How The Market Works

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blue dots stock market game for students The #1 FREE Stock Market Game
  • Create a custom stock game for your school or club!
  • Used by over 10,000 teachers and 475,000 students every year!
  • Includes student lessons and tutorials, teacher resources, and more!
Register for Free Register for Free Create a Contest Teachers – Get Started Here! candlestick chart

What is HowTheMarketWorks?

We offer a free stock market game featuring real-time stock prices and rankings that allows users to learn about the stock markets and practice investing in stocks, ETFs, bonds, and mutual funds.

Register and immediately receive $100,000 in virtual cash and get access to all the helpful lessons and videos in our Education Center. All users can create their own custom contests and challenge their friends, family or co-workers.

Learn more Featured on
  • PBS
  • BBC
  • Mashable
  • Investopedia
  • NCSS
  • JumpStart
  • Ramsey

Create Your Own Custom Stock Market Game

Create your own private competition for your class or club. Set the contest dates that work best for your class schedule (have your students trade for one week, one month, one year-whatever works best for you!), choose the initial cash balance, and set other contest rules like commission rates.

To get your class started with our free stock market game, just register now and then follow the links to create your own contest.

  • Set your own dates
  • Choose your cash balance
  • Customize trading rules
  • Add reading assignments
REGISTER & CREATE CONTEST TEACHING FINANCIAL LITERACY? SEE OUR FINANCIAL LITERACY GAME SITE Students looking at laptop green dots

Teachers, Professors & Investment Clubs

Here are some useful resources to help you get started on setting up your class or contest.

COLLEGE PROFESSORS: Learn more about our college stock market game.

Teacher in front of a computer screen Teacher Starter Guide Teacher Starter Guide Teacher Tutorial Videos Teacher Tutorial Videos How to Create Your Class How to Create Your Class Using our Integrated Lessons Using our Integrated Lessons Lesson Plans by Class Subject Lesson Plans by Class Subject Discover our College Version Discover our College Version Available Teacher Reports Available Teacher Reports Frequently Asked Questions FAQ Teacher Resources More Teacher Resources free stock game for schools

The Only Free Stock Game For Schools!

Finding great resources for economics and personal finance classes can be tough – which is why we are here to help! HowTheMarketWorks is the only free stock game designed for the classroom. Your students can sign up with their own username, or you as the teacher can generate accounts to distribute to your class – requiring no personal information whatsoever!

We are compliant with:

  • COPPA
  • FERPA
  • CSPA
  • And work with other state- or district-level student privacy agreements!
Join contest Create contest

The Stock-Trak Family

Make sure you set up your stock market contest in the right place! We have different version of our platform depending on what type of contest you want to run.

Wall Street Survivor logo FREE Supported by advertising Best for individuals learning on their own and investment clubs
  • Create your own custom contests
  • Trade US Stocks and Options
  • Basic Research Tools
  • 30 Built-in Investing Courses
  • Regular Contests with Prizes
  • Your free 100K practice portfolio
Learn more How The Market Works FREE Supported by advertising Great for K12 classrooms
  • Create your own custom contests
  • Trade US Stocks and Mutual Funds
  • Basic Research Tools
  • 50 Built-in Investing & Personal Finance Lessons
  • National Contests every Semester with Prizes
  • Your free 100K practice portfolio
Create your account Personal Finance Lab $10/student Discounted site licences available Perfect for classrooms Grade 6 to 12
  • Create your own custom contests
  • Trade International Stocks, Bonds and Mutual Funds
  • 300 Built-in Investing, Personal Finance and more Lessons
  • National Contests every Semester with Prizes
  • Students can earn financial literacy certificates
  • Budgeting Game for Personal Finance Classes
  • Live Chat Support & Account Managers for Teachers
  • Advanced Reporting Tools for Teachers
  • Advanced Research Tools
Learn more StockTrak $25/student Discounted site licences available Perfect for universities & campus wide financial literacy challenges
  • Create your own custom contests
  • Trade International Stocks, Bonds, Mutual Funds, Options, Futures & Forex
  • 300 Built-in Investing, Personal Finance & Career Development Lessons
  • National Contests every Semester with Prizes
  • Students can earn financial literacy certificates
  • Budgeting Game for Personal Finance Classes
  • Live Chat Support & Account Managers for Teachers
  • Advanced Reporting Tools for Teachers
  • Advanced Research Tools
Learn more

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