NICB: Top 5 States For Hail Claims - MultiVu

Hail Storm/Damage B-Roll l Report l AvoidContractor Fraud Infographic l Top5 States Infographic l Dataset

The top five states for hail loss claims were Texas (811,381), Colorado (395,025), Nebraska (163,336),Missouri (153,403) and Kansas (146,206).

The top five cities for hail loss claims during that period were San Antonio, Tex. (75,187), Colorado Springs, Colo. (67,920), Omaha, Neb. (52,803), Denver, Colo. (48,357) and Plano, Tex. (42,659).

Over the three years covered by this report, May had the highest monthly average for hail loss claims with 203,296. June was next with 178,881. April (164,232), March(153,716) and July (96,947) round out the top five.

Of the five policy types providing hail loss coverage, Personal Property-Homeowners was the most affected with 1,657,663 claims or 57 percent of the three-year total. It was followed by Personal Auto with 898, 500 claims and Personal Property – Farm with 149,215 claims.

“Hail damage fluctuates year-to-year, but what seems to be consistent is the number of unscrupulous contractors ready to swoop in promising a quick fix, which is why NICB encourages policyholders to use caution when selecting a contractor or other workers to help repair your property or replace your windshield following a storm,” said Brooke Kelley, NICB vice president of communications. “Always check first with your insurance company or agent before signing any documents presented by a contractor whom you did not request to appear. It’s why we say, “If you didn’t request it, reject it.”

The following tips are also helpful:

• Get more than one estimate
• Don’t be pushed into signing a contract right away
• Get everything in writing
• Require references and check them out
• Ask to see the contractor’s driver’s license and write down the number and the license plate on his or her vehicle

More consumer protection information is available in our library of brochures.

REPORT FRAUD: Anyone with information concerning insurance fraud or vehicle theft can report it anonymously by calling toll-free 800.TEL.NICB (800.835.6422)or submitting a form on our website.

ABOUT THE NATIONAL INSURANCE CRIME BUREAU: Headquartered in Des Plaines, Ill., the NICB is the nation's leading not-for-profit organization exclusively dedicated to preventing, detecting and defeating insurance fraud and vehicle theft through data analytics, investigations, learning and development, government affairs and public awareness. The NICB is supported by more than 1,100 property and casualty insurance companies and self-insured organizations. NICB member companies wrote over $496 billion in insurance premiums in 2018, or more than 81 percent of the nation's property/casualty insurance. That includes more than 92 percent ($254 billion) of the nation's personal auto insurance. To learn more visit www.nicb.org.

Frank Scafidi 916.207.0154 [email protected]

Brooke Kelley 847.544.7085 [email protected]

National Insurance Crime Bureau