Zip Money New Zealand

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The Zip Money product in New Zealand is retiring

Zip is no longer accepting new applications for Zip Money accounts in New Zealand, and the Zip Money product cannot be used to make new purchases.

All other Zip products, including Zip Pay in 4, are continuing as normal. If you already have a Zip Money account in New Zealand, this change does not affect any current repayment plan you have.

Existing Zip Money customer?

Please be aware that:

  1. From 6 February 2026, your Zip Money account cannot be used to make new purchases.

  2. If your account balance is $0 on 6 February 2026, Zip will close your Zip Money account.

  3. If you have an owing balance on your account on 6 February 2026, these changes will not affect your current repayment plan. Once you repay your owing balance, Zip will close your account.

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Zip Pay in 4

Apply for up to $2,000 to spend, interest free over 6 weeks.

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