PCP - Volkswagen Financial Services

Trang chủ » Vw Pcp Contract » PCP - Volkswagen Financial Services

Có thể bạn quan tâm

Skip to main content Skip to footer PCP-IMAGE Additional Questions
  • Additional Questions
  • How PCP Works
  • The Benefits of PCP
  • Video Explanation
  • Find the Perfect Vehicle
Apply for Finance
  • FAQ's
  • Contact Us
  • Apply for Finance
  • Equity Explained

Here's How PCP Works

Volkswagen Financial Services Ireland purchases the vehicle on your behalf.

A portion of the vehicle’s value is deferred until the end of the agreement. This amount is Guaranteed Minimum Future Value (GMFV) that Volkswagen  Financial Services Ireland guarantees your car will be worth at the end of your agreement.

  •  You choose a deposit percentage of up to 30%.
  • You then pay an agreed monthly repayment for 36 months.
  • At the end of the agreement, you have 3 options.
Upgrade to a newer vehicle and start your PCP journey again.   Apply Online Make a one-off payment or re-finance the final instalment and take ownership of the car. Apply Online Please contact your local dealership for more information about the return option. Apply Online PCP Handback Form

Lower monthly payments

Flexibility at the end of the agreement to choose between 3 options

Based on the Guaranteed Minimum Future Value you don't need to worry about the re-sale value of your car 

Drive a new car more often thanks to shorter replacement cycles

Afford a new car or a higher specification model and the latest technologies

 Include additional optional products such as Service Plans

Known cash flow based on fixed interest rate and payments

No minimum deposit required*

*Subject to underwriting criteria

  • Volkswagen Financial Services - Personal Contract Plan (PCP) Terms and Conditions (, )

Warning: You may have to pay charges if you pay off a hire-purchase agreement early.   Warning: If you do not meet the repayments on a hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

Video Cookie Consent

This website uses YouTube and Vimeo to display videos. By clicking 'Accept', you agree that YouTube and Vimeo may set cookies and process your data according to its privacy policy.

Accept and show video

As with all Hire Purchase Agreements, the ownership remains with Volkswagen Financial Services Ireland legally until the final monthly payment of the agreement is made. However, the vehicle is registered in the customer’s name.

The customer is free to settle their PCP finance agreement and take ownership of the vehicle at any time. However, an early settlement fee of up to a maximum of three months interest may be applied in this case. Additionally, the customer can part-exchange their vehicle for a new vehicle at any time and, at the same time, upgrade their PCP finance agreement.

Our PCP product is based on the future value of the car. That value is determined by the wear and tear on the car and calculated on the basis of a maximum mileage (or kilometre) usage. As part of the end of contract conditions, an excess charge applies where that usage is exceeded but only if you wish to handback the vehicle to Volkswagen Financial Services and not in cases when you wish to avail of the option to sell or trade in the vehicle. The excess mileage (kilometre) charges vary from brand to brand however the average charge is 6 cent per km. 

In order to finance a car under a New PCP contract, the car must not have been registered yet. Used PCP finance contracts are only available for vehicles that will be less than 10 years old at the end of the contract. Thus, the oldest a car can be to avail of this finance offering is 8 years old, under a 24 month agreement.

NCT’s are included for new cars only under PCP. Used cars will have to cover this cost independently.

A technical error has occurred. Please try again.

OK

Từ khóa » Vw Pcp Contract