Schwab US Dividend Equity ETF (SCHD): Dividend Yield

Last Update: 31 January 2026

Category: Stocks ETF: Schwab US Dividend Equity ETF (SCHD)

The Schwab US Dividend Equity ETF (SCHD) ETF granted a 3.82% dividend yield in 2025.

Dividend Yield

The Dividend Yield of Schwab US Dividend Equity ETF (SCHD) ETF is the result of the following asset allocation:

SCHWAB US DIVIDEND EQUITY ETF (SCHD) ETF Dividend Yields (%) Period: January 2025 - January 2026 Swipe left to see all data

2026(*)	2025
Schwab US Dividend Equity ETF (SCHD) ETF		0.00%	3.82%

(*) Dividend Yield is calculated only for a portion of the year Readings that may interest you Mastering ETF Investing: How to Build Wealth with Lazy Portfolios and Passive ... Mastering Covered Call ETFs: The Complete Guide to Generating Passive Income, ... Rich AF: The Winning Money Mindset That Will Change Your Life

Capital Growth and Dividends

In the following table, Capital Growth details (with and without dividend reinvestment) are represented.

If you are not interested in a periodic income and you need a strategy with a dividend reinvestment, please refer to the Schwab US Dividend Equity ETF (SCHD) ETF: Historical Returns page.

SCHWAB US DIVIDEND EQUITY ETF (SCHD) ETF Capital Growth with or without dividend reinvestment 1000$ invested from January 2011 to January 2026 Swipe left to see all data

Year	Dividend		CumulativeDividendCashflow	PortfolioValue	EOY Capital
	Amount	Yield			EffectivePtf + Cashflow	Total ReturnDiv. reinvestment
1000.00
2011	4.80	0.48%	4.80	995.20	1000.00	1000.00
2012	31.30	3.13%	36.10	1077.44	1113.54	1113.94
2013	35.87	3.22%	71.97	1397.13	1469.10	1480.32
2014	42.63	2.88%	114.60	1520.14	1634.74	1653.30
2015	48.11	2.91%	162.71	1471.15	1633.86	1648.13
2016	54.39	3.30%	217.10	1664.43	1881.53	1919.04
2017	59.87	3.12%	276.98	1959.30	2236.28	2318.90
2018	65.86	2.84%	342.83	1794.82	2137.65	2190.08
2019	81.47	3.72%	424.30	2217.73	2642.03	2787.60
2020	99.24	3.56%	523.54	2473.14	2996.68	3207.87
2021	113.88	3.55%	637.42	3124.11	3761.53	4166.12
2022	133.73	3.21%	771.15	2922.88	3694.03	4031.51
2023	143.92	3.57%	915.08	2920.89	3835.97	4172.69
2024	82.43	1.98%	997.50	3178.56	4176.06	4623.21
2025	176.47	3.82%	1173.97	3195.18	4369.15	4823.85
Jan 2026(*)	0.00	0.00%	1173.97	3473.58	4647.55	5244.16
(*) Dividend Yield is calculated only for a portion of the year					WITHOUTdividendreinvestment	WITHdividendreinvestment

Column meaning:

• Dividend -> Amount: Income returned over the year (or portion of the year)
• Dividend -> Yield: Dividend Yield calculated on the starting price of the year
• Cumulative Dividend Cashflow: Sum of all the dividends received
• Portfolio Value: Investment Value, excluding dividends, at the end of year
• EOY Capital -> Effective: Investment Value plus cumulative dividends
• EOY Capital -> Total Return: Investment Value, with dividend reinvestment

Which are the global returns of the last periods? In the following table, the Effective Return considers the received (and not reinvested) dividends. Total Return is calculated assuming dividend reinvestment.

