Chain

Moving Money at Internet Speed

Infrastructure powering stablecoin payments at scale.

Infrastructure powering stablecoin payments at scale.

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_GLOBAL_TRANSFERS

Direct Stablecoin Rails

Our infrastructure empowers enterprises to seamlessly convert stablecoins into fiat currencies and vice versa at scale. Whether it's USDC to U.S. Dollars or Euros to USDT, Chain provides fast, direct, and reliable settlement- simplifying cross-border transfers while removing unnecessary complexity.

Lower Fees

Reduce reliance on costly trading venues

Fewer Dependencies

Streamline operations with direct fiat and crypto rails

Stability & Redundancy

Enterprise-grade reliability for mission-critical payments

Instant Liquidity

Settlements clear in real time, enabling immediate access to funds

_FLEXIBLE_SOLUTIONS

Stablecoin-based financial services that scale

Chain is stablecoin and fiat currency agnostic so that our customers have access to powerful and flexible tools to meet their enterprise needs.

Settle payments instantly, across stablecoins and cash

Chain gives enterprises a unified way to move money in and out of stablecoins and traditional currencies. From minting and redemption to direct bank payouts, our rails make settlement faster, more transparent, and easier to manage at scale.

Learn More1

Instant settlement

Stablecoin transfers confirm in seconds, with fiat payouts cleared the same day.

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Clear timelines

Direct issuer and bank integrations provide dependable conversion windows.

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Clear timelines

Direct issuer and bank integrations provide dependable conversion windows.

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Full visibility

Track every stage of a transaction, from token transfer to final cash delivery.

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Seamless reconciliation

Stablecoin transfers confirm in seconds, with fiat payouts cleared the same day.

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Seamless reconciliation

Stablecoin transfers confirm in seconds, with fiat payouts cleared the same day.

_FLEXIBLE_SOLUTIONS

Manage and reconcile funds with confidence

Chain gives enterprises the tools to store, track, and convert value across stablecoins and fiat. Build flexible account structures, automate reconciliation, and maintain full transparency over every transaction.

Built on

Flexible account setup

Attribute every transfer with unique stablecoin or fiat account references.

Enterprise account structures

Manage funds in pooled, FBO, or dedicated enterprise accounts.

Embedded Wallets

Assign unlimited wallet addresses across numerous blockchains to accounts.

Immutable ledger

Every transaction is recorded on a tamper-proof system of record via the Onyx blockchain.

Launch a global card program

Chain enables enterprises to issue cards directly from their stablecoin and fiat accounts, bridging digital assets with everyday payments. Give customers and teams instant access to funds, whether online or in-store, with physical or virtual cards that scale globally.

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Real-time authorizations

Approve transactions instantly with programmatic controls.

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Customizable cards

Design branded physical and virtual cards for employees or customers.

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Unlimited scalability

Manage thousands of card numbers across stablecoin and fiat rails.

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Instant funding

Issue cards directly from stablecoin or fiat balances, no pre-funding required.

Direct access to global banking rails

Chain provides enterprises with direct connectivity to major banking networks, enabling seamless movement between stablecoins and fiat currencies. With support for USD, EUR, and GBP, clients can send and receive payments through the most trusted rails worldwide.

_UNITED_STATES

• ACH
• Fedwire
• FedNow
• Visa
• MasterCard

_EUROPE

• Sepa
• Visa
• MasterCard

_UNITED_KINGDOM

• FasterPayments
• Visa
• MasterCard

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Direct access to global banking

_BANKING

What does “direct access to global banking rails” mean?

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Direct access means connecting straight to major banking and card networks such as ACH, Fedwire, FedNow, SEPA, Faster Payments, Visa, and Mastercard, without layered intermediaries. Chain provides access to our partner network of regulatory licenses and our Chain Direct Infrastructure, lifting the heavy compliance and connectivity work so enterprises can move funds between stablecoins and fiat through recognized banking rails — enabling faster settlement, lower costs, and simpler reconciliation at global scale.

_COMPANY

How is Chain different from a payment processor or crypto exchange?

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Chain provides infrastructure rather than acting as a transaction intermediary. In the Chain for Banks use case, client banks remain at the center of the transaction flow, with no custody of client funds by Chain and settlement occurring directly through the bank. In other use cases, Chain integrates as a non-custodial infrastructure layer within a client’s existing payments or platform stack.

_STABLECOINS

How do stablecoins work within traditional global banking systems?

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Stablecoins function as a settlement layer that enhances speed and availability without replacing banks. Chain enables enterprises to use stablecoins for instant, cross-border value movement while maintaining bank-based minting, redemption, compliance, and fiat payouts. This allows stablecoins to behave like faster correspondent banking rather than an alternative financial system.

_COMPLIANCE

How does Chain handle compliance across countries and asset types?

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Compliance is embedded directly into Chain’s infrastructure through integrated KYC/KYB, AML, sanctions screening, and transaction monitoring. Smart contract–based workflows and on-chain ledgers automate rule enforcement and maintain immutable audit trails, providing banks and platforms with real-time visibility and compliance controls across payments, cards, securities, RWAs, lending, and crypto operations.

_CUSTOMERS

Who benefits from direct access to global banking through Chain?

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Direct access is designed for banks, payment providers, fintechs, and regulated platforms that need to move money globally with speed and reliability. It enables these institutions to access the same rails used by banks while adding real-time settlement, programmability, and interoperability across fiat and stablecoins—without sacrificing compliance controls or customer ownership.

Pax Dollar

USDP

Ripple USD

RLUSD

Dollar

USD

Tether

USDT

Pounds

GBP

Euro

Eur