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We are responsible for Canada's payment clearing and settlement infrastructure, including associated systems, by-laws, rules and standards.

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Connecting a fluid and vibrant economy

The Canadian economy depends on the exchange of billions of dollars each day. Payments Canada ensures that these financial transactions in Canada are carried out safely and securely. In 2024, Payments Canada systems cleared and settled $107 trillion or $424 billion every business day.

Rules and documentation

By-laws, rules, standards and procedure documents are integral parts of the legal framework of the national payment systems that Payments Canada is legislated to establish and operate.

Read more Financial Institutions Branch Directory

The Financial Institutions Branch Directory (FIBD) provides routing numbers and addresses for branches of all Canadian financial institutions.

Read more Support guides

Our payment guides explain payment processes, answer frequently asked questions and educate you on your rights and responsibilities.

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Call for SAC nominations now closed

Thank you to everyone who submitted a nomination for the 2026 Stakeholder Advisory Council.

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In payments today

Central Bank of Kuwait rolls out new national payments system, and BSP mandates ISO 20022 adoption across retail payments in the Philippines.

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The latest from Payments Canada

Views Link View All News November 26, 2025

Lynx achieves full adoption of ISO 20022 messaging standard (MX)...

End of coexistence period aligns with the global initiative from Swift to discontinue payment instruction MT messages Canada’s high-value payment system, Lynx, has reached a pivotal milestone, fully... Learn more Perspectives November 25, 2025

The payment industry in Canada

Authors Stephen Yun Senior Research Analyst Stephen Yun is a Senior Research Analyst at Payments Canada, whose areas of focus include the Consumer Payment Methods and Trends and Payment Behaviour... Learn more News November 24, 2025

Payments Canada's latest rule updates streamline operations and...

Interest rate consistency and ISO 20022 lead key changes. Payments Canada has implemented a comprehensive set of amendments to its Automated Clearing Settlement System (ACSS) and Lynx Rules. These... Learn more

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