Singapore Quick Response Code (SGQR)

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Decrease font size Increase font size Print this page Singapore Quick Response Code (SGQR) SGQR is the world’s first unified payment QR code. It combines multiple payment QR codes into a single SGQR label, making QR payments simple for both consumers and merchants.

It is a single standardised QR code for e-payments and combines multiple payment schemes into a single SGQR label. Consumers just need to look out for the SGQR label to see which payment options a merchant accepts, while merchants only need to display one SGQR label instead of many labels. The SGQR scheme is co-owned by MAS and IMDA.

View SGQR infographic

Anyone owning a mobile phone with a camera and data connectivity, and an account appropriately set up with e-payment options will be able to make payments via SGQR so long as the merchant supports their choice of payment.

Pick your preferred payment option on the SGQR label and launch the payment app

Scan the SGQR code and check the merchant name

Key in the payment amount and complete your transaction

Upon successful payment, you should receive a near-immediate payment notification. The merchant should receive a notification as well. For Consumers

Learn safety practices that you should take to protect yourself, and how to resolve QR payment issues or to report fraud.

For Merchants

Learn how to apply for SGQR for your business.

For Merchant Acquirers

Learn how to be part of the SGQR scheme and service merchants by becoming an SGQR member.

SGQR+ is designed to provide interoperability among different payment schemes for QR acceptance at merchants. SGQR+ allows merchants in Singapore to accept payments from a wide variety of payment schemes in a convenient and cost-effective way, through a single merchant acquirer. To showcase the ability for merchants to receive live, real-time, interoperable payments, a POC for SGQR+ is being conducted from 1 to 30 November 2023, at the Singapore FinTech Festival (SFF) venue and in the Changi vicinity (i.e. Districts 16 and 17). Consumers can pay at selected merchants in these locations using any payment app partnered with Liquid (as a switch operator) or NETS (as a master merchant acquirer). At the same time, merchants only need to maintain a relationship with a single preferred primary acquirer to allow their consumers to pay with their preferred payment app. For more information about SGQR+ POC

The key participants and stakeholders of the POC are:

POC Participants

The POC Report presents analysis and insights based on transactional data and feedback from a post-POC survey conducted with participating financial institutions and merchants. The report assesses the market demand for the SGQR+ solution and outlines the plans of Liquid Group and NETS to commercialise their respective SGQR+ solutions.

Interoperable QR Payments in Singapore - POC Report (2.91 MB)

• Read MAS media release, published on 31 October 2023, on MAS to Launch SGQR+ Proof of Concept to Enhance Interoperability for QR Payments.
• Read Interoperable QR Payments in Singapore Whitepaper.