What Are Truist's Hours? - GOBankingRates

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Truist Bank® operates thousands of branches across the Southeast and Mid-Atlantic, and hours shift during major holidays. If you need to visit a branch before the New Year, it helps to know when Truist is open and when banking services pause.

Here’s a clear look at Truist Bank’s New Year’s Eve and New Year’s Day hours for 2025 to 2026.

Is Truist Bank Open on New Year’s Eve 2025?

Yes. Truist Bank will be open on Wednesday, Dec. 31, 2025, but many branches will close early. Most locations shut down between 2 p.m. and 4 p.m., depending on regional demand and staffing.

Digital banking stays available all day through:

• Truist Online Banking
• The Truist Mobile App
• 24/7 Truist ATMs

Day	Hours
New Year’s Eve (Dec. 31)	Open, closes early (varies)

Example: If you need a cashier’s check for a real estate or automotive purchase, plan to visit earlier in the day since teller services end before closing time.

Is Truist Bank Open on New Year’s Day 2026?

No. Truist Bank branches will be closed on Thursday, Jan. 1, 2026, for New Year’s Day. This is a federal banking holiday, so in-person banking pauses until the next business day.

You can still manage your accounts through:

• The Truist Mobile App
• Online banking
• ATMs for cash deposits and withdrawals

Day	Hours
New Year’s Day (Jan. 1)	Closed

Example: Mobile deposits submitted on New Year’s Day will not begin processing until Friday, when banks resume operations.

Truist Bank 2025-2026 Holiday Schedule

Truist observes all Federal Reserve banking holidays. Here’s the full schedule across the new year:

Holiday	Date	Hours
New Year’s Day	Wednesday, Jan. 1, 2025	Closed
Martin Luther King Jr. Day	Monday, Jan. 20, 2025	Closed
Presidents Day	Monday, Feb. 17, 2025	Closed
Memorial Day	Monday, May 26, 2025	Closed
Juneteenth	Thursday, June 19, 2025	Closed
Independence Day	Friday, July 4, 2025	Closed
Labor Day	Monday, Sept. 1, 2025	Closed
Columbus Day/Indigenous Peoples Day	Monday, Oct. 13, 2025	Closed
Veterans Day	Tuesday, Nov. 11, 2025	Closed
Thanksgiving Day	Thursday, Nov. 27, 2025	Closed
Christmas Day	Thursday, Dec. 25, 2025	Closed
New Year’s Eve	Wednesday, Dec. 31, 2025	Closes early
New Year’s Day	Thursday, Jan. 1, 2026	Closed

Federal Reserve guidelines require all banks to close for New Year’s Day, but New Year’s Eve closing times vary widely across institutions.

What If You Need To Bank When Truist Is Closed?

Even during holiday closures, Truist provides multiple ways to handle your finances:

• Deposit checks using mobile deposit
• Transfer money between accounts
• Pay bills or schedule future payments
• Withdraw or deposit cash at ATMs
• Review balances and transactions anytime

Example: If you’re expecting a paycheck on Jan. 1, it may not post until Jan. 2 when banks reopen.

Local Branch Hours May Vary

Hours differ across Truist’s network, especially inside grocery stores or in high-traffic retail areas. Some branches may close earlier on New Year’s Eve than standard locations.

Confirm your local hours using the Truist Branch Locator or the mobile app.

Truist Bank Regular Business Hours

Here’s the typical branch schedule outside holidays:

Day	Hours (Local Time)
Monday through Friday	9 a.m. to 5 p.m.
Saturday	9 a.m. to 12 p.m. or 1 p.m. (varies)
Sunday	Closed

Digital banking activity tends to spike around the holidays as customers work around bank closures.

How To Contact Truist Bank

If you need help during the New Year holiday:

• Phone: 1-844-487-8478
• Website: truist.com
• Mobile App: For transfers, deposits and account management
• Mail: Truist Bank, P.O. Box 698, Wilson, NC 27894

Automated phone banking stays available even when branches close.

Final Tips for New Year Banking With Truist

• Visit earlier on New Year’s Eve: Many branches close mid-afternoon.
• Expect delays: Deposits and transfers submitted after the cutoff times will process on Jan. 2.
• Use digital tools: Online and mobile banking remain available through the holiday.
• Plan ahead for bills: Schedule payments before Dec. 31 if they’re due on Jan. 1.
• Check local hours: Holiday schedules vary by branch and region.

Example: If you need to transfer funds for a rent payment due Jan. 1, schedule it before the holiday to avoid delays.

Caitlyn Moorhead and Rudri Patel contributed to the reporting for this article.

Information is accurate as of Dec. 29, 2025. Schedules are subject to change and may vary by branch.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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