HSBC Elite Credit Card

Top of main content Elite credit card benefits Explore our richest rewards and benefits with your HSBC Elite credit card.

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Get more from your credit card with our offers and benefits

By using your Elite credit card, you can enjoy benefits worth over $2,900 in the first year and $2,000 annually thereafter1.

Earn Points when you spend

Earn