Personal Loans: Fast And Flexible Borrowing Options

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Loans & Lines of Credit

1. Personal
2. Borrowing
3. Loans & Lines of Credit

Personal Loans

Personal Loans: Fast and flexible borrowing options

A lower interest alternative to credit cards or payday loans, personal loans are one of the most commonly used borrowing options for members who have a specific amount in mind for a specific need, as they’re a one-time use solution with set payments.

Personal Loan

Perfect for making a major purchase—such as a vehicle—or consolidating your higher interest debt. A personal loan can be secured with a deposit or an asset, and offers:

• Flexible repayment schedules
• No early repayment penalties
• Your choice of variable or fixed interest rates

Loan Calculator Book an Appointment

RRSP Loan

Maximizing your Registered Retirement Savings Plan(RRSP) contribution each year lets you enjoy tax advantages now while you save for your future. If you do not have the money, an RRSP loan can help you make that contribution! It allows you to:

• Maximize the current year's contribution, and use any unused carry forward amounts
• Increase your retirement income

Retirement Calculator Book an Appointment

Dealer Financing

In the market for a new vehicle? A friendly alternative to dealership financing, Access Credit Union offers members financing on-site in dealerships across Manitoba and other parts of Canada.

• More than 100 participating dealerships in Manitoba (1000+ across Canada)
• Competitive interest rates
• Flexible terms, fixed and variable rate options

Book an Appointment BACK TO TOP

Lines of Credit

Borrow money when you need it

Lines of credit offer lower interest rates than most credit cards and loans – saving you money in the end. Once you’re approved, you have access to the funds you need.Plus, you only pay interest on the funds you use.

Personal Line of Credit

A line of credit from Access Credit Union enables you to purchase those things you want exactly when you need them. 

• Pay down your balance at any time
• Pay less interest (we only charge interest on the balance you’ve used)
• Keep it open and available even when not in use

Contact us about Personal Line of Credit Book an Appointment

Home Equity Line of Credit

A home equity line of credit (HELOC) allows you to use the equity you've built up in your home as a secured line of credit.

• Get up to 65% of the value of your home
• With a ‘line of credit’ home equity loan, you’re only charged interest on the amount you actually use out of the line of credit.

Contact us about Home Equity Line of Credit Book an Appointment

Student Line of Credit

Borrow what you need, when you need it to help fund the cost of post-secondary education.

• Helps towards covering the cost of books, tuition, living expenses
• While you’re in school, you only need to pay back the interest portion of the line of credit
• Upon completion of your post-secondary schooling, you’ll have six months before you need to begin repayment

Contact us about Student Line of Credit Book an Appointment Members with a line of credit (LOC) product attached to their Pay As You Go account will enjoy two free transactions per month to facilitate use of the line of credit funds. The two debits will be waived only if the LOC was used within that month. BACK TO TOP This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies. Accept cookies