New Hampshire Federal Credit Union

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FREE Choice Checking – all the bells and whistles yet NO monthly FEES.

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Choose to grow your family’s savings. Safe, sound, and strong.

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NHFCU’s Hero’s Honors Accounts

Click here for eligibility & apply today!

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60-Month Choice Certificate

Earn up to 3.40% APY*

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New and Used Autos

as low as 4.99% APR*

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As low as 5.99% APR*

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News, Alerts, and Events

Benefits of Using Your Debit Card

Using a debit card is a smart move for direct money management and convenience, all while actively avoiding debt and interest! Why You'll Love Using a

Read more December 19, 2025

Supporting Our Heroes This Holiday Season

NHFCU remains deeply grateful to our veterans and military families for the sacrifices they make to protect our freedom. To show our appreciation this

Read more December 19, 2025

Proudly Supporting Veterans and Military Families

NHFCU is always grateful to our veterans and military families for the sacrifices they make to deliver freedom for all of us. To thank

Read more December 15, 2025 VIEW ALL

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URLThis field is for validation purposes and should be left unchanged. First Last Email Address CAPTCHA Sign Up Closed Monday 1/26/26

ALERT: NHFCU will be Closed Monday, 1/26/26 due to inclement weather.

Our Call Center will be open regular hours 9am-5pm. Thank you for your understanding. Please stay safe.

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7, along with 55,000 surcharge-free ATMs through Allpoint.

Be safe everyone.

CLOSE Drive-up and ATM will be CLOSED Friday, January 23rd

Our Drive-up and ATM will be CLOSED Friday, January 23rd due to building maintenance. Our Lobby will be open.

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

Allpoint ATM’s closest to our office include:

• Allpoint Walgreens – 142 Loudon Rd, Concord, NH 03301 (1.03 Miles away)
• Allpoint CVS – 157 Loudon Rd, Concord, NH 03301 (1.07 Miles away)
• Allpoint Speedway- 15 Hall St, Concord, NH 03301 (1.09 Miles away)
• Allpoint CVS – 4 Hall St, Concord, NH 03301 (1.11 Miles away)
• Allpoint Circle K – 231 Louden Rd, Concord, NH 03301 (1.52 Miles away)
• Allpoint Target – 80 Damante Dr, Concord, NH 03301 (1.79 Miles away)

Find more Allpoint locations here: Allpoint ATM Locator

CLOSE Juneteenth – Friday, June 19 | CLOSED

Our office will be CLOSED Juneteenth – Friday, June 19

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

Allpoint ATM’s closest to our office include:

• Allpoint Walgreens – 142 Loudon Rd, Concord, NH 03301 (1.03 Miles away)
• Allpoint CVS – 157 Loudon Rd, Concord, NH 03301 (1.07 Miles away)
• Allpoint Speedway- 15 Hall St, Concord, NH 03301 (1.09 Miles away)
• Allpoint CVS – 4 Hall St, Concord, NH 03301 (1.11 Miles away)
• Allpoint Circle K – 231 Louden Rd, Concord, NH 03301 (1.52 Miles away)
• Allpoint Target – 80 Damante Dr, Concord, NH 03301 (1.79 Miles away)

Find more Allpoint locations here: Allpoint ATM Locator

CLOSE Memorial Day – Monday, May 25 | CLOSED

Our office will be CLOSED Memorial Day – Monday, May 25

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

Allpoint ATM’s closest to our office include:

• Allpoint Walgreens – 142 Loudon Rd, Concord, NH 03301 (1.03 Miles away)
• Allpoint CVS – 157 Loudon Rd, Concord, NH 03301 (1.07 Miles away)
• Allpoint Speedway- 15 Hall St, Concord, NH 03301 (1.09 Miles away)
• Allpoint CVS – 4 Hall St, Concord, NH 03301 (1.11 Miles away)
• Allpoint Circle K – 231 Louden Rd, Concord, NH 03301 (1.52 Miles away)
• Allpoint Target – 80 Damante Dr, Concord, NH 03301 (1.79 Miles away)

Find more Allpoint locations here: Allpoint ATM Locator

CLOSE Presidents’ Day – Monday, February 16 | CLOSED

Our office will be CLOSED Presidents’ Day – Monday, February 16

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

Allpoint ATM’s closest to our office include:

• Allpoint Walgreens – 142 Loudon Rd, Concord, NH 03301 (1.03 Miles away)
• Allpoint CVS – 157 Loudon Rd, Concord, NH 03301 (1.07 Miles away)
• Allpoint Speedway- 15 Hall St, Concord, NH 03301 (1.09 Miles away)
• Allpoint CVS – 4 Hall St, Concord, NH 03301 (1.11 Miles away)
• Allpoint Circle K – 231 Louden Rd, Concord, NH 03301 (1.52 Miles away)
• Allpoint Target – 80 Damante Dr, Concord, NH 03301 (1.79 Miles away)

Find more Allpoint locations here: Allpoint ATM Locator

CLOSE Our office as well as our ATM will be CLOSED Monday, January 19

Our office as well as our ATM will be CLOSED Martin Luther King Jr. Day/Civil Rights Day, Monday, January 19

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

Allpoint ATM’s closest to our office include:

• Allpoint Walgreens – 142 Loudon Rd, Concord, NH 03301 (1.03 Miles away)
• Allpoint CVS – 157 Loudon Rd, Concord, NH 03301 (1.07 Miles away)
• Allpoint Speedway- 15 Hall St, Concord, NH 03301 (1.09 Miles away)
• Allpoint CVS – 4 Hall St, Concord, NH 03301 (1.11 Miles away)
• Allpoint Circle K – 231 Louden Rd, Concord, NH 03301 (1.52 Miles away)
• Allpoint Target – 80 Damante Dr, Concord, NH 03301 (1.79 Miles away)

Find more Allpoint locations here: Allpoint ATM Locator

CLOSE Delayed Opening

URGENT WEATHER ALERT: NHFCU Concord location will delay opening until 10:30 AM due to inclement weather.

Thank you for your understanding. Please stay safe.

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7, along with 55,000 surcharge-free ATMs through Allpoint.

Be safe everyone.

CLOSE Drive-Up Maintenance

On Wednesday, December 10th, and Thursday the 11th, NHFCU’s drive-up will be closed for maintenance. Our lobby will remain open and our lobby ATM will be available.

Additionally, if you are looking to make a cash withdrawal, you can use a nearby Allpoint ATM with no surcharge.

Here’s a list for your convenience:

Allpoint Walgreens – 142 Loudon Rd. (1.03 Miles away)

Allpoint CVS – 157 Loudon Rd. (1.07 Miles away)

Allpoint Speedway- 15 Hall St. (1.09 Miles away)

Allpoint CVS – 4 Hall St. (1.11 Miles away)

Allpoint Circle K – 231 Louden Rd. (1.52 Miles away)

Allpoint Target – 80 Damante Dr. (1.79 Miles away)

We appreciate your understanding!

ATMs, DirectLine, and e-branch are available 24 hours a day, every day.

CLOSE NOTICE: Office Closing Early

Due to the inclement weather, NHFCU will be closing at 2pm today.

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7, along with 55,000 surcharge-free ATMs through Allpoint.

Be safe everyone.

CLOSE Lobby Closed Tuesday 11/4/25

Our lobby will be closed Tuesday 11/4. We kindly ask that you use our drive-thru or contact our Call Center which will both be open normal hours 9am – 5pm. We apologize for any inconvenience.

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7. You can also access 55,000 surcharge-free ATMs through Allpoint.

CLOSE Payment System Temporarily Offline for Maintenance

Attention Members:

Our online loan payment system is temporarily unavailable due to a service outage. We are working closely with our payment processor to resolve the issue as quickly as possible. We expect the system to be back online later today. Please check back for updates.

Please note: All loans have a 15-day grace period before a late fee is assessed.

CLOSE

Our Lee office will be closed today, Friday, September 5th.

This closure is due to staffing issues.

We apologize for any inconvenience.

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7. You can also access 55,000 surcharge-free ATMs through Allpoint.

CLOSE Lobbies Closing at 3pm on 8/12/25

NHFCU’s lobbies will be closing at 3pm on Tuesday, August 12th. Our drive-thru in Concord will be open until 5pm.

Thank you for your understanding.

CLOSE NHFCU Offices Closed Today for System Upgrade

NHFCU offices are closed today, Monday, June 2nd, 2025, for a system upgrade.

Online Banking (e-branch/Mobile App) and Directline will also be unavailable today.