Swipe left to see all data

Period	PortfolioReturn	EffectiveReturn	TotalReturn
Jan 2025 - Jan 2026	+9.28%	+11.29%	+13.43%
Jan 2023 - Jan 2026	+18.84%	+25.81%	+30.08%
Jan 2021 - Jan 2026	+40.45%	+55.09%	+63.48%
Jan 2019 - Jan 2026	+93.53%	+117.41%	+139.45%
Jan 2016 - Jan 2026	+136.11%	+184.45%	+218.19%
		WITHOUTdividendreinvestment	WITHdividendreinvestment

Yearly Returns and Dividend Yield

Dividends are essential for the investor who needs additional periodic income. When dividends are not reinvested, how much is the real portfolio return over the years?

SCHWAB US DIVIDEND EQUITY ETF (SCHD) ETF HISTORICAL RETURNS AND DIVIDEND YIELDS Period: January 2011 - January 2026 Swipe left to see all data

Year	Total Return	Dividend Yield	ReturnWithout Dividends
2011	0.00%	0.48%	-0.48%
2012	+11.39%	3.13%	+8.26%
2013	+32.89%	3.22%	+29.67%
2014	+11.68%	2.88%	+8.80%
2015	-0.31%	2.91%	-3.22%
2016	+16.44%	3.30%	+13.14%
2017	+20.84%	3.12%	+17.72%
2018	-5.56%	2.84%	-8.40%
2019	+27.28%	3.72%	+23.56%
2020	+15.08%	3.56%	+11.52%
2021	+29.87%	3.55%	+26.32%
2022	-3.23%	3.21%	-6.44%
2023	+3.50%	3.57%	-0.07%
2024	+10.80%	1.98%	+8.82%
2025	+4.34%	3.82%	+0.52%
Jan 2026(*)	+8.71%	0.00%	+8.71%

(*) Dividend Yield is calculated only for a portion of the year

Actual Dividend Yield for long term investors

What would have been the annual Dividend Yield received by investors if they had implemented the Schwab US Dividend Equity ETF (SCHD) ETF allocation over the past years?

E.g. If you had implemented it 3 years ago, how much would be your actual dividend yield today?

SCHWAB US DIVIDEND EQUITY ETF (SCHD) ETF ACTUAL DIVIDEND YIELD for long-term investors Period: January 2011 - January 2026 Swipe left to see all data

Starting Periodof theInvestment	Actual Dividend Yield over years
	2020	2021	2022	2023	2024	2025	2026(*)
Jan 2011	9.92%	11.39%	13.37%	14.39%	8.24%	17.65%	0.00%
Jan 2012	9.92%	11.39%	13.37%	14.39%	8.24%	17.65%	0.00%
Jan 2013	8.91%	10.22%	12.01%	12.92%	7.40%	15.84%	0.00%
Jan 2014	6.70%	7.69%	9.03%	9.72%	5.57%	11.92%	0.00%
Jan 2015	6.00%	6.89%	8.09%	8.71%	4.99%	10.67%	0.00%
Jan 2016	6.02%	6.91%	8.11%	8.73%	5.00%	10.71%	0.00%
Jan 2017	5.17%	5.93%	6.97%	7.50%	4.30%	9.20%	0.00%
Jan 2018	4.28%	4.91%	5.77%	6.21%	3.55%	7.61%	0.00%
Jan 2019	4.53%	5.20%	6.11%	6.57%	3.76%	8.06%	0.00%
Jan 2020	3.56%	4.09%	4.80%	5.16%	2.96%	6.33%	0.00%
Jan 2021	3.55%	4.17%	4.49%	2.57%	5.50%	0.00%
Jan 2022	3.21%	3.45%	1.98%	4.24%	0.00%
Jan 2023	3.57%	2.04%	4.38%	0.00%
Jan 2024	1.98%	4.23%	0.00%
Jan 2025	3.82%	0.00%

(*) Dividend Yield is calculated only for a portion of the year

Collecting dividends is useful to obtain an additional income. Obtaining a large amount of income is the first step to financial freedom. However, if your need is to increase your capital as much as possible with dividend reinvestment, please refer to the Schwab US Dividend Equity ETF (SCHD) ETF: Historical Returns page.