Using MediSave For Outpatient Treatments - CPF

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1. Using MediSave

Healthcare financing Using MediSave for outpatient treatments

MediSave helps to pay part or all of the cost of selected outpatient treatments, such as the management of chronic diseases, vaccinations, health screenings, or CT/MRI scans.

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Eligibility Who can you use your MediSave for? Caring for yourself and your loved ones

Besides paying for your own medical expenses, some schemes also allow you to use your MediSave for your approved dependants' medical expenses. 

 

Approved dependants refer to any of the following:

• Spouse
• Parent
• Grandparent
• Sibling
• Child

They can be of any nationality, except for grandparents and siblings, who must be Singapore Citizens or Permanent Residents.

false Benefits What can your MediSave be used for?

Here are several types of outpatient treatments covered by MediSave.

Management of chronic diseases, vaccinations and health screenings under MediSave500/700 How much can you use?

You can use MediSave to cover outpatient services, including chronic disease treatments and preventative care at GPs, polyclinics and Specialist Outpatient Clinics (SOCs).

 

You can use up to $500 for non-complex conditions, or $700 for complex chronic conditions per annum per patient, under the MediSave500/700 scheme.

false Chronic conditions

You can use MediSave to pay for 23 approved chronic conditions under the Chronic Disease Management Programme (CDMP). Cash co-payment of 15% applies to these treatments, except for treatments received at your enrolled Healthier SG clinic. You may find out more about Healthier SG and search for a clinic near you to enrol into one. 

 

Pay with: Your own or immediate family members' MediSave, under the MediSave500/700 scheme

 

Metabolic conditions

• Diabetes
• Hypertension
• Lipid disorders
• Stroke

 

Mental health conditions

• Anxiety
• Bipolar disorder
• Major depression
• Schizophrenia

 

Respiratory conditions

• Asthma
• Chronic obstructive pulmonary disease (COPD)
• Allergic rhinitis

 

Other conditions

• Parkinson’s Disease
• Osteoarthritis
• Nephrosis/nephritis
• Benign prostatic hyperplasia
• Dementia
• Epilepsy
• Osteoporosis
• Psoriasis
• Rheumatoid arthritis
• Ischaemic heart disease
• Gout
• Chronic hepatitis B

false Children’s health

You can use MediSave to pay for your children’s treatments, including health screenings and all vaccinations under the National Childhood Immunisation Schedule (NCIS). 

 

Pay with: Your own or immediate family members' MediSave

 

Newborn health screening:

• Hearing
• G6P deficiency 
• Metabolic
• Thyroid function

 

Vaccinations under the NCIS:

• Hepatitis B
• Pneumococcal (PCV) (for children aged 5 and below)
• Human Papillomavirus (HPV) (for female patients aged 9 to 26)
• 5-in-1 combination vaccination covering Diphtheria, Pertussis, Tetanus, Haemophilus Influenzae type B, Inactivated Poliomyelitis
• 6-in-1 combination vaccination covering Diphtheria, Pertussis, Tetanus, Haemophilus Influenzae type B, Inactivated Poliomyelitis and Hepatitis B vaccinations
• Diphtheria, Tetanus and Pertussis (DTaP/Tdap)
• Tuberculosis (TB)
• Measles, Mumps and Rubella (MMR)
• Oral Poliomyelitis vaccine (OPV)
• Inactivated Poliomyelitis vaccine (IPV)
• Haemophilus influenzae type b (Hib)
• Varicella (chickenpox)
• Influenza
• Pneumococcal (PCV13/PPSV23)

false Vaccinations

You can use MediSave to pay for vaccinations under the National Adult Immunisation Schedule (NAIS) that protect you against infectious diseases.

 

Pay with: Your own or immediate family members' MediSave

 

Vaccinations include:

• Hepatitis B
• Varicella
• Measles, mumps and rubella (MMR)
• Diphtheria, Tetanus and Pertussis (DTaP/Tdap) for pregnant women only
• Human Papillomavirus (HPV) (for female patients aged 9 to 26)
• Influenza and pneumococcal for recommended risk groups – speak to your doctor about these

false Health screenings

You can use MediSave to pay for the costs of health screenings that your physician has recommended.

 

Pay with: Your own or immediate family members' MediSave

 

Health screenings include:

• Mammograms (for women aged 50 and above)

false Flexi-MediSave Limits

You can use up to $400 per annum per patient, for outpatient medical treatments if you are aged 60 or older. Treatments can be received at polyclinics, public hospital SOCs, and participating CHAS GPs.

 

It generally covers consultation fees, medical services, drugs and tests necessary for diagnosis or treatment of a medical condition, as ordered by your doctor. This does not include dental treatment.

