OCBC Precious Metals Account | Invest In Gold & Silver With Ease

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• Precious Metals Account

Precious Metals Account

The power of investing in gold and silver is now in your hands

• Why you will love this
• Who can invest

Why you will love this

No holding of physical assets required

No sales charge or custody fees

Easy and convenient instant account opening

Who can invest

Anyone above 18 years old with an OCBC deposit account and access to the OCBC app

Invest now

Buy gold and silver conveniently with our Award-Winning Precious Metals Account.

COMMITTED TO EXCELLENCE Best New Wealth Management Product 2022

We are proud to announce that OCBC Precious Metals Account has been recognised by The Digital Banker as the Best New Wealth Management Product in 2022. Thank you for your continued support!

We will continue to innovate and enhance our solutions to fulfill your wealth needs.

Features and benefits

Start small

Diversify your portfolio from as little as 0.01 ounces (or 0.31 grams) of gold or silver, for less than S$65.

*As of 15 October 2025.

Worry not about storage

Issued paper bullion holds the same value as physical gold and silver. No custody or storage fees will be incurred.

Invest on the go

Buy and sell precious metals easily via the OCBC app, 24/7.

Buy and sell precious metals easily via the OCBC app, 24/7.

Buy and sell in SGD or foreign currencies

Invest in precious metals using SGD or foreign currencies available in your Global Savings Account.

Invest in precious metals using SGD or foreign currencies available in your Global Savings Account.

Open account instantly

Log in to the OCBC app to open an account. No branch visit needed!

Log in to the OCBC app to open an account. No branch visit needed!

Diversify your portfolio with safe haven investments To maintain a well-diversified portfolio, the rule of thumb is to allocate about 5% of your investments to precious metals. Why Gold?

• Safe haven instrument Gold is a trusted asset when market volatility is high.
• Good hedge against inflationGold prices have historically risen in tandem with inflation.
• Gold returns tend to climb during periods of low yieldYields will eventually rise when the US Federal Reserve decides to raise interest rates. Investors can cushion the potential downside impact by buying USD.

Why Silver?

• Capital appreciation potential Silver has important industrial applications and its price will rise with the demand for solar energy and electric vehicles.
• Cheaper alternative to gold Silver is more accessible to beginners who have lesser capital. Like gold, it is also a safe haven instrument, a good hedge against inflation and a beneficiary of a low yield environment.

How it works

Use the OCBC app to open a Precious Metals Account and start investing in gold and silver.

1

Tap on More > Investments > Precious Metals.

2

View information on both 'Gold' and 'Silver'.

3

Open a Precious Metals Account instantly if you do not have one.

4

Enter your purchase details. Choose between ‘Amount to invest’ and ‘Quantity’.

5

Complete your transaction. You may now track your investments!

Articles

Navigating Uncertainty: the 2025 Edition

Read more

Unlocking the Silver Lining: Gold is not the only precious metal you might want to invest in

Read more

Your investment journey – why and how you should invest

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Market outlook 2025: Positioning for change

Read more

10 burning questions about gold

Read more

Three questions to navigate the current Middle East crisis

Read more

Purchase of paper gold, silver on OCBC app exceeds $1m in first week

Read more Before you invest

Eligibility

Minimum age

18 years old

Account required

You must first have an OCBC deposit account and access to the OCBC app. Apply now if you do not have the above account.

You must have a Precious Metals Account in order to invest in gold and silver. We will guide you in opening one.

Terms and conditions

Terms and conditions governing Precious Metals Account

Terms and conditions governing the OCBC SG60 Unit Trusts and Precious Metals Promotion 2025

Important notices

General disclaimer

Let’s get started

Hedge your investments with precious metals.

Invest now Invest now

Forgot your login details?

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ADDITIONAL INFORMATION

Common questions about OCBC Precious Metals Account

What is a Precious Metals Account?

A Precious Metals Account enables you to diversify your portfolio by investing in gold and silver. You can buy these precious metals conveniently on the OCBC app without holding them physically. No sales charge or custody fee required.

Why should I invest in Precious Metals?

There are multiple benefits of having a Precious Metals Account such as hedging against inflation, precious metals possessing intrinsic value, no credit risk, good liquidity, adding diversity to your investment portfolio, and ease of purchase.

At OCBC, applying for a Precious Metals Account is an easy process via the OCBC app.

Scan to start application:

General disclaimer

1. Any opinions or views of third parties expressed in this document are those of the third parties identified, and do not represent views of Oversea-Chinese Banking Corporation Limited (“OCBC Bank”, “us”, “we” or “our”).
2. This information is intended for general circulation and / or discussion purposes only. It does not consider the specific investment objectives, financial situation or needs of any particular person.
3. Before you make an investment, please seek advice from your Relationship Manager regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs.
4. If you choose not to do so, you should consider if the investment product is suitable for you, and conduct your own assessments and due diligence on the investment product.
5. We are not making an offer, solicit to buy or sell or subscribe for any security or financial instrument, enter into any transaction or participate in any trading or investment strategy with you through this document. Nothing in this document shall be deemed as an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into any transaction or to participate in any particular trading or investment strategy.
6. No representation or warranty whatsoever in respect of any information provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice.
7. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.
8. Investments are subject to investment risks, including the possible loss of the principal amount invested. The information provided herein may contain projections or other forward-looking statements regarding future events or future performance of countries, assets, markets or companies. Actual events or results may differ materially. Past performance figures, predictions or projections are not necessarily indicative of future or likely performance.
9. Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.
10. The information in and contents of this document may not be reproduced or disseminated in whole or in part without the Bank’s written consent.
11. OCBC Bank, its related companies, and their respective directors and/or employees (collectively “Related Persons”) may, or might have in the future, interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. OCBC Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.
12. You must read the Offer Document/Indicative Term Sheet/Product Highlight Sheet before deciding whether or not to purchase the investment product, copies of which may be obtained from your relationship manager.
13. Any hyperlink to any third party article, or other website or webpage (including any websites or webpages owned, operated and maintained by third parties) is for informational purposes only and for your convenience only and is not an endorsement or verification of any such article, website or webpage by OCBC Bank and should only be accessed at your own risk. OCBC Bank does not review the contents of any such articles, website or webpage, and shall not be liable to any person for the same.
14. There are links or hyperlinks which link you to websites of other third parties (the “Third Parties”). OCBC Bank hereby disclaims liability for any information, materials, products or services posted or offered on the website of the Third Parties.

Investments are subject to investment risks, including the possible loss of the principal amount invested. This is for general information and does not take into account your particular investment and protection aims, financial situation or needs. You should seek advice from a financial adviser before committing to a purchase. Otherwise, you should consider the suitability of the investment. Protected up to specified limits by SDIC. GREAT Term Guard and Explorer Travel Insurance are underwritten by The Great Eastern Life Assurance Company Limited and Great Eastern General Insurance Limited respectively.

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