What Time Does EBT Deposit? (EBT Card Deposit Times By State)

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The “Deposit Schedule” is just a fancy way of saying how your state decides which day you’ll get your benefits. It’s usually based on stuff like the last number of your Social Security or case number, or sometimes the first letter of your last name.

StateEBT Deposit Schedule (Day of the Month)Usual Deposit Time
Alabama4th-23rd, based on the last 2 digits of your case number.11:59 p.m. (the night before)
Alaska1st-20th, based on the last digit of your case number.By 6:00 a.m.
Arizona1st-13th, based on the first letter of your last name.11:59 p.m. (the night before)
Arkansas4th-13th, based on the last digit of your Social Security Number (SSN).11:59 p.m. (the night before)
California1st-10th, based on the last digit of your case number.11:59 p.m. (the night before)
Colorado1st-10th, based on the last digit of your Social Security Number (SSN).11:59 p.m. (the night before)
Connecticut1st-3rd, based on the first letter of your last name.11:59 p.m. (the night before)
Delaware2nd-23rd, based on the first letter of your last name.By 6:00 a.m.
District of Columbia1st-10th, based on the first letter of your last name.11:59 p.m. (the night before)
Florida1st-28th, based on the 9th and 8th digits of your case number.By 6:00 a.m.
Georgia5th-23rd, based on the last 2 digits of your case number.By 6:00 a.m.
Hawaii3rd and 5th, based on the first letter of your last name.11:59 p.m. (the night before)
Idaho1st-10th, based on the last digit of your Social Security Number (SSN).11:59 p.m. (the night before)
Illinois1st-20th, based on case number and type.By 3:00 a.m.
Indiana5th-23rd (on odd days only), based on the first letter of your last name.By 6:00 a.m.
Iowa1st-10th, based on the first letter of your last name.11:59 p.m. (the night before)
Kansas1st-10th, based on the first letter of your last name.By 6:00 a.m.
Kentucky1st-19th, based on the last digit of your case number.11:59 p.m. (the night before)
Louisiana1st-14th, based on the last digit of your Social Security Number (SSN).By 5:00 a.m.
Maine10th-14th, based on the last digit of your birth day.11:59 p.m. (the night before)
Maryland4th-23rd, based on the first 3 letters of your last name.11:59 p.m. (the night before)
Massachusetts1st-14th, based on the last digit of your Social Security Number (SSN).By 6:00 a.m.
Michigan3rd-21st (on odd days only), based on the last digit of your case number.11:59 p.m. (the night before)
Minnesota4th-13th, based on the last digit of your case number.By 6:00 a.m.
Mississippi4th-21st, based on the last 2 digits of your case number.11:59 p.m. (the night before)
Missouri1st-22nd, based on your birth month and last name.11:59 p.m. (the night before)
Montana2nd-6th, based on the last digit of your case number.11:59 p.m. (the night before)
Nebraska1st-5th, based on the last digit of your Social Security Number (SSN).By 8:00 a.m.
Nevada1st-10th, based on the last digit of your birth year.By 7:00 a.m.
New HampshireOn the 5th of the month for all clients.11:59 p.m. (the night before)
New Jersey1st-5th, based on the last digit of your case number.11:59 p.m. (the night before)
New Mexico1st-20th, based on the last 2 digits of your Social Security Number (SSN).11:59 p.m. (the night before)
New York1st-9th in NYC. 1st-9th for the rest of the state. Rule varies by county.11:59 p.m. (the night before)
North Carolina3rd-21st (on odd days only), based on the last digit of your Social Security Number (SSN).By 6:00 a.m.
North DakotaOn the 1st of the month for all clients.11:59 p.m. (the night before)
Ohio2nd-20th (on even days only), based on the last digit of your case number.11:59 p.m. (the night before)
Oklahoma1st-10th, based on the last digit of your case number.11:59 p.m. (the night before)
Oregon1st-9th, based on the last digit of your Social Security Number (SSN).By 8:00 a.m.
Pennsylvania3rd-14th, based on the last digit of your case number.11:59 p.m. (the night before)
Rhode IslandOn the 1st of the month for all clients.11:59 p.m. (the night before)
South Carolina1st-10th for most clients. On the 1st for new cases.11:59 p.m. (the night before)
South DakotaOn the 10th of the month for all clients.11:59 p.m. (the night before)
Tennessee1st-20th, based on the last 2 digits of your Social Security Number (SSN).11:59 p.m. (the night before)
Texas1st-28th, based on the last 2 digits of your case number.11:59 p.m. (the night before)
Utah5th, 11th, and 15th, based on the first letter of your last name.11:59 p.m. (the night before)
VermontOn the 1st of the month for all clients.11:59 p.m. (the night before)
Virginia1st-9th, based on the last digit of your case number.11:59 p.m. (the night before)
Washington1st-20th, based on the last digit of your case number.By 6:00 a.m.
West Virginia1st-9th, based on the first letter of your last name.By 8:00 a.m.
Wisconsin2nd-15th, based on the last digit of your Social Security Number (SSN).11:59 p.m. (the night before)
Wyoming1st-4th, based on the first letter of your last name.11:59 p.m. (the night before)