 

Pay with: Self and spouse’s MediSave (aged 60 and above only)

false Outpatient scans CT and MRI scans

You can use $300 of your MediSave per annum per patient to pay for scans at SOCs and polyclinics to diagnose or treat your medical condition.

 

Not applicable for plain X-rays or scans, which are covered under other MediSave uses.

 

Pay with: Your own or immediate family members' MediSave

false Cancer, renal dialysis and other repeated treatments

You can use MediSave to pay for prolonged, regular treatments required for certain conditions, which may be costly over time.

false Cancer treatments

You can use MediSave for cancer drug treatments on the Cancer Drug List at SOCs subject to a limit of $600 or $1,200 per month per patient depending on the cancer drug treatment.1  

 

For patients receiving treatment for multiple primary cancers2, you can use MediSave to pay up to the sum of the highest cancer drug treatment limit amongst the claimable treatments received for each primary cancer per month. 

 

Radiotherapy treatments are limited to $80 - $360 per treatment, depending on the type of radiotherapy.

 

Cancer drug services and other cancer scans, are limited to $600 per annum per patient for patients receiving treatment for one primary cancer or $1,200 per annum per patient for patients receiving treatment for multiple primary cancers2.

• External radiotherapy (except Hemi-body radiotherapy), $80 per treatment 
• Hemi-body radiotherapy, $80 per treatment
• Brachytherapy, $360 per treatment 
• Stereotactic radiotherapy, $325 per treatment 
• Proton Beam Therapy – Category 1, $80 per treatment 
• Proton Beam Therapy – Category 2, $360 per treatment 
• Proton Beam Therapy – Category 3, $325 per treatment 

 

Pay with: Your own or immediate family members' MediSave

 

1 Refer to the Cancer Drug List on the MOH website for the applicable withdrawal limit.

 

2Defined as two or more cancers arising from different sites and/or are of a different histology or morphology group. The claim limits for patients receiving treatment for multiple primary cancers are accorded on an application basis; doctors are to send the application form to MOH for assessment.

false Renal dialysis

You can use your MediSave for renal dialysis treatment up to a limit of $450 per month per patient.

• Haemodialysis received at any approved centre
• Haemodialysis received at the patient’s home
• Continuous ambulatory peritoneal dialysis received at the patient's home
• Automated Peritoneal Dialysis received at the patient's home
• Intermittent Peritoneal Dialysis received in outpatient setting in approved medical institutions on or after 15 March 2021

Pay with: Your own or immediate family members' MediSave.

false Outpatient parenteral antibiotic therapy

You can use MediSave to cover the costs of outpatient parenteral antibiotic therapy at SOCs up to a limit of $10 per day.

 

Pay with: Your own or immediate family members' MediSave

false Other outpatient uses

You can use your MediSave to pay for other outpatient uses at SOCs, including the following:

• Anti-retroviral drugs for treatment of HIV/AIDS
• Blood transfusion for treatment of thalassaemia
• Immuno-suppressant drugs organ transplant
• Hyperbaric oxygen therapy
• Devices for long-term oxygen therapy and infant continuous positive airway pressure therapy 
• Long-term parenteral nutrition
• Bone marrow transplant
• Home ventilation and respiratory support service
• Paediatric home care
• Negative pressure wound therapy
• Repetitive transcranial magnetic stimulation
• Pasteurised donated human milk
• Cell, tissue and gene therapy products
• High-cost drugs  

Pay with: Your own or immediate family members' MediSave

https://www.moh.gov.sg/cost-financing/healthcare-schemes-subsidies/medisave false Learn more Assisted Conception Procedures (ACP) Help with conceiving

MediSave will pay $6,000, $5,000 and $4,000 for the first, second and third (and subsequent) treatment cycles for Assisted Conception Procedures (ACPs), subject to a lifetime limit of $15,000 per patient.

 

Treatments can be received at public and private hospitals, including SOCs.

 

Pay with: Self and spouse’s MediSave

false Application Learn how to authorise the use of your MediSave or get reimbursed Using MediSave to pay for your medical fees

Firstly, inform the medical institution that you would like to use your MediSave. Then, follow the required process.

/content/web/sg/en/member/healthcare-financing/using-your-medisave-savings/applying-to-use-your-healthcare-plans.html false How to apply Getting reimbursed for your medical expenses

Have you already paid and are looking to be reimbursed? Find out how to make a claim.

/content/web/sg/en/member/healthcare-financing/using-your-medisave-savings/getting-reimbursed-for-medical-expenses.html false Learn more FAQs Common questions I have used my MediSave for some outpatient treatments of my chronic disease this year, and would like to know how much more I can use. How can I do so? How do I know if I am eligible for the higher withdrawal limit of $700 under MediSave500/700? Why are MediSave withdrawal limits imposed? View all https://www.cpf.gov.sg/service/sub-categories?category=P_M_HF false Help us improve