Harassed By Enhanced Recovery Company (ERC)? Learn How To ...

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Who is Enhanced Recovery Company (ERC)? Is This A Scam?

Enhanced Recovery Company (ERC), also known as ERC Collections or ERC, is a third party debt collection agency in the United States. The company was founded in 1999 and emplys over one thousand people. The debt collection company is based out of Jacksonville, Florida.

ERC has received many consumer complaints claiming Fair Debt Collection Practices Act (FDCPA) violations. Some consumer reviews have accused ERC of making false statements or representations in pursuit of debt collection. Other examples of alleged violations include attempting to collect a debt not owed, threatening to contact an employer and sharing information improperly, and improper communication tactics.

Nonetheless, ERC is not a scam and they are in fact an authorized debt collection agency. Major telecom companies, utility companies, and banks all use ERC Collections as a debt collector. If Enhanced Recovery Company has contacted you, it is important that you learn your rights and how best to protect yourself before offering any response.

What Are Common Complaints Against Enhanced Recovery Company?

As of August 2018, the Consumer Financial Protection Bureau (CFPB) has received over 5,800 complaints related to the debt collection practices of ERC Collections. Examples of common complaints against ERC include trying to collect a debt not owed and improper communication tactics.

The following two real-world examples of complaints against ERC illustrate these types of alleged violations.

Consumer alleges ERC uses improper communication tactics “ERC had contacted an acquaintance of mine, stating that they were calling from XXXX XXXX, left their name, a reference number and return phone number, enabling this person to look this information up via internet and discover what this call was about…” Consumer alleges attempts to collect a debt not owed “ERC has reported to the credit bureaus an account that I have no idea who XXXX XXXX is and never had…”

What Actions Can Enhanced Recovery Company Legally Take Against Me? Can They Sue Me Or Garnish My Wages?

As a debt collector, ERC Collections is not legally allowed to threaten to sue you, or threaten to garnish your wages. They are allowed to contact you via phone, text, or mail. However ERC cannot call you at inappropriate times including before 8 a.m. and after 9 p.m.

Though they are not allowed to threaten lawsuit or wage garnishment, if you do not pay a valid debt owed to them, ERC may legally sue you in a court. If they get a default judgement against you in court, the judgement will state the amount you owe and allow them to garnish your wages for that amount. If you owe a debt to ERC and are concerned with the possibility that they might garnish your wages, it would be wise to speak to an attorney before it gets to this point. Our attorneys have assisted countless consumers in fighting back against debt collector harassment and protecting themselves against wage garnishment. Contact us now to see if we can help you as well!

Please call 952-295-3935 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case. If we agree to handle your case, our attorney fees will be FREE to you and will be paid for by ERC Collections.

What Should I Do If Enhanced Recovery Company Contacts Me? How Do I Stop ERC From Harassing Me?

The first step is to determine if Enhanced Recovery Company is in violation of your rights. Please refer to the following list:

ERC is contacting you about about a debt which is not yours, or a debt amount which is more than you owe
ERC is unable to prove that the debt is owed by you
ERC is not authorized by the original creditor to collect the debt
ERC is making automated robocalls to your phone in order to collect
ERC is using inappropriate language, or trying to intimidate you.
ERC is accusing you of criminal behavior, or threatening to arrest you.
ERC is threatening you with negative credit reporting, lawsuit, or violence
ERC is calling you at work, or calling your friends, coworkers, and neighbors
ERC is calling you before 8 a.m. or after 9 p.m.
ERC is calling you many times per week

If any of the above applies to your situation, our attorneys can help! Tarshish Cody PLC represents consumers experiencing harassment from debt collectors like Enhanced Recovery Company, and our attorneys are experienced in protecting your legal rights. If ERC Collections is in violation of the FDCPA, we can not only make the debt collection calls stop, but our attorneys can sue ERC and recover up to $1,000 in statutory damages for your FDCPA claim. Furthermore, ERC would be required to pay your attorney fees and court costs.

Please call 952-295-3935 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case at no charge to you.

Is Your Law Firm Able To Assist Me In Filing A No Fee Lawsuit Against Enhanced Recovery Company?

If you are being harassed by ERC Collections, we can help! The attorneys at Tarshish Cody PLC have filed many lawsuits against debt collectors like ERC who are in violation of the FDCPA. In total, our clients have been awarded hundreds of thousands of dollars via these lawsuits.

What Do Our Clients Say?

“[Tarshish Cody PLC] helped us win a settlement from an aggressive debt collection company. [The law firm] was very professional and explained the process and the plan of action. We really didn’t have to do anything. Settlement was reached in a short amount of time. We recommend [Tarshish Cody PLC] to anyone seeking settlement from a debt collection company.”

“[Tarshish Cody PLC] won my case for me against the collection agency that was garnishing my wages. I was really stressed out & embarrassed about my situation, but [Tarshish Cody PLC] successfully sued [the collection agency] & they backed down; we settled out of court, they paid me my damage reward & stopped all garnishments. [Tarshish Cody PLC] went above & beyond for me & when I needed a competent professional who could deliver & be trusted, [Tarshish Cody PLC] was the law firm I needed.”

Can You Help Me Remove An Enhanced Recovery Company Account from My Credit Report?

Yes we are able to assist with this. Contact us now to learn more.

Enhanced Recovery Company Contact Info

Enhanced Recovery Company

8014 Bayberry Road Jacksonville, FL 32256 Phone: (800) 942-0015

Enhanced Recovery Company Telephone Numbers

In trying to reach customers, ERC Collections calls from a multitude of phone numbers. Here is list of phone numbers from which consumers have reported getting calls from ERC, pertaining to debt collection:

8003055553 8005762797 8005762419 8006301593 5622062342 7072368676 6468670956 8003907644 8004964598 8004968612 3145464727 8004740218 8004749322 8004740201 5015749224 9803219466 8004596099 8004590781 8004590835 7542172155 2675191313 2675191574 6087133652 4058962093 8006580054 8009420015 8005762046 8003907585 8004967613 8004970351 8004590766 8003582329 8002782420 3039520550 8005860013 8002511392 8008697412 8008782420 8004960232 6237381373 6468670856 7542172144 7049003792 8502528170 4156826327 3187033083 8003907584 8004597902 5015749201 8004964599 3145464629 8004740086 5015749246 2562177923 9737185081 8003731577 6144294173 8574440575 9803219457 8004598184 7542172182 2675191579 6087133720 4058962095 8008829434 8007257091 8006569308 9803219448 8003055112 4156826963 4156826957 5035759820 8005761852 9193234329 3037312331 8006302530 5622062350 2018855107 7072368642 8006580074 2255907988 2562177895 8042123818 8004275933 3145464693 8004965071 8135137251

How We Can Help

Stop The Harassment: All debt collection calls stop once you’ve retained Tarshish Cody, PLC.
Get up to $1,000: We can Sue and Recover up to $1,000 in statutory damages for your FDCPA claim
100% Free Legal Assistance: Harassing Debt Collectors must pay our fees in FDCPA claims.

Tarshish Cody PLC represents consumers experiencing harassment from debt collectors like Enhanced Recovery Company and our attorneys are experienced in protecting your legal rights. Our law firm understands how difficult it is for consumers who fall behind on bills, when pressured by harassment that is illegal and needs to cease. Dealing with harassment is a positive step in the process of managing your late payments or debt. Our attorneys can discuss remedies such as debt consolidation, short sales, bankruptcy, and more, but most importantly, we can get the harassment to stop.

Please call 952-295-3935 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case.

Tagged as: Consumer Protection Law, Enhanced Recovery Company, ERC, FDCPA