When Will My Funds Be Available For Use? | Regions

Regions Help & Support Help Home Products & Services Checking Accounts Deposits and Wire Transfers When will my funds be available for use?

When will my funds be available for use?

Funds from direct deposits, cash deposits or wire transfers are generally available the same day they are deposited to your account. In most cases, funds from checks you deposit on a business day (business days exclude Saturday, Sunday and federal holidays) are available to you by the next business day. However, in some cases, funds may take longer before they are available for your use (up to 7 business days). If there is a hold on your deposit, we will notify you of when funds will be available. Please see the Funds Availability Policy in the Regions Bank Deposit Agreement for complete details.

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