Premier Mastercard | Credit Card Products - HSBC SG
Có thể bạn quan tâm
Limited time only - Get up to 60,000 KrisFlyer miles when you apply for Premier Mastercard. T&Cs apply.
Apply now- HSBC SG
- Credit Cards
- Premier Mastercard
Experience true wealth with a lifetime of privileges.
Elevate your lifestyle. Enjoy travel services, entertainment access and curated dining experiences. All with our HSBC Premier Mastercard, available exclusively to HSBC Premier customers.
Apply online to apply for an HSBC Premier Mastercard- Not an HSBC Premier customer? Learn more
Welcome gift - up to 60,000 KrisFlyer Miles
- Get up to 60,000 KrisFlyer miles (180,000 Reward points) and no annual fee when you apply as a Premier qualified customer[@premier-qualified-customer]
- Not a Premier qualified customer? You can still get up to 40,000 KrisFlyer miles (120,000 Reward points) when you pay the annual fee of SGD708.50 (inclusive of GST)
To enjoy this welcome gift, you must provide marketing consent and spend at least SGD5,000 with your card. See welcome gift details.
Learn more start your applicationYour HSBC Premier Mastercard privileges
Accelerated Rewards
Earn 1.4 KrisFlyer miles for SGD1 spent locally; and 2.3 KrisFlyer miles for SGD1 spent overseas.
Unlimited airport lounge access
Enjoy complimentary lounge access for both the primary cardholder and 3 supplementary cardholders.
Exclusive privileges
Enjoy a suite of travel, dining, and entertainment benefits such as complimentary limousine rides, 1-for-1 dining and more.
Annual fee waiver
Get an annual fee waiver when you're a Premier customer with a total relationship balance of at least SGD200,000 with HSBC Singapore.A suite of privileges curated for you
Spend and earn accelerated rewards
Be rewarded as you spend with your HSBC Premier Mastercard.
- Up to 1.4 KrisFlyer miles (4.2× Reward points) for each SGD1 spent locally
- Up to 2.3 KrisFlyer miles (6.9× Reward points) for each SGD1 spent overseas.
- Turn your Reward points into flights, stays or car rentals instantly through Travel with Points.
- Redeem airline miles or hotel points instantly, with no fees (until such a time as determined by HSBC).
- See how to redeem instantly
Experience travel tailored to your world
Kickstart your trip with an array of travel privileges.
- Complimentary unlimited lounge access[@premier-offers-valid-2026] for both the primary cardholder and up to 3 supplementary cardholders.
- Up to 8 complimentary limousine rides[@premier-offers-valid-2026] to and from airport.
- Complimentary travel insurance (PDF) for yourself and your family[@premier-travel-insurance].
- Complimentary 1-night hotel stay at selected hotel chains.
- Complimentary data roaming by Flexiroam in over 150 countries.
- Explore more travel offers This link will open in a new window
Delight your palate in a culinary adventure
Indulge in exclusive dining offers and discounts.
- Savour Dining: Collection of exclusive dining experiences featuring top restaurants in Singapore. See menu and book now.
- 1 Dines Free: Complimentary 4th main course with any 3 main courses ordered at top establishments in Singapore.
- Indulge in a wide range of dining and retail options at Dempsey.
- More exclusive dining offers This link will open in a new window
Feel the pulse of live and blockbuster entertainment
Immerse yourself with exclusive entertainment perks, be it on stage or on screen.
-
Get access to presale and preferred tickets for selected concerts.
- Enjoy Gold Class privileges at Golden Village.
Unlock exclusive lifestyle privileges
Live life elevated from teeing off at world-class greens to shopping for your desires and more.
- Up to 6 complimentary golf games[@premier-offers-valid-2026] in Asia, if you're an eligible Premier Elite customer[@premier-elite-golf].
- Mastercard Travel Rewards: Enjoy cashback offers worldwide.
- Agoda: Get exclusive discounts on your hotel bookings.
- Apple: Enjoy reward benefits including 5% cashback on selected devices.
- Enjoy extensive credit card offers, whether you're at home or travelling the world.
- Discover premium benefits and a world of privileged access with curated offers from Mastercard.
