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EMVCo creates and manages EMV® Specifications and programmes that enable seamless and secure card-based payments for businesses and consumers worldwide.

Learn more The next EMVCo Technical Meeting will be held from 14-16 April in Singapore and is open to Associates. Register Here

We are EMVCo

EMVCo collaborates with the payments industry

Hundreds of banks, merchants, technology providers and other industry stakeholders contribute to the development of EMV Specifications and programmes.

To develop technical specifications and programmes

Industry stakeholders use EMV Specifications to develop payment products and solutions they can trust to work seamlessly and securely worldwide.

That support the delivery of reliable and convenient payments globally

Consumers and businesses benefit from EMV Specifications every day by being able to make trusted and reliable card-based payments wherever they are in the world.

What are you looking for today?

Recent specifications

EMV Specifications are technical requirements used to develop card-based payment products that will work seamlessly and securely worldwide.

Submit product for testing and evaluation

EMVCo facilitates testing and evaluation of products for compliance with EMV Specifications.

Find a laboratory

EMVCo recognises independent laboratories to test and evaluate products for compliance with EMV Specifications.

Find approved and evaluated products

EMVCo lists products that are approved and/or evaluated as meeting EMV Specifications.

How do I get in touch?

Technical questions can be submitted to EMVCo through the Query Form.

Who is EMVCo?

EMVCo is a global technical body responsible for the creation and management of EMV Specifications and programmes.

Upcoming Events

View all Mar 17 2026 Board of Advisors Meeting March 2026, Day 3 (Virtual) Virtual Mar 24 2026 EMV® Resilience to Quantum SIM: Associates Virtual Mar 24 2026 EMV® Resilience to Quantum SIM: Subscribers Virtual Related EMV® Insights View all articles EMV® Insights

What is New in EMV® Secure Remote Commerce Version 1.5?

by Carey Ferro | 8 Jan 2026 EMV® Insights

A Spotlight on Payments Innovation: Highlights from the EMVCo Vienna Technical Meeting

by Arman Aygen | 19 Dec 2025 EMV® Insights

Understanding the Use of Passkeys in Payments

by Sami Tikkala | 12 Dec 2025 Why EMV? image

Why EMV?

Millions of card-based payments are made and accepted daily. Whatever you are buying, wherever you are in the world, you expect your payment card to work. In-store, online or remote, the process needs to be familiar, convenient and reliable. EMVCo helps make this possible.

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EMV® Technologies

EMV Technologies are the suite of payment technologies that EMV Specifications and programmes support.

Industry stakeholders use EMV Specifications to design payment products and solutions they can trust to work seamlessly and securely everywhere. This is important to the delivery of safe and reliable payments that merchants, businesses and consumers expect globally.

Learn more Get involved Interested in collaborating with EMVCo? Ways to participate

More than a hundred organisations – including merchants, issuers, acquirers, payment networks, financial institutions, manufacturers, technology providers and testing laboratories – contribute their knowledge and expertise to the development of EMV Specifications.

Associate

EMVCo Associates can contribute their knowledge and expertise to shape the development of EMV Specifications.

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Subscriber

EMVCo Subscribers can receive notice of pending EMV Specification developments and participate in a formal dialogue with EMVCo.

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Public

All industry participants can review and provide comments on new EMV Specifications and major updates before final publication.

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EMVCo Associates, Subscribers and public users of EMVCo.com can create accounts to manage their engagement and participation with EMVCo. Using your EMVCo account, you can monitor queries and responses, and manage your profile.

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