CIMB Debit Mastercard

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Debit Card CIMB DEBIT MASTERCARD Why use cash? #Debitjer. The CIMB Debit Mastercard for safer, more convenient cashless transactions. Don’t have a CIMB Current Account/-i / Savings Account/-i? Apply now! Apply Now

Latest Promotion

CIMB Account/-i & Debit Mastercard

Up to 4% p.a. bonus interest/profit and RM30 cashback, every month!

Campaign Period: 1 December 2025 – 28 February 2026

Terms and Conditions apply.

Find out more

Benefits & Privileges

Benefits & Privileges

Overseas Transaction Flexibility Take Control Exclusive Deals

Make Overseas Transactions with Ease On Your Debit Card

To make purchases overseas, kindly activate the Overseas Spend and Withdrawal function via the CIMB OCTO App,  any CIMB ATM, CIMB Clicks (on web version), any CIMB branch nationwide, or contact us for assistance.

 

Just follow the simple guide! Activate Overseas Usage Function via:

• CIMB Clicks

Step 1: Login to CIMB Clicks.

Step 2: Go to “Services” and click on “Overseas Spends & Withdrawal”.

Step 3: Click and select your cardnumber.

Step 4: Go to “Change Status To”, select your preference & click “Submit”.

Step 5: Authorise the transaction via SecureTAC.

Step 6: Your card is now successfully activated.

 

• CIMB OCTO App

Step 1: Login to CIMB OCTO App.

Step 2: On the CIMB OCTO App Home Screen, Select “More” > “Services” > “Manage Card”.

Step 3: Select “Overseas Spending & Withdrawal”.

Step 4: Select the card you would like to enable for Overseas Usage and switch on the toggle.

Note: Only activated cards will be displayed for selection.

Step 5: Authorise the transaction via SecureTAC.

Step 6: Your card is now successfully activated.

 

• CIMB ATM

Step 1: Insert you CIMB Debit Card.

Step 2: Enter your Debit Card PIN.

Step 3: Return to Main Menu.

Step 4: Others.

Step 5: ATM/Debit / Credit Card Related.

Step 6: Overseas ATM Services.

Step 7: Select your preference & click to proceed.

Step 8: Enter your new I/C number to confirm.

Step 9: Your card is now successfully activated.

 

Refer to the FAQ here for full details. 

Limit Change

You have the flexibility to change the following limits for your CIMB Debit Card:

• Withdrawal Limit: You can modify this limit via the CIMB Octo App, CIMB Clicks (on web version), or any CIMB ATM.
• Spend/Purchase Limit: Adjust your spend limit using the CIMB Octo App, CIMB Clicks (on web version), or any CIMB ATM.
• Contactless Limit: Change your contactless limit at any CIMB ATM.

Contactless Payment

Simply tap and go using your CIMB Debit Card on the payment terminal to make quick and efficient payments of up to RM250 without needing to insert it or enter a PIN.

 

The first time you use your card, make sure it’s a chip-and-PIN transaction (where you insert your card into the payment terminal and enter your PIN). This initial transaction helps activate the contactless feature.

 

You can also deactivate or reactivate the Contactless feature via: 

 

• CIMB OCTO App

Step 1: Login to CIMB OCTO App.

Step 2: On the CIMB OCTO App Home Screen, Select “More” > “Services” > “Manage Card”.

Step 3: Select “Contactless Payment”.

Step 4: Select the card you would like to enable for Contactless Feature.

Note: Only activated cards will be displayed for selection.

Step 5: To enable, switch on the toggle if it was previously disabled.

Note: By default, the Contactless feature is enabled. To disable it, switch off the toggle.

Step 6: Authorise the transaction via SecureTAC.

Step 7: Your card is now successfully activated.

 

• CIMB ATM

Step 1: Insert you CIMB Debit Card.

Step 2: Enter your Debit Card PIN.

Step 3: Return to Main Menu.

Step 4: Others.

Step 5: ATM/Debit / Credit Card Related.

Step 6: Debit Card.

Step 7: Set Contactless Transaction.

Step 8: Select "Deactivate" or "Activate" to proceed.

Step 9: Enter Your new I/C number to confirm.

Shop Online

When you shop online from participating 3D Secure merchants, you need to verify these transactions. you have two options:

•       SecureTAC via CIMB Octo App: Use the CIMB Octo App to approve the transaction securely.

•       One-Time Password (OTP) via SMS. You’ll receive an OTP via SMS to confirm the transaction.

 

Refer to the SecureTAC FAQ here for details.

 

Non-3D Secure online transactions are online purchases made without the 3D Secure authentication. To enable this type of transaction (known as Card-Not-Present (CNP)), cardholders need to opt-in. Customers may opt-in via CIMB OCTO App, with the following steps: 

 

Step 1: Login to CIMB OCTO App.

Step 2: On the CIMB OCTO App Home Screen, Select “More” > “Services” > “Manage Card”.

Step 3: Select “Debit Card-Not-Present Transaction”.

Step 4: Select the card you would like to enable for CNP and switch on the toggle.

Note: Only activated cards will be displayed for selection.

Step 5: Click “Proceed” to enable the debit card CNP feature.

Step 6: Authorise the transaction via SecureTAC.

Step 7: Your card is now successfully activated.

 

Alternatively, you may call our Customer Contact Center +603 6204 7788 to activate your CNP usage function.

Toll Payment

CIMB Debit Card is now accepted at selected highways/expressways nationwide. Simply look for the Mastercard or MyDebit logos at toll booths and you can seamlessly pay for toll fares.

 

To quickly and efficiently make payments by simply tapping your card on the payment terminal, you’ll need to activate the contactless payment feature.

 

You may activate the feature through CIMB OCTO App or at any CIMB ATM.

 

Ensure that you have sufficient balance to perform contactless payments with your CIMB Debit Card to avoid any payment interruption.

Automatic Payment Facility

Pay monthly utility bills automatically to prevent late charges and service lapses.

eWallet Top Up with No Extra Charge

Top up your Touch 'n Go eWallet & GrabPay Wallet with your CIMB Debit Card at no charge!

 

To quickly and efficiently top up your selected eWallets, link your CIMB Debit Card and enjoy a seamless experience. 

Exclusive Deals

Discover amazing privileges and exclusive deals when you shop, dine or travel. Discover more exciting CIMB Deals here. 

Eligibility

Individuals aged 12 years and above holding CIMB Bank Current Account or Savings Account

Requirements

If you are aged between 12 and below 18 years, your parent or legal guardian is needed to be present and to sign the indemnity letter for issuance of debit card.

Fees and Charges

CIMB Debit Mastercard

Terms and Conditions

CIMB Debit Mastercard Terms & Conditions (ENG) CIMB Debit Mastercard Product Disclosure Sheet (ENG)

FAQ

CIMB Debit Mastercard FAQ MyDebit Cash Out FAQ

• APPLY for a Debit Card NOW

• APPLY for a Debit Card NOW

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