Details on your rewards
Learn more about the rewards you can enjoy with your HSBC Premier Mastercard. Open each section for details.
Travel rewards
Unlimited airport lounge access
Primary and up to 3 supplementary cardholders can enjoy unlimited complimentary airport lounge visits at over 1,700 destinations worldwide.
How to redeem
- Simply quote 'Priority Pass access under HSBC Premier Mastercard' and present your physical HSBC Premier Mastercard with your boarding pass at a participating Priority Pass Lounge.
- A rate of USD35 applies to each guest per visit. Guest charges are subject to change at the lounge operator's discretion.
This benefit is valid till 31 December 2026. Terms and conditions apply (PDF). Frequently asked questions (PDF).
Complimentary limousine rides Get chauffeured to and from Changi Airport, with complimentary airport transfers when you travel.
Premier customers: spend at least SGD12,000 of eligible purchases during the previous calendar quarter.
Premier Elite customers[@premier-elite-limo]: no minimum spend when you keep a total relationship balance of SGD1.2 million or its equivalent in foreign currency with HSBC Singapore.
New eligible cardholder: spend at least SGD6,000 of eligible purchases over the quarter in which you were issued the card.
Valid till 31 December 2026. Terms and conditions apply.
How to redeem
- Visit our limousine booking page
- Input the voucher code received from HSBC to book your ride
- Complete your booking details on the booking portal and you'll receive a confirmation email upon successful booking
To use this service, the primary cardholder must be on a valid flight departing or arriving at Changi Airport in Singapore
Both Premier and Premier Elite customers will need to fulfil the eligibility in the previous calendar quarter to be issued a code in the following calendar quarter.
Important details:
- Airport limousine rides are available to primary cardholders only: here is a step-by-step guide for service booking
- Only 1 outstanding booking at any one time.
- Cancellations must be made by the primary cardholder at least 24 hours in advance, otherwise it'll be treated as a 'no show' and the complimentary ride will still be deducted
- Each limousine code has an expiry date of up to 1 year
This benefit is valid till 31 December 2026. Terms and conditions apply (PDF)
HSBC Rewards: Travel with Points
Earn up to 6.25 KrisFlyer miles per SGD1 (18.75 Reward points) when you book your holiday at Premier destinations via our travel portal in the HSBC Singapore app.
Make the most out of the following features for a worry-free holiday:
- Best price guarantee
- Price drop protection
- 24/7 dedicated customer care
- No additional fees or charges
- Pay with your HSBC Reward points and HSBC Premier Mastercard
Learn more about Travel with Points.
Entertainment rewards
Golden Village deals
- SGD2 off movie tickets every day (including Gold Class)
- Enjoy an HSBC popcorn combo for SGD13.50 (usual price SGD15)
- Get complimentary access to and 10% discount on food and beverages at Gold Class lounges
- Kids Watch Free on Weekends: get 1 free Gold Class ticket when you buy 2 Gold Class tickets online for weekend screenings
Terms and conditions apply. Visit Golden Village offers page.
Lifestyle benefits
Complimentary golf games
Eligible Premier Elite customers[@premier-elite-golf] can enjoy 6 complimentary golf games at any listed participating golf clubs, locally and across Asia.
We'll send your unique registration code to the email address you've registered with us. We'll do this within 60 days of opening your card account.
How to redeem
- Get your one-time unique registration code, which we'll send you by email.
- Register at the HSBC Premier Golf website. Complete your profile with the same personal details that you registered with us, to verify your identity.
- Log on and fill in the request form at least 5 calendar days in advance to book your games.
This benefit is valid till 31 December 2026. Terms and conditions apply (PDF).
Mastercard Travel Rewards
Enjoy greater savings with more than 500 cashback offers in 26 destinations abroad and online. These offers are valid from 1 May 2025 till 30 April 2026.
How to redeem
- Visit the Mastercard Travel Rewards website.
- Register with your HSBC Premier Mastercard number and personal details. Or if you're already registered, simply log on.
- Explore the 3 types of merchant offers that are available.
- Earn cashback as you shop and travel with your card.
