XRP - Digital Asset For Global Economic Utility | Ripple

Four Acquisitions. One Unified Infrastructure.Learn More

XRP

The digital asset for real-world utility

3.8B+

Transactions processed representing over $1.5T in value moved between counterparties

6.7M+

XRP wallets around the world

Ripple’s solutions are built on the XRP Ledger (XRPL) and its native digital asset, XRP.

XRP enables businesses and financial institutions to drive their blockchain-based applications at scale:

Proven Technology

Supports large-scale applications and long term projects, with 3.8B+ transactions processed representing over $1.5T in value moved between counterparties since 2012.

Regulatory Clarity

XRP is one of the only cryptocurrencies determined not to be a security in the United States and with a foundation of regulatory clarity in several other countries.

High Performance

Offers lightning-fast, cost-effective transactions that settle every 3-5 seconds at fractions of a cent per transaction.

The differences between XRP Ledger, XRP, and Ripple

XRP Ledger (XRPL)

Layer-1 Blockchain

XRP Ledger is a decentralized, layer-1 blockchain with reliability and stability proven for over a decade. It is trusted by businesses and builders globally for the efficient tokenization and exchange of crypto-native and real-world assets.

Build on XRPL

XRP

Native Token to XRPL

XRP is the native token of the XRP Ledger (XRPL), similar to ETH for the Ethereum blockchain or BTC for Bitcoin.XRP facilitates transactions on the network, protects the ledger from spam, and bridges currencies in the XRP Ledger’s native decentralized exchange (DEX).

Learn About XRP

Ripple

Enterprise Blockchain Solutions Company

Ripple is a technology company whose solutions use XRPL, XRP, RLUSD, and other digital assets. Ripple is also a holder of XRP and one of many developers building on and contributing to the XRP Ledger.

Learn More

More about Ripple

Cross-Border Payments Settlement

By using XRP for cross border payments, financial institutions can bridge currencies and ensure payments are sent and received in local currency on either side of a transaction in as little as 3 seconds.

Ripple Payments

Digital Asset Custody

Ripple Custody is the industry standard for institutional-grade digital asset infrastructure. With support for XRPL, XRP and other blockchains and tokens, financial institutions can tap into new markets and access the entire digital asset ecosystem.

Ripple Custody

Holder of XRP

The majority of Ripple’s XRP supply is held in escrow. The company also publishes quarterly sales and escrow market activity reports for the global XRP community.

XRP Escrow

XRP Resources

Explorers

• XPMarket
• XRP Scan

Analyst Reports

• Messari Q1 2025
• Messari Q4 2024

Docs & Education

• XRPL Docs
• XRPL Learning Portal

Facts about XRP

See FAQs Here

• The XRP Ledger was launched in 2012 by three developers.

  In 2012 David Schwartz, Jed McCaleb, and Arthur Britto launched the XRP Ledger, with its native currency XRP. In September that year, along with Chris Larsen, they founded the company that is today known as Ripple.The XRPL architects gifted 80 billion XRP to Ripple so that the company could build use cases around the digital asset.

• The majority of Ripple's XRP supply is in escrow.

  Ripple reports information about its XRP holdings on the last day of the quarter. Its holdings fall into two categories: XRP that it currently has available in its wallets, and XRP that is subject to on-ledger escrow lockups that will be released each month over the next 42 months.TOTAL XRP HELD BY RIPPLE: 4,740,364,374TOTAL XRP SUBJECT TO ON-LEDGER ESCROW: 35,900,000,005**As of July 31, 2025.

• The XRP Ledger uses the consensus protocol.

  Unlike proof-of-work or proof-of-stake blockchains, the XRPL uses a consensus protocol, in which servers called validators come to an agreement on the order and outcome of XRPL transactions every 3-5 seconds.XRPL’s diverse list of validators helps ensure its long-term health and consensus among different market participants to secure the XRPL. Learn more about how it works at XRPL.org.

• The XRP Ledger is open-source technology on which anyone can build.

  If you’re looking to get started building on the XRP Ledger, check out XRPL.org, where you’ll find comprehensive documentation, training, and support for developing on the XRPL.

See FAQs Here