We apologize for any inconvenience.

Stay informed: visit nhfcu.org/upgrade for answers for frequently asked questions.

We appreciate your patience as we enhance your experience.

CLOSE NHFCU System Upgrade

Important Dates:

• May 31st – June 2nd, 2025: online banking (e-branch/mobile app) and DirectLine will be unavailable.

• Monday, June 2nd, 2025: All NHFCU branches are closed.

Stay informed: visit nhfcu.org/upgrade for answers for frequently asked questions.

We appreciate your patience as we enhance your experience.

CLOSE System Upgrade

Important Dates:

• May 31st – June 2nd, 2025: online banking (e-branch/mobile app) and DirectLine will be unavailable.

• Monday, June 2nd, 2025: All NHFCU branches are closed.

Stay informed: visit nhfcu.org/upgrade for answers for frequently asked questions.

We appreciate your patience as we enhance your experience.

CLOSE NHFCU System Upgrade

Important Dates:

• May 31st – June 2nd, 2025: online banking (e-branch/mobile app) and DirectLine will be unavailable.

• Monday, June 2nd, 2025: All NHFCU branches are closed.

Stay informed: visit nhfcu.org/upgrade for answers for frequently asked questions.

We appreciate your patience as we enhance your experience.

CLOSE Provider working on issues impacting online and other electronic services

Our provider has notified us that it is working on some issues that may be impacting electronic/online services.  This includes online banking and direct deposit/automated withdrawals.  You may experience slower or delayed access when using electronic services.  We apologize for any inconvenience.

CLOSE DirectLine technical issues

We appreciate your patience as we are experiencing technical issues with our DirectLine Telephone transaction service and are working with our vendor to resolve it.

CLOSE Weather Closing

URGENT WEATHER ALERT: NHFCU Concord location will be closing early today at 10:30 AM due to inclement weather.

Please note the following:

• The lobby at Airport Road is currently closed.
• Drive-thru service will remain open until 10:30 AM.
• Lee offices are closed on Saturdays

Thank you for your understanding. Please stay safe.

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7, along with 55,000 surcharge-free ATMs through Allpoint.

Be safe everyone.

CLOSE IMPORTANT REMINDER-Spoofing Scam

An important reminder:   Be cautious about calls seemingly coming from NHFCU requesting your full account or debit card numbers, etc.  Fraudsters are known to “spoof” information to appear legit on caller IDs.  NHFCU reps and our fraud monitoring services will not ask you for complete account numbers, PINs, etc.  If you question the validity of a call, please contact us directly.

CLOSE NOTICE: Delayed Opening Monday, March 17th

NOTICE: Our Airport Road lobby and drive-up will have a delayed opening until 12:00 noon on Monday, March 17. We are undergoing building maintenance that impacts our first-floor lobby. This means transactions (including the drive-up) and in-person meetings will not be available at Airport Rd on the morning of Monday, March 17.  Our Call Center will be available during this time. As always, for your 24/7 convenience, we offer mobile deposit, bill payer, and DirectLine, along with e-branch and 55,000 surcharge-free ATMs worldwide through Allpoint, including over a dozen locations in Concord.

Thank you for your patience. 

CLOSE Airport Rd Office Closed March 1, 2025

An unexpected issue with our building required us to close our office Saturday, March 1.  We apologize for any inconvenience.  Our Call Center is available until 12 Noon and ATMs, DirectLine, and online services are available.

CLOSE NOTICE: Offices Closing Early

Due to the inclement weather, all NHFCU locations will be closing at 12 noon today.

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7, along with 55,000 surcharge-free ATMs through Allpoint.

Be safe everyone.

CLOSE Notice: New Year's Eve/Day Hours

Notice:

2025

• New Year’s Eve Wednesday, December 31st, open 9:00AM – 1:00PM 

2026

• New Year’s Day Thursday, January 1 | CLOSED

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE NOTICE: Christmas Holiday Hours

Notice:

• Christmas Eve Wednesday, December 24th, 9:00AM – 1:00PM 
• Christmas Day Thursday, December 25th, CLOSED 

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE NOTICE: Thanksgiving Holiday Hours

Notice: 

• Thanksgiving Eve, Wednesday, November 26th, closing at 1:00 PM.
• Thanksgiving Day, Thursday, November 27th CLOSED.