The 3 types of merchant offers are:
- Ready-to-use offers: These are automatically linked to registered cards and can be enjoyed right away
- Activation offers: These need to be activated before you make the qualifying spend at the merchant
- Online affiliate offers: These are online offers that can only be redeemed with the unique link listed on the Mastercard Travel Rewards website
Note: Each primary and supplementary cardholder must register their card separately to enjoy cashback offers at participating merchants.
Agoda
- 20% off worldwide hotels when you book between 1 Sep 2025 and 31 Aug 2026. Discount is capped at USD100. To learn more, please visit the Agoda website.
How to redeem
- Your credit card account is valid and in good standing during the promotional period and the offer fulfilment period
- You make your bookings via www.agoda.com/hsbcpremiersg
- You're one of the travellers, and the name that's used to book the hotel is the same as the name on your eligible credit card
- You pay with an eligible Premier Mastercard for any eligible transactions during the promotion period
Ongoing campaigns
Fastest Fingers Campaign
Be amongst the first few to snag unforgettable experiences and privileges.
Find out more about the ongoing campaign
Who can apply?
| Nationality / banking relationship | Existing HSBC customers with TRB of ≥SGD50,000[@total-relationship-balance] | Existing HSBC customers with TRB of <SGD50,000[@total-relationship-balance] | New HSBC customers |
|---|---|---|---|
| Singaporean / Singapore permanent residents (salaried employees) | SGD30,000 | SGD65,000 | SGD65,000 |
| Singaporean / Singapore permanent residents (self-employed / commission-based earners) | SGD40,000 | SGD65,000 | SGD65,000 |
| Foreigners | SGD65,000 | SGD65,000 | SGD65,000 |
| Nationality / banking relationship | Singaporean / Singapore permanent residents (salaried employees) |
|---|---|
| Existing HSBC customers with TRB of ≥SGD50,000[@total-relationship-balance] | SGD30,000 |
| Existing HSBC customers with TRB of <SGD50,000[@total-relationship-balance] | SGD65,000 |
| New HSBC customers | SGD65,000 |
| Nationality / banking relationship | Singaporean / Singapore permanent residents (self-employed / commission-based earners) |
| Existing HSBC customers with TRB of ≥SGD50,000[@total-relationship-balance] | SGD40,000 |
| Existing HSBC customers with TRB of <SGD50,000[@total-relationship-balance] | SGD65,000 |
| New HSBC customers | SGD65,000 |
| Nationality / banking relationship | Foreigners |
| Existing HSBC customers with TRB of ≥SGD50,000[@total-relationship-balance] | SGD65,000 |
| Existing HSBC customers with TRB of <SGD50,000[@total-relationship-balance] | SGD65,000 |
| New HSBC customers | SGD65,000 |
In addition to the minimum income and relationship balance requirements, the bank may, at its discretion, take into consideration the applicant’s overall financial standing, creditworthiness, employment and other relevant factors in assessing eligibility.
To apply for a secured credit card, you must have a TRB of at least SGD50,000 which includes a minimum fixed deposit of SGD10,000 committed to your secured credit card.
What you need to apply
You can complete your application more quickly when you apply with Myinfo via Singpass. Learn more about Myinfo.
But if you don't apply via Myinfo or we need more information from you, we'll ask you for additional documents.