Note: The deposit times in this table are the usual times people report in each state. Most states don’t publish exact hours, and the timing can change a little based on your EBT processor or banking network. Your benefits will still load on your scheduled day, but the exact hour may be a bit earlier or later.

Official Sources

If you want to read more about these programs straight from the source, here are the official pages on Benefits.gov:

  • Supplemental Nutrition Assistance Program (SNAP)
  • Temporary Assistance for Needy Families (TANF)

Frequently Asked Questions

What does a deposit time of “11:59 p.m.” mean?

That just means your money is added to your card the night before your payment day. So if your deposit day is the 10th, you’ll probably see the money hit your card at 11:59 p.m. on the 9th.

Do benefits arrive on the same day every month?

Yep. Your state picks your payment day using your case number or the first letter of your last name. So if you get paid on the 10th, you’ll always get paid on the 10th, even if it’s a weekend or holiday.

Do weekends or holidays affect my EBT deposit dates?

No. Unlike some bank direct deposits, your benefits should still show up on time even if it’s Saturday, Sunday, or a holiday. The EBT system is all automated, so it runs no matter what day it is.

How can I check if my EBT benefits were deposited?

The easiest way to check your balance is to call the toll-free customer service number on the back of your EBT card. Most states also have an official EBT card app or website where you can log in and check your balance and transaction history.

My benefits haven’t arrived. What should I do?

First, double-check your state’s schedule in the table above to make sure it’s actually your payment day. If the time has passed and there’s still no money, call your state’s EBT customer service. Again, the number’s right on the back of your card.

Why do some people get their EBT earlier than others?

Every state uses its own rules to decide payment days. Some use your case number, some use your SSN, and some use the first letter of your last name. So two people in the same state can get paid on totally different days, that’s normal.

Can EBT deposits ever be late?

It’s rare, but it can happen. Most delays come from system maintenance or issues with your state’s EBT processor. If it’s past your usual time, just call the number on the back of your card to check for updates.

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Do EBT cash benefits (TANF) deposit at the same time as SNAP?

Usually, yes. Most states load both SNAP and cash benefits on the same schedule. If your state uses different dates, it’ll be listed on your state’s EBT website.

Can I get my EBT deposit early?

No. States don’t offer early deposits for SNAP or cash benefits. The only exception is when a state issues emergency benefits, and that’s something they announce ahead of time

Okay, My Benefits Are Deposited. Where Can I Use My EBT Card?

Once your benefits are on your card, you’re ready to use them.

For your cash benefits, check out my guide on how to find surcharge-free EBT ATMs to withdraw cash.

For your food benefits, most major grocery stores and retailers are options. You can see my guide on using EBT at Walmart or shopping for groceries with EBT on Amazon.

And in some states, you can even use your card at certain fast food restaurants that accept EBT.

Closing Thoughts

Figuring out your EBT schedule can feel like a lot.

But once you know your state’s rule, you’ll always know when to expect your money.

Our state-by-state table should make it super easy to find your deposit day and time.

And if your money still hasn’t shown up, don’t panic.

First, check your balance by calling the number on the back of your card.

If it’s not there and your payment day has passed, then give customer service a call.

At the end of the day, knowing your state’s schedule is the first step to knowing exactly what time your EBT benefits deposit.

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