How Do I Downgrade From Gold? - Robinhood

How do I downgrade from Gold?

To cancel your Robinhood Gold subscription:

1. Select Account (person icon) → in the app, Menu (3 bars)
2. Select Robinhood Gold
3. Select Cancel membership

If you cancel, you’ll still have access to Gold’s premium features, like the High-Yield Cash Program, until the end of your current billing cycle.

To avoid being charged for another billing cycle, make sure to cancel before your next billing date. You can find this date in Account → in the app, Menu (3 bars) → Robinhood Gold.

If you decide to subscribe again before the end of your current billing cycle, your old billing cycle will resume without changes.

You can only cancel your Robinhood Gold subscription after you close your Robinhood Gold Credit Card account by completing the steps in Canceling your Robinhood Gold Credit Card.

You’ll retain access to Gold-level Instant Deposits through the remainder of your 30-day paid period. After this period, you won’t be able to initiate new Gold-level Instant Deposits unless you subscribe to Gold again.

If you have High-Yield Cash Program enabled and downgrade from Gold, it’ll be disabled at the end of your billing cycle.

The High-Yield Cash Program is an added Robinhood Gold feature. Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC. For more information, review the Robinhood Gold User Agreement.

Interest is earned on eligible cash in your investing accounts. The APY is 3.35% for Robinhood Gold members as of Feb 11, 2026. The APY might change at any time at Robinhood’s discretion. Additionally, any fees or charges Robinhood receives may vary and are subject to change. Neither Robinhood Financial LLC nor any of its affiliates are banks.

With the High-Yield Cash Program, the eligible cash that’s held in your investing accounts (cash intended for investing but is not yet invested or spent) is protected by SIPC in the event of broker dealer failure. Funds in the Cash Sweep Program are deposited into program banks, and are eligible for deposit insurance by the FDIC.

Robinhood isn’t an FDIC-insured bank. FDIC insurance covers the failure of insured partner banks. Products other than the Cash Sweep Program are not insured by the FDIC, are not deposits, and may lose value. Conditions apply for FDIC pass-through deposit coverage. Review the High-Yield Cash Program Agreement for more information.

Member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.