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ZIP Code 38574 - Monterey Tennessee
Overview
ZIP Code 38574 is located in Monterey Tennessee. Portions of 38574 are also in Mayland. 38574 is primarily within Putnam County, with some portions in Overton County and Cumberland County. Regionally, 38574 is located in Metro Nashville.
Stats Demographics Geography Politics Schools Climate Related Pages ZIP Code 38574 Quick Stats
| ZIP Code Name | Monterey |
| Primary County | Putnam County |
| ZIP Code Type | Standard |
| Population (2022) | 8,602 |
| Area Code(s) | 931 |
| Current Time | CST |
ZIP Code 38574 Map
38574 Demographics
38574 can be classified socioeconomically as Lower Middle Class class compared to other ZIP Codes in Tennessee based on Median Household Income and Average Adjusted Gross Income. The majority race/ethnicity residing in 38574 is White. The majority race/ethnicity attending public schools in 38574 is White. The current unemployment level in 38574 is 4.4%.
| Population | 8,602 |
| Population Growth Rate | 9.51% |
| Population Density | 50 People per Square Mile |
| Total Households | 3,214 |
| Percentage High Income Households | 0.8% |
| Median Household Income (2021) | $45,667 |
| Average Adjusted Gross Income (2021) | $410,260 |
| Current Unemployment Rate (September 2025) | 4.4% |
| Sales Tax Rate (2025) | 9.8% |
| Majority Race/Ethnicty | White - 89.80% |
| Public School Majority Race/Ethnicty | White - 65.13% |
38574 Race/Ethnicty Breakdown
| Race/Ethnicty | Total | Percentage |
| White | 8,429 | 89.8% |
| Black | 39 | 0.42% |
| Hispanic | 879 | 9.37% |
| Asian | 7 | 0.07% |
| Native American | 32 | 0.34% |
| Hawaiian/Pac. Islander | 0 | 0% |
38574 Public School Race/Ethnicty Breakdown
| Race/Ethnicty | Total | Percentage |
| White | 676 | 65.13% |
| Black | 7 | 0.67% |
| Hispanic | 349 | 33.62% |
| Asian | 3 | 0.29% |
| Native American | 1 | 0.1% |
| Hawaiian/Pac. Islander | 2 | 0.19% |
38574 Educational Attainment Levels
| Highest Education Level Attained | Total | Percentage |
| Less Than 1 Year of College | 265 | 6.22% |
| Bachelor Degree | 346 | 8.12% |
| High School Diploma | 1,872 | 43.94% |
| No High School Diploma | 128 | 3% |
| GED or Alternate | 570 | 13.38% |
| 1 or More Years of College | 792 | 18.59% |
| Associates Degree | 159 | 3.73% |
| Masters Degree | 98 | 2.3% |
| Professional Degree | 18 | 0.42% |
| Doctorate Degree | 12 | 0.28% |
38574 Geography
| Coordinates | 36.13970184,-85.23094940 |
| Adjacent ZIP Codes | 38506, 38553, 38554, 38571, 38580, 38583, 38589 |
| Cities/Towns in 38574 | Mayland |
| Regions | Metro NashvilleKnoxville Area |
| Metropolitan/Micropolitan Stat Areas | Cookeville, TNCrossville, TN |
| Time Zone | Central Standard Time |
| IANA Timezone | America/Chicago |
| Area | 170 Square Miles |
38574 Schools
| School Districts in 38574 | - Putnam County School District
- Overton County School District
- Cumberland County School District
- Fentress County School District
|
| Elementary Schools in 38574 | - Burks Elementary School
- Pleasant Hill Elementary School
- North Cumberland Elementary School
|
| High Schools in 38574 | - Monterey High School
- Cumberland County High School
- Stone Memorial High School
- Cookeville High School
|
38574 Weather and Climate Data
| Plant Hardiness Zone | Zone 6b: -5F to 0F |
| Average First Frost Date | October 11 - 20 |
| Average Last Frost Date | April 21 - 31 |
| Koppen-Geiger Climate Zone | Cfa - Humid Subtropical Climate |
| Ecoregion | 68a - Cumberland Plateau |
38574 Annual Climate Data | | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Annual |
|---|
| Avg Min Temp (°F) | 26 | 28 | 36 | 43 | 52 | 60 | 64 | 62 | 56 | 44 | 36 | 29 | 45 | | Avg Max Temp (°F) | 45 | 50 | 59 | 68 | 75 | 82 | 86 | 85 | 79 | 69 | 58 | 49 | 67 | | Avg Precip (In.) | 5.86 | 4.62 | 6.22 | 4.77 | 5.81 | 4.82 | 4.73 | 4.64 | 4.16 | 3.79 | 5.32 | 6 | 60.73 |
|
Related Maps and Data:
- Cookeville, TN ZIP Code List
- Crossville, TN ZIP Code List
- Overton County Tennessee ZIP Code Map
- Knoxville Area ZIP Code List
- Metro Nashville ZIP Code List
- Monterey Tennessee ZIP Code Map
- Overton County Tennessee ZIP Code Map
- Putnam County Tennessee ZIP Code Map
- Tennessee Area Code Map
- Tennessee Regions Map
- Tennessee Regions Map
- Tennessee Unemployment Rate Heat Map
- Tennessee ZIP Code List
- Tennessee ZIP Codes
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