| Document | Salaried employee | Commission-based earner | Self-employed |
|---|---|---|---|
| NRIC (front and back) | Yes | Yes | Yes |
| Notice of Assessment and CPF (Central Provident Fund) Statement via Myinfo – Singpass log on required | Preferred; otherwise please provide your computerised pay slips and bank statements showing your salary credit from the last 3 months | Yes | Yes |
| Notice of Assessment from the last 1 year | No | Yes if Notice of Assessment and CPF Statement is not provided | Yes if Notice of Assessment and CPF Statement is not provided |
| Proof of billing address, if correspondence address is different from address on NRIC or Myinfo | Yes | Yes | Yes |
| Document | NRIC (front and back) |
|---|---|
| Salaried employee | Yes |
| Commission-based earner | Yes |
| Self-employed | Yes |
| Document | Notice of Assessment and CPF (Central Provident Fund) Statement via Myinfo – Singpass log on required |
| Salaried employee | Preferred; otherwise please provide your computerised pay slips and bank statements showing your salary credit from the last 3 months |
| Commission-based earner | Yes |
| Self-employed | Yes |
| Document | Notice of Assessment from the last 1 year |
| Salaried employee | No |
| Commission-based earner | Yes if Notice of Assessment and CPF Statement is not provided |
| Self-employed | Yes if Notice of Assessment and CPF Statement is not provided |
| Document | Proof of billing address, if correspondence address is different from address on NRIC or Myinfo |
| Salaried employee | Yes |
| Commission-based earner | Yes |
| Self-employed | Yes |
| Document | Salaried employee | Commission-based earner | Self-employed |
|---|---|---|---|
| Passport | Yes | Yes | Yes |
| Employment Pass or S Pass[@6-months-validity] | Yes | Yes | Yes |
| Notice of Assessment via Myinfo – Singpass log on required | No | Preferred; otherwise please provide your Notice of Assessment from the last 1 year | Preferred; otherwise please provide your Notice of Assessment from the last 1 year |
| Notice of Assessment from the last 1 year | No | Yes if Notice of Assessment is not provided | Yes if Notice of Assessment is not provided |
| Computerised pay slips and bank statements showing your salary credit from the last 3 months | Yes | Yes | No |
| Proof of billing address | Yes | Yes | Yes |
| Document | Passport |
|---|---|
| Salaried employee | Yes |
| Commission-based earner | Yes |
| Self-employed | Yes |
| Document | Employment Pass or S Pass[@6-months-validity] |
| Salaried employee | Yes |
| Commission-based earner | Yes |
| Self-employed | Yes |
| Document | Notice of Assessment via Myinfo – Singpass log on required |
| Salaried employee | No |
| Commission-based earner | Preferred; otherwise please provide your Notice of Assessment from the last 1 year |
| Self-employed | Preferred; otherwise please provide your Notice of Assessment from the last 1 year |
| Document | Notice of Assessment from the last 1 year |
| Salaried employee | No |
| Commission-based earner | Yes if Notice of Assessment is not provided |
| Self-employed | Yes if Notice of Assessment is not provided |
| Document | Computerised pay slips and bank statements showing your salary credit from the last 3 months |
| Salaried employee | Yes |
| Commission-based earner | Yes |
| Self-employed | No |
| Document | Proof of billing address |
| Salaried employee | Yes |
| Commission-based earner | Yes |
| Self-employed | Yes |
Important documents
- HSBC Premier Mastercard terms and conditions (PDF) Download
- HSBC Premier Mastercard FAQs (PDF) Download
- HSBC Premier Mastercard sign up terms and conditions (PDF) Download
- Savour dining programme terms and conditions (PDF) Download
- HSBC Premier Mastercard golf benefit terms and conditions (PDF) Download
- Credit card terms (PDF) Download
- Credit card consumer guide
- ABS credit card consumer guide This link will open in a new window
- Credit card fees and charges FAQs
- Credit card security alerts
What you need to know
Credit limit
Your credit limit is subject to our review and approval. If you stated a preferred credit limit, the amount we grant may be lower than what you requested. Finance charges
The finance charge is levied on the amount withdrawn from the day the transaction is posted to your account until the date the payment is made in full or the next statement date, whichever is earlier.
Effective rate: 27.8% p.a. (minimum)
Minimum charge: SGD2.50 Annual fee
SGD708.50 or USD545 (inclusive of GST)
The annual fee will be waived if you meet both criteria:
- Have a Premier relationship with HSBC
- Maintain a total relationship balance ("TRB") of at least SGD200,000 (or its equivalent in foreign currency) with HSBC Bank (Singapore) Limited.
The annual fee will be charged to your account as follows:
- The new annual fee of SGD708.50 or USD545 will be effective from 19 August 2025.
- For cards which had their annual fee charged before 19 August 2025, you will not need to top up on the difference in annual fee until your next annual fee payment.
- For cards issued before 1 October 2024, we'll charge the annual fee from 2025, on each anniversary of the month in which the card account was opened
International credit history
If you're a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country or region.
When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn about international credit history.
