Discover more on how to use credit card wisely and obtain practical information on how to manage your cash flow from the guidance we offer
Before you apply for a card
Get off to the best start possible by making sure you understand the finer details
How do credit cards work
What is interest? Why use a credit card? Learn more about the basics of owning a credit card and what makes someone eligible to apply.
Learn more about your credit card limit
Credit Card limits may vary from person to person depending on how many cards you own, how much you earn and your credit behaviour. Read to understand more.
The importance of a credit score
Credit Card limits may vary from person to person depending on how many cards you own, how much you earn and your credit behaviour. Read to understand more.
How to apply for a credit card online
COVID has restricted us in many ways, but applying for a credit card isn't one of them. With just a few clicks, you can now apply online anytime, anywhere!
View all cards
Find a card that suits you when you are ready to apply
Compare our cards
Use our card comparison tool to compare our cards
Which credit cards suit you most
HSBC Live+ Credit Card
Live it up with up to 8% cashback on dining and 5% cashback on shopping and entertainment.
HSBC Red Platinum Mastercard
Get 4× bonus points on online, dining, shopping, and overseas spend. Earn 1 bonus point for every PHP20 spent. Free Annual Fee in the first year.
Make the most of your card
If you have questions about how to use your card, how to get the most out of the benefits, how to protect yourself from credit card fraud, or just want to make sure you're developing good habits, these guides can help.
Is your credit card secure
Credit Card limits may vary from person to person depending on how many cards you own, how much you earn and your credit behaviour. Read to understand more.
What is a balance transfer?
Balance transfer is a feature of your credit card that lets you transfer your outstanding balance from one card to another. This "consolidation" of balances is supposed to help you better manage your finances.
Credit Card Insider Tips
Whether you choose a card based on credit limit, credit score or benefits, read more on how to manage finances better and make your Credit Card work for you.
Rewards vs Cash Back
With the Rewards or Cash Back programme, you can choose a perfect Credit Card. Here is a comparison of different card types to help pick one that suits best.
Credit card rewards explained
How should I redeem reward points earned on my HSBC Bank credit card? Points can be redeemed for a range of goods and services.
Online Shopping 101: how to make it worthwhile
Credit cards make online shopping easier and faster. Read our tips to maximize your online shopping experience with credit card cash back, offers and safety.
