Citi Cash Back+ Card – Get Unlimited Cashback | Citibank Singapore

Citi Cash Back Plus Card

Earn unlimited cash back

Welcome gift of 8% cash back*

Apply Now *T&Cs apply. Applicable for new Citi Cardmembers.

Earn cash back on your spend with Citi Cash Back+ Card

Cash back daily

Earn 1.6% cash back on your spend^ all year round

No minimum spend required & no cap on cash back earned

Earn unlimited cash back with no spend requirements.

Bonus Cash Back

Earn 0.4% Bonus Cash Back1

on your spend if you are a Citi Plus customer who is the Primary Account Holder of a Citi Interest Booster Account.

Redeem your cash back instantly on-the-go

Enjoy the convenience of redeeming yourcash back for cash rebate via Citi Mobile® App and SMS.Click here to find out more.

Up to S$1 million

coverage when you charge your travel tickets to Citi Cash Back+ Credit Card&

Citi Plus is an all-in-one digital wealth solution packed with features, insights and tools to help you manage, build and protect your wealth.

Click here to find out more on Citi Plus.

How to earn 0.4% Bonus Cash Back1 with Citi Plus

Non-Citi Plus customer	Citi Plus customer Only applicable to Citi Plus customer who is the Primary Account Holder of a Citi Interest Booster account
Cash Back	1.6%	1.6%
Bonus Cash Back	-	+0.4%
Minimum retail spend requirement	No minimum retail spend	• 1.6% Cash Back: No minimum retail spend • 0.4% Bonus Cash Back: Minimum retail spend of S$500
Cash Back cap	No cap	• 1.6% Cash Back: No cap • 0.4% Bonus Cash Back: Capped at S$2,000 retail spend (i.e. maximum monthly Bonus Cash Back is S$8)

What is Citi Plus

Top 4 Cash Back Plus Credit Card Features

Citi World Privileges

Get exclusive deals and discounts with Citi Cash Back+ Card

Citi PayLite

Turn your purchases into affordable instalments with Citi PayLite. A fee may be applicable.

Citi FlexiBill

Convert your credit card statement retail balance into installments

Citi Quick Cash

Instant cash# to get things done right away

Citi PayLite® Bundle

Exclusive for Citi Cash Back+ Mastercard Cardmembers, Citi PayLite Bundle allows you to convert your first three eligible retail transactions of minimum S$500 each at No Processing Fee in every Bundle Period to 3 Citi PayLite instalment loans**. Plus, you can continue to earn unlimited 1.6% cash back with no cap.

How to apply for Citi PayLite Bundle?

Find Out More

Already a Citi Credit Cardmember?

Refer a friend and be rewarded with S$150 Cash

Citi Mobile® App

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

Track your cash back

Citi Cash Back+ Card Promotions

Enjoy exclusive shopping, dining and travel deals with your Citi Cash Back+ Card.

Citi Gourmet Pleasures

Learn more

Home Essentials Deals

Learn more

Shop Smart with Citi

Learn more

More Deals Here

Apply now to start earning limitless cash back

Get a new Citi Cash Back+ Card from your phone or computer in an easy, paperless signup process

Basic fee of S$196.20 inclusive of 9% GST (first year waived)

Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year

Age 21 or older

Welcome gift of up to S$320 cash back*

Get up to S$320 cash back* on up to S$4,000 spend (8% cash back) in the first 2 months.

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Welcome gift of up to S$320 cash back* (8% cash back)

Apply effortlessly with

Simply log in with your Singpass and authorise the retrieval of your details from Myinfo. Your application form is pre-filled and supporting documents waived if eligible.

If you do not have Singpass, you will need the following documents:

• Documents for Singaporean/PR
• Documents for Foreigner

If you are a Salaried Employee

• A copy of your NRIC/passport.
• Latest computerized pay slip or Income Tax Notice of Assessment.

If you are Self Employed

• A copy of your NRIC/passport.
• Last 2 years' Income Tax Notice of Assessment.

• A copy of your passport and work permit (with minimum 6 months validity).
• A copy of utility/residential telephone/home broadband internet bill (excluding mobile phone bill) or bank statement with your name and address.
• Income Tax Notice of Assessment and latest computerized pay slip.

Terms and Conditions

•By responding to any advertisement relating to the Citi Cash Back+ Card and providing your personal data, you consent to Citibank contacting you in respect of the Citi Cash Back+ Card including via the telephone.

•*Welcome offer eligible for new Citi Cardmembers only with a minimum qualifying spend of S$800 in the first 2 months, capped at S$4,000 qualifying spend. Promotion valid till 28 February 2026. Click here to view the Citi Cash Back+ Card 8% Cash Back Welcome Gift Promotion Terms and Conditions.

•^Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember's Agreement.

•#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.

•Click here to view the Citi Cash Back+ Cardmember's Agreement.

•Click here to view the Information Sheet.

•Click here to view the ABS Credit Card Guide.

•Click here for the Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.

•^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Cash Back.

•&Click here for more details on complimentary travel insurance.Please note that the Citi Credit Cards complimentary travel insurance coverage (“Travel Insurance”) underwritten by HL Assurance Pte Ltd (“HLAS”) when the Full Fare for an eligible trip is being charged to your Citi Credit Card(s) (“Trip”) was updated to end on 31 March 2026. For more details of this change and how it affects you, view the Notice uploaded on Citibank Singapore website here.

•**Click here for Citi PayLite/Citi PayLite Bundle/Citi FlexiBill Terms and Conditions.

•1You will earn the 0.4% Bonus Cash Back only if you are a Citi Cash Back+ Mastercard© holder. Citi Cash Back+ Visa cardholders may apply for Citi Cash Back+ Mastercard©. The Bonus Cash Back refers to the Bonus Cash Back of 0.4% earned based on the amount of eligible retail purchases in a calendar month with minimum S$500 eligible retail spend, capped at S$2,000 eligible retail spend (i.e. maximum monthly Bonus Cash Back is S$8). Please note that the Citi Credit Cards complimentary travel insurance coverage (“Travel Insurance”) underwritten by HL Assurance Pte Ltd (“HLAS”) when the Full Fare for an eligible trip is being charged to your Citi Credit Card(s) (“Trip”) was updated to end on 31 March 2026. For more details of this change and how it affects you, view the Notice uploaded on Citibank Singapore website here. to view the Citi Cash Back+ Mastercard© Bonus Cash Back Promotion Terms and Conditions. Click here to view the Citi Cash Back+ Mastercard© Bonus Cash Back Frequently Asked Questions.

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Welcome gift of up to 8% cash back* Already a Citi Credit Cardmember? Refer a friend and be rewarded with S$150 Cash

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Welcome gift of 40,000 bonus Citi ThankYou Points

Receive 40,000 bonus Citi ThankYou Points when you spend S$800 in the first 2 months.