How Long Do Endorsements / Points Stay On Your Licence?

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If you’ve been charged with a driving conviction, you’ll want to learn from the past and move forwards towards the future. But for now, you’ll have to work with points on your licence. So, how long do they last? And how long do you have to declare them to insurance companies? We’ve summarised each conviction below.

How long do you have to declare points for insurance?

Under the Road Traffic Act 1998, it is an offence to withhold relevant information when applying for car insurance, so you’re legally obliged to declare penalty points to your insurer. Points are considered ‘spent’ after five years has passed, so an insurer is legally not allowed to increase your premium after this.

Essentially, if an insurance company asks and your points are still on your licence (but your conviction is spent) it is commonly accepted that you should declare it. However, as the financial ombudsman states, if an insurance company cancels your policy after finding out, they will uphold a complaint against the company.

You can read more about what to do when your points expire.

“if a firm cancels the policy of a customer who has a spent conviction (but whose licence is still endorsed), simply because the customer did not disclose the endorsement, then we will uphold the customer’s complaint.”

The financial ombudsman

How Long Do My Points Stay On My Licence?

Select an offence group to find out more:

(MR) Mutual Recognition(DG) Drug Offences(MW) Motorway Offences(TT) Special Code – Totting Up(TS) Traffic Direction and Signs(SP) Speed Limits(MS) Miscellaneous Offences(PC) Pedestrian Crossings(LC) Licence Offences(IN) Insurance Offences(DR) Drink Offences(DD) Reckless / Dangerous Driving(AC) Accident Offences(CD) Careless Driving(CU) Construction and Use Offences(UT) Theft or Unauthorised Taking(BA) Disqualified Driver

(MR) Mutual Recognition

Codes:
  • mr09
  • mr29
  • mr39
  • mr49
  • mr59

-

Read more about (MR) Mutual Recognition

(DG) Drug Offences

Codes:
  • dg10
  • dg40
  • dg60

Min points:3

Max points:11

Years: 11

Read more about (DG) Drug Offences

(MW) Motorway Offences

Codes:
  • mw10

Min points:3

Max points:3

Years: 4

Read more about (MW) Motorway Offences

(TT) Special Code – Totting Up

Codes:
  • tt99

Disqualification Possible

Read more about (TT) Special Code – Totting Up

(TS) Traffic Direction and Signs

Codes:
  • ts10
  • ts20
  • ts30
  • ts40
  • ts50
  • ts60
  • ts70

Min points:3

Max points:3

Years: 4

Read more about (TS) Traffic Direction and Signs

(SP) Speed Limits

Codes:
  • sp10
  • sp20
  • sp30
  • sp50
  • sp40

Min points:3

Max points:6

Years: 4

Read more about (SP) Speed Limits

(MS) Miscellaneous Offences

Codes:
  • ms10
  • ms20
  • ms30
  • ms50
  • ms60
  • ms70
  • ms80
  • ms90

Min points:6

Max points:6

Years: 4

Read more about (MS) Miscellaneous Offences

(PC) Pedestrian Crossings

Codes:
  • pc10
  • pc20
  • pc30

Min points:3

Max points:3

Years: 4

Read more about (PC) Pedestrian Crossings

(LC) Licence Offences

Codes:
  • lc20
  • lc30
  • lc40
  • lc50

Min points:3

Max points:6

Years: 4

Read more about (LC) Licence Offences

(IN) Insurance Offences

Codes:
  • in10

Min points:6

Max points:8

Years: 4

Read more about (IN) Insurance Offences

(DR) Drink Offences

Codes:
  • dr10
  • dr20
  • dr30
  • dr31
  • dr40
  • dr50
  • dr60
  • dr61
  • dr70
  • dr80
  • dr90

Min points:10

Max points:10

Years: 4

Read more about (DR) Drink Offences

(DD) Reckless / Dangerous Driving

Codes:
  • dd10
  • dd40
  • dd60
  • dd80
  • dd90

Min points:3

Max points:9

Years: 4

Read more about (DD) Reckless / Dangerous Driving

(AC) Accident Offences

Codes:
  • ac10
  • ac20
  • ac30

Min points:4

Max points:9

Years: 4

Read more about (AC) Accident Offences

(CD) Careless Driving

Codes:
  • cd10
  • cd20
  • cd30
  • cd40
  • cd50
  • cd60
  • cd70
  • cd80
  • cd90

