What Are The Documents Required To Open A Hindu Undivided Family ...

You can only open an HUF account online at Zerodha by visiting signup.zerodha.com/huf. You must submit all documents within their validity periods. If any documents expire before you complete the account opening process, you need to obtain new copies.

The HUF account opening charge is ₹500. All other HUF account charges are listed in the HUF charges guide. To learn more, refer to Hindu Undivided Family (HUF) FAQs.

The documents required to open a HUF account depend on the KYC status of the HUF.

Table of contents

• KYC of the HUF is not registered
• KYC of the HUF is registered
• Karta is an NRI
• Offline process

KYC of the HUF is not registered

The table below shows the documents required if the KYC of the HUF is not registered:

Type of document	Requirements
Application form	Equity application form (PDF). Sample equity form (PDF). Sample CKYC form (PDF). Refer to the signature guidelines (PDF) to learn how to sign all the forms.
HUF Declaration and Annexure	Declaration and Annexures (PDF). Sample form (PDF).
PAN	A PAN card copy of the HUF with seal and signature. A PAN card copy of the Karta with HUF seal and signature. Self-attested PAN card copy of karta. Self-attested PAN card copy of the co-parcener or member.
Address proof	Address proof of the HUF with seal and signature. The address proof can be the latest transaction copy of the HUF bank statement or passbook. Address proof of the Karta with HUF seal and signature. Self-attested address proof of karta. Address proof can be any of the following: Aadhaar, driving licence, voter ID or passport. If an Aadhaar is being submitted as proof, ensure a masked Aadhaar is submitted.
Bank account proof	A bank account proof of the HUF for linking with Zerodha. The proof can be any one of the following: Cancelled cheque with the HUF name printed. A bank statement or bank passbook copy with the bank account number, MICR, and IFSC code clearly visible.
Income proof	Any of the following income proof to activate the F&O and commodity segment: The latest six months' bank statement or passbook of the HUF account. Latest year audited profit and loss statement. Latest year Income Tax Return (ITR) acknowledgement. Net-worth certificate from the chartered accountant with the UDIN number specified. DP holding statement of the entity.
Female Karta	Self-declaration form (PDF) if the Karta is female. No Objection Certificate (NOC) (PDF) signed by the co-parceners or members if the Karta is female. Undertaking by Karta and Coparceners of HUF (PDF).
Non-individual account declaration form	The non-individual account declaration form (PDF) is required if Karta has a resident Zerodha account and would like to use the same contact details for the HUF account. Sample copy (PDF).

KYC of the HUF is registered

The table below shows the documents required if the KYC of the HUF is registered:

Type of document	Requirements
Application form	Equity application form (PDF). Sample equity form (PDF). Sample CKYC form (PDF). Refer to the signature guidelines (PDF) to learn how to sign all the forms.
HUF Declaration and Annexure	Declaration and Annexures (PDF). Sample form (PDF).
PAN	Self-attested PAN card copy of the co-parcener or member.
Bank account proof	A bank account proof of the HUF for linking with Zerodha. The proof can be any one of the following: Cancelled cheque with the HUF name printed. A bank statement or bank passbook copy with the bank account number, MICR, and IFSC code clearly visible.
Income proof	Any of the following income proof to activate the F&O and commodity segment: The latest six months' bank statement or passbook of the HUF account. Latest year audited profit and loss statement. Latest year Income Tax Return (ITR) acknowledgement. Net-worth certificate from the chartered accountant with the UDIN number specified. DP holding statement of the entity.
Female Karta	Self-declaration form (PDF) if the Karta is female. No Objection Certificate (NOC) (PDF) signed by the co-parceners or members if the Karta is female.
Non-individual account declaration form	The non-individual account declaration form (PDF) is required if Karta has a resident Zerodha account and would like to use the same contact details for the HUF account. Sample copy (PDF).

Karta is an NRI

The table below shows the additional documents required if the Karta is an NRI:

Type of document	Requirements
PAN	Self-attested copy of Karta’s PAN card. Notarised copy of Karta’s PAN card.
Address proof	Self-attested copy of the overseas address proof. The address proof can be any of the following: Driving licence, foreign passport, utility bills, a bank statement, banker letter attested by the bank (on the bank's letterhead) (PDF), rental agreement, lease or sale deed. Mariner’s declaration or certified copy of Continuous Discharge Certificate (CDC) in case of Merchant Navy NRIs. Notarised copy of the overseas address proof. Self-attested copy of the Indian address proof if available.
Passport and Visa	In case of an Indian passport, a self-attested and notarised copy of a valid passport with the place of birth as India and a valid visa. In case of a foreign passport, a self-attested and notarised copy of a valid passport, visa and the PIO, OCI or resident card.
Foreign Account Tax Compliance Act (FATCA) declaration	FATCA declaration (PDF).
Foreign Exchange Management Act (FEMA) declaration	FEMA declaration (PDF).

Offline process

If the Karta's Aadhaar is not linked to their mobile number, you can open an HUF account offline. You need to submit the required documents to Zerodha and complete the In-Person Verification (IPV).

In-Person Verification (IPV)

The Karta must complete IPV to verify identity and documents.

• Online IPV: Visit signup.zerodha.com/ipv. Enable your camera and show the 4-digit OTP displayed on screen, ensuring it is clearly visible.
• Offline IPV: Visit a Zerodha branch office, or a Zerodha representative will visit your office or residence.

Submitting documents

1. Email the soft copies to [email protected]. Zerodha will review them and send you a confirmation email once the forms are verified.
2. After receiving the confirmation email, courier the physical documents along with a ₹500 cheque (payable to Zerodha Broking Limited) to:

Zerodha Customer Support Centre 192A 4th Floor, Kalyani Vista, 3rd Main Road, JP Nagar 4th Phase, Bengaluru, 560076

Your account will be opened within 5 working days after receiving your documents. For further assistance, call 080 4680 5727 or create a ticket.

Things to keep in mind

• As per the CDSL guidelines, the nomination facility is available only for individual demat accounts. Therefore, non-individual account holders cannot add a nominee.
• If the current Karta is opening the HUF account after the death of the previous Karta, a notarised copy of the death certificate with the HUF seal and signature must be provided.
• Minors cannot sign the HUF form. Instead, a guardian must sign on behalf of the minor.