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE Closed Veterans Day Tuesday, November 11

We will be Closed Veterans Day Tuesday, November 11

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE Closed Columbus Day/Indigenous Peoples’ Day Monday, October 13

We will be Closed Columbus Day/Indigenous Peoples’ Day Monday, October 13

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE Closed Labor Day Monday, September 1

We will be Closed Labor Day Monday, September 1

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE Closed Independence Day Friday, July 4

We will be Closed Independence Day Friday, July 4

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE CLOSED Juneteenth, Thursday, June 19

We will be CLOSED Juneteenth, Thursday, June 19

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE We will be CLOSED Memorial Day Monday, May 26

We will be CLOSED Memorial Day Monday, May 26

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE We will be CLOSED Presidents’ Day Monday, February 17

We will be CLOSED Presidents’ Day Monday, February 17

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE We will be CLOSED Martin Luther King Jr. Day/Civil Rights Day, Monday, January 20

We will be CLOSED Martin Luther King Jr. Day/Civil Rights Day, Monday, January 20

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE Special notice for mortgage holders

Special notice for mortgage holders:  Because of year-end processing, we are accepting mortgage payments until noon on December 31st.  Payments received after will be applied for the 2025 tax year.

CLOSE NOTICE: New Hours in Concord and Lee

Effective November 1, 2024, our Concord and Lee branches will be open the following hours:

New Hours at the Concord, NH, Branch

Monday – Friday: 9am – 5 pm Saturday: 9am – Noon

New Hours at the Lee, NH, Branch

Monday – Tuesday: 12 Noon – 5 pm Wednesday: CLOSED Thursday – Friday: 12 Noon – 5 pm Saturday & Sunday: CLOSED

CLOSE Notice: We will be CLOSED on Columbus Day/Indigenous Peoples’ Day Monday, October 14

Notice: We will be CLOSED on Columbus Day/Indigenous Peoples’ Day Monday, October 14

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE Special Notice: Closing early on Wednesday, September 18th

We are closing early on Wednesday, September 18th for an employee appreciation event. Our Concord office will close at 2:30 pm. We appreciate your support as we recognize our employees and the work they do every day!

24/7 access to your accounts is available through: e-branch, our mobile app (including remote deposit), DirectLine (phone), and ATMs for cash 24/7 with more than 55,000 surcharge-free ATMs at the Allpoint Network. Find the surcharge-free ATM nearest you: Allpoint ATM Locator.

CLOSE IMPORTANT Fraud Spoofing Reminder

An important reminder:   Be cautious about calls seemingly coming from NHFCU requesting your full account or debit card numbers, etc.  Fraudsters are known to “spoof” information to appear legit on caller IDs.  NHFCU reps and our fraud monitoring services will not ask you for complete account numbers, PINs, etc.  If you question the validity of a fraud monitoring call, please contact us directly.

CLOSE Lobby Closed Morning of August 20th

Our Airport Road lobby will be closed from 9 am – Noon on Tuesday, August 20th.

Please use our drive-up during that time while we make some changes to our space!

CLOSE Security Enhancement

Enhanced e-branch and mobile security was put into place on July 18th. Please follow the steps you are prompted for the first time you log in after this date. This is an added layer of protection for you.

CLOSE Special notice for e-branch and mobile users:

Enhanced e-branch and mobile security is in place today. Please follow the steps you are prompted for the first time you log in after this date. This is an added layer of protection for you.

CLOSE Special notice for e-branch and mobile users:

On July 18, we are enhancing our e-branch and mobile security. The first time you log in on or after July 18, you will be prompted to select how you want to receive a verification code. You will also be prompted to create new security questions. The enhanced security will determine if and when to require additional security questions. Once you set this up, you will have an added layer of security protecting you and your money.

CLOSE Intermittent issues with e-branch

6/6/2024: We are experiencing intermittent issues with e-branch and are working with our vendor to resolve.  Please use DirectLine, our 24/7 phone service or try accessing e-branch again later.  If you need something immediately, contact our call center at (603)224-7731 ext.530

CLOSE Warning: Do not click on links in texts that appear to be from NHFCU.

We received word that members are receiving messages “from us” containing links looking to verify transactions.  Do not click on these links as these messages are not from us.  If you wish to review what’s happening on your account, please visit e-branch via your laptop or mobile, or call us directly. If you have already clicked one of these links, please contact us immediately.