Min points:3

Max points:11

Years: 4

Read more about (CD) Careless Driving

(CU) Construction and Use Offences

Codes:
  • cu10
  • cu20
  • cu30
  • cu40
  • cu50
  • cu80

Min points:3

Max points:6

Years:

Read more about (CU) Construction and Use Offences

(UT) Theft or Unauthorised Taking

Codes:
  • ut50

Min points:3

Max points:11

Years: 4

Read more about (UT) Theft or Unauthorised Taking

(BA) Disqualified Driver

Codes:
  • ba10
  • ba30
  • ba40
  • ba60

Min points:3

Max points:11

Years: 4

Read more about (BA) Disqualified Driver

How long do my endorsements last/points stay on my licence?

How long do speeding points stay on your licence?

SP10, SP20, SP30, SP40, SP50 If you’ve been landed with a speeding conviction, you will have received 3-6 points on your licence, which will remain on your licence for 4 years from the date of the offence.

How long do drink driving points stay on your licence?

DR10, DR20, DR30, DR31, DR61, DR40, DR90 For drink driving convictions, you will have received anywhere between 3 and 11 points on your licence. For drink driving conviction codes DR10, DR20, DR30, DR31, DR61, your points will remain on your licence 11 years from the date of the offence. For conviction codes DR40 and DR90, your points will remain on your licence 4 years from the date of the conviction.

How long do driving without insurance (IN10) points stay on your licence?

IN10 If convicted of driving without insurance, you will have received between 6 to 8 points and your IN10 endorsement will remain on your licence for 4 years from the date of the offence.

How long do accident points stay on your licence?

AC10, AC20, AC30 For accident offences, you can receive anywhere between 4 and 10 points on your licence. These will remain on your licence for 4 years from the date of the offence.

How long do disqualified driver points stay on your licence?

BA10, BA30 If you’ve been caught driving while disqualified, you will receive 6 points on your licence which will stay on your driving licence for 4 years from the day of the offence.

How long do careless driving points stay on your licence?

CD10, CD20, CD30, CD40, CD50, CD60, CD70, CD80, CD90 For Careless Driving convictions, points can range from 3 to 11. For convictions CD10, CD20, CD30, CD80 and CD90 these will remain for 4 years from the date of the offence (CD80 & CD90 date of the conviction). For conviction codes CD40, CD50, CD60 and CD70 points will remain for 11 years from the date of the conviction.

How long do construction and use (CU) points stay on your licence?

CU10, CU20, CU30, CU40, CU50, CU80 If you’ve been convicted of a construction or use offence, you will have received 3 points on your licence which will remain for 4 years from the date of the offence.

How long do drug driving points stay on your licence for?

DG10, DG40, DG60, DG80 If you’ve been caught driving under the effects of drugs you can land anywhere between 3 to 11 points on your driving licence. For DG10, DG60 and DG80 conviction codes these will stay on your licence for 11 years from the date of the offence, whilst DG40 will remain on your licence for 4 years.

How long do licence offence points stay on your licence?

LC20, LC30, LC40, LC50 For offences related to your driving licence, you will have received 3 to 6 points which remain for 4 years from the date of the offence.

How long do miscellaneous offence points stay on your licence?

MS10, MS20, MS30, MS40, MS50, MS60, MS70, MS80, MS90 Miscellaneous offences can lead to points ranging from 2 to 11 points. These will all stay on your licence for 4 years.

How long do motorway offence points stay on your licence?

MW10 An MW10 offence will lead to 3 penalty points on your driving licence which last 4 years from the date of the offence.

How long do pedestrian crossing points stay on your licence?

PC10, PC20, PC30 If you received a pedestrian crossing conviction, you will receive 3 points. These will stay on your driving licence for 4 years.

How long do traffic direction and signs points stay on your licence?

TS10, TS20, TS30, TS40, TS50, TS60, TS70 If you’ve failed to comply with traffic signs and signals you will receive 3 points on your driving licence which stays 4 years from the date of the offence.

How long do theft/unauthorised taking points stay on your licence?

UT50 A UT50 conviction can mean anywhere between 3 to 11 points on your licence. These will stay on your licence for 4 years from the date of the offence.

How long do dangerous driving points stay on your licence for?

DD10, DD40, DD60, DD80, DD90Dangerous driving convictions can land you anywhere between 3 and 11 points on your licence. Once convicted, these will remain for 4 years from this date.

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