Dr. Elliot Jacobs	$9,000 - $16,000	Boca Raton, FL	10/8/2024
Dr. David Jansen	$7,475 - $7,475	Metairie, LA	10/8/2024
Dr. Melissa Johnson	$8,300	Springfield, MA	5/27/2025
Dr. Craig Jonov	$8,500	Lynnwood, WA	10/8/2024
Dr. Tracy Kayan	$6,500	Minnetonka, MN	10/8/2024
Dr. Gil Kryger	$7,700	Thousand Oaks, CA	10/8/2024
Dr. Allison Laffoon	$9,000	Nashville, TN	12/11/2024
Dr. Michelle Lee	$8,000 - $12,000	Beverly Hills, CA	10/8/2024
Dr. Sheldon Lincenberg	$8,400 - $8,600	Atlanta, GA	10/8/2024
Dr. Dino Maglic	$8,500	Draper, UT	11/30/2025
Dr. E. Antonio Mangubat	$10,350	Tukwila, WA	10/8/2024
Dr. Christine Mcginn	$6,800	New Hope, PA	10/8/2024
Dr. Patricia McGuire	$12,000	St. Louis, MO	9/20/2025
Dr. Daniel Medalie	$8,000 - $9,000	Cleveland, OH	9/23/2024
Dr. Cassidy Mitchell	$5,600	Lincoln, NE	10/8/2024
Dr. Scott Mosser	$8,500 - $11,500	San Francisco, CA	5/23/2025
Dr. Fara Movagharnia	$9,500 - $15,000	Atlanta, GA	8/14/2025
Dr. John Nesiba	$11,000 - $14,000	Aurora, CO	8/22/2025
Dr. Cassie Nghiem	$12,050	Reston, VA	9/15/2025
Dr. Gregory Pastrick	$8,100	Kingsport, TN	10/8/2024
Dr. Melanie Prince	$6,500	Little Rock, AR	10/8/2024
Dr. Usha Rajagopal	$8,000 - $12,000	San Francisco, CA	10/8/2024
Dr. Peter Raphael	$6,750	Plano, TX	10/8/2024
Dr. Dustin Reid	$9,000 - $12,000	Austin, Austin, Texas	10/8/2024
Dr. Steven Robinson	$4,600	Cincinnati, OH	10/8/2024
Dr. Jeffrey Rockmore	$7,100	Latham, NY	10/8/2024
Dr. Kathy Rumer	$7,000	Ridley Park, PA	10/8/2024
Dr. Javad Sajan	$8,500	Seattle, WA	10/8/2024
Dr. Russell Sassani	$9,287 - $11,500	Fort Lauderdale, FL	8/14/2025
Dr. Loren Schechter	$9,000 - $12,000	Chicago, IL	10/8/2024
Dr. Drew Schnitt	$5,995	Delray Beach, FL	10/8/2024
Dr. Lincenberg Sheldon	$8,400 - $8,600	Atlanta, GA	8/14/2025
Dr. Hope Sherie	$10,000 - $15,000	Charlotte, NC	10/8/2024
Dr. Joseph Shin	$8,000	Lebanon, NH	10/8/2024
Dr. Alison Shore	$9,000	Chicago, IL	10/8/2024
Dr. Kimberly Singh	$9,000	Atlanta, GA	9/1/2025
Dr. Matthew Stanwix	$8,000	Midlothian, VA	10/8/2024
Dr. Paul Steinwald	$11,500 - $16,000	Denver, CO	10/8/2024
Dr. Geoffrey Stiller	$8,500	Spokane, WA	10/8/2024
Dr. Gregory Swank	$6,400 - $7,500	Hickory, NC	10/8/2024
Dr. Richard Tholen	$10,700 - $14,000	Minneapolis, MN	10/8/2024
Dr. Guy Trengove-Jones	$4,350	Norfolk, VA	10/8/2024
Dr. Janet Turkle	$5,700	Carmel, IN	10/8/2024
Dr. Kenneth Wolf	$6,900	Commerce, MI	4/21/2025
Dr. Alvina Won	$9,000 - $9,900	Shoreline, WA	9/4/2025
Dr. John Zinsser	$6,840	Richmond, VA	10/8/2024

Last updated: 10/09/25

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