CLOSE Warning: Do not click on links in texts that appear to be from NHFCU.

We received word that members are receiving messages “from us” containing links looking to verify transactions.  Do not click on these links as these messages are not from us.  If you wish to review what’s happening on your account, please visit e-branch via your laptop or mobile, or call us directly. If you have already clicked one of these links, please contact us immediately.

CLOSE Lee Office Closed 4/5/24

Today, Friday, April 5th, 2024, our Lee office will be closed due to storm related utility issues.

Our Concord office is open regular hours.

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7, along with 55,000 surcharge-free ATMs through Allpoint.

Be safe everyone.

CLOSE NOTICE: Offices Closed Thursday, April 4th

On Thursday, April 4th, 2024, our offices will be closed due to inclement weather. Providing the proper utilities are available, our remote call center reps are available from 10 to 2 today.

You have access to online banking through e-branch, as well as our mobile app with remote deposit and also 24-hour access to ATMs along with 55 thousand surcharge-free ATMs through Allpoint.  Thank you and be safe.

CLOSE Scheduled System Maintenance

Sunday, March 24, 2024: We are undergoing planned system maintenance which may impact e-branch, mobile banking and Direct Line.

CLOSE ebranch access

We are experiencing intermittent connectivity issues with e-branch and are working with our provider to resolve this now.  Because of this, call volume is high. We apologize for any inconvenience and ask for your patience.

CLOSE Notice: Scheduled System Maintenance

Sunday, February 25:

We are undergoing planned system maintenance which may impact e-branch, mobile banking and Direct Line.

CLOSE Notice: Scheduled System Maintenance

Saturday, February 24:

We are undergoing planned system maintenance which may impact e-branch, mobile banking and Direct Line.

CLOSE

Due to staffing issues, our Lee Branch is closing at 4pm on February 1, 2024. We apologize for any inconvenience.

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE

The NHFCU Airport Road, Concord office will open Monday, January 29, 2024, at 11:00 AM due to anticipated weather conditions. Our Lee office will be open regular hours, opening at 12 noon.

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE Notice: Scheduled System Maintenance

Sunday, January 21: We are undergoing planned system maintenance which may impact e-branch, mobile banking and Direct Line.

CLOSE Important Information Regarding Tax Forms

Tax forms 1099-INT, 1098, and 1099-R will be mailed to all members with a postmark of no later than January 31, 2024. Tax form 5498 will be mailed no later than May 31, 2024.

In addition, tax forms will be available to all members via e-branch (please note, these forms will not be accessible through the NHFCU Mobile App).

For details on 1099-INT, 1098, 1099-R and 5498 tax forms click here.

CLOSE Notice: We will be CLOSED Martin Luther King Jr. Day/Civil Rights Day, Monday, January 15 

We will be CLOSED Martin Luther King Jr. Day/Civil Rights Day, Monday, January 15 

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE Christmas Hours:

Christmas Hours:

• Christmas Eve Tuesday, December 24 | Concord: 9:00AM – 1:00PM, Lee: 10:00AM – 1:00PM
• Christmas Day Wednesday, December 25 | CLOSED

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE Thanksgiving Hours:

Thanksgiving Hours:

• Thanksgiving Eve, Wednesday, November 27 | Concord: Closing at 1:00 PM, Lee: CLOSED
• Thanksgiving Day, Thursday, November 28 | Concord & Lee: CLOSED

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE Notice: We will be CLOSED on Veterans Day Monday, November 11

Notice: We will be CLOSED on Veterans Day Monday, November 11

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE Notice: We will be CLOSED on Labor Day Monday, September 2

Notice: We will be CLOSED on Labor Day Monday, September 2

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE Notice: We will be CLOSED on Independence Day Thursday, July 4

Notice: We will be CLOSED on Independence Day Thursday, July 4

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE Notice: We will be CLOSED Juneteenth, Wednesday, June 19

Notice: We will be CLOSED on Juneteenth, Wednesday, June 19

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE Notice: We will be CLOSED Memorial Day Monday, May 27

Notice: We will be CLOSED Memorial Day Monday, May 27

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE We will be CLOSED Presidents’ Day Monday, February 19

Notice: We will be CLOSED Presidents’ Day Monday, February 19

For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7.

CLOSE

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