Apply for an HSBC Premier Mastercard now
Already an HSBC Premier customer?
Apply now within minutes.
Apply online to apply for an HSBC Premier Mastercard This link will open in a new windowNot an HSBC Premier customer yet?
Open an account in the app
You'll need to open an HSBC Premier account first before you can apply for this card.
You can open a Premier account via the HSBC Singapore app.
If you're on a desktop device, scan the QR code with your mobile device to apply in the app.
Let us call you
You may also leave your contact details and we'll call you back.
Contact me go to contact form page This link will open in a new windowWelcome gift details
Get up to 60,000 KrisFlyer miles
The following tables show the rewards you can enjoy when you fulfil certain criteria. Terms and conditions apply (PDF).
| Criteria | Reward |
|---|---|
| 48,500 KrisFlyer miles (145,500 Reward Points) |
| 11,500 KrisFlyer miles (34,500 Reward Points) |
| Total | 60,000 KrisFlyer miles (180,000 Reward Points) |
| Criteria |
|
|---|---|
| Reward | 48,500 KrisFlyer miles (145,500 Reward Points) |
| Criteria |
|
| Reward | 11,500 KrisFlyer miles (34,500 Reward Points) |
| Criteria | Total |
| Reward | 60,000 KrisFlyer miles (180,000 Reward Points) |
| Criteria | Reward |
|---|---|
| 28,500 KrisFlyer miles (85,500 Reward Points) |
| 11,500 KrisFlyer miles (34,500 Reward Points) |
| Total | 40,000 KrisFlyer miles (120,000 Reward Points) |
| Criteria |
|
|---|---|
| Reward | 28,500 KrisFlyer miles (85,500 Reward Points) |
| Criteria |
|
| Reward | 11,500 KrisFlyer miles (34,500 Reward Points) |
| Criteria | Total |
| Reward | 40,000 KrisFlyer miles (120,000 Reward Points) |
Share the perks with a supplementary card
Our HSBC credit cards open up a world of banking convenience, benefits and privileges. And now, you can share it with your family too.
- Earn Reward points for eligible spending charged to your supplementary cards
- Get up to 3 supplementary cards, free to you and your family for life
- Any loved one can hold a supplementary credit card as long as they're aged 18 or above
To apply for a supplementary card, SMS us on 74722 with the message 'SUPP<space>Name'. Alternatively, you can speak to your Relationship Manager directly. Terms and conditions apply.
Ways to get in touch
Got questions about your HSBC Premier Mastercard Credit Card? You can chat with us right here on the HSBC website. We're online every day, from 9am to 9pm.
For further support, you can call us:
- From Singapore: 1800 227 8889
- From overseas: +65 6227 8889
You might be interested in
Premier Account
An account that gives you more to take your life to the next level.Credit card features
Explore features and services such as virtual card, mobile wallets, SimplyGo, credit limit review and more.Notes
Back to topConnect with us
Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation. Follow HSBC Singapore on Facebook This link will open in a new window Follow HSBC Singapore on Instagram This link will open in a new window Follow HSBC Singapore on Youtube This link will open in a new windowTừ khóa » Hsbc Premier Credit Card Metal
-
HSBC Visa Infinite Credit Card | Premium Lifestyle
-
Best Metal Credit Cards In Singapore 2022 - ValueChampion
-
2021 Edition: The $120K Credit Card Showdown - The MileLion
-
2022 Edition: The $120K Credit Card Showdown - The MileLion
-
Best 5 Metal Credit Cards Singapore 2022 - Best Perks To Offer
-
HSBC Adds A Metal Card For Big Spenders - American Banker
-
HSBC Launches Premier World Elite Mastercard® Credit Card ...
-
HSBC Elite Credit Card 2022 Review - Forbes
-
HSBC Premier World Elite Mastercard Review 2022
-
UOB Visa Infinite Metal Card | Credit Card | UOB Singapore
-
HSBC Visa Infinite Review (2020) - Mainly Miles
-
HSBC Offers Premier World Elite Mastercard
-
Review: The HSBC Premier World Elite Mastercard Credit Card
-
4 Best Metal Credit Cards (August 2022) - WalletHub