Will Workers Comp Offer Me A Settlement - SAIF

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Workers' compensation insurance for Oregon Español 800.285.8525 Feedback Due to a technical issue, some customers may experience a delay in receiving payroll report mailings. Affected customers can login to their account to submit their payroll reports digitally. On Thursday, December 25, and Friday, December 26, the SAIF offices will be closed in observance of Christmas. 800.285.8525 Contact us Share page
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Worker Guide

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You may have the option to negotiate a settlement on an accepted or denied claim. There are two types of settlements:

Disputed claim settlement (DCS)

A DCS is one way to resolve a dispute between the worker and the insurance company over the denial of a claim or condition. Under a DCS, the worker releases rights to all future benefits in exchange for a lump-sum settlement. If a DCS occurs, the denial of the claim or condition becomes final.

After the insurance company denies a claim or condition, the worker and insurance company can settle at any time between the date of the denial and when it becomes final.

Claims disposition agreement (CDA)

The injured worker releases rights to all benefits except medical treatment and preferred worker benefits in exchange for a lump-sum settlement. Although some rights are relinquished, a CDA creates certainty for the injured worker.

A CDA can occur any time after a claim has been accepted. Workers who agree to a CDA but who do not have an attorney have a 30-day waiting period, also known as a "cooling-off period," to reconsider the agreement.

Notes

  • You can get help through the Ombuds Office for Oregon Workers.
  • A settlement must be approved by a Workers' Compensation Board administrative law judge.
  • A settlement is not the same as a permanent partial disability (PPD) award.
  • You can log in to MyClaim and check your bill amounts before you settle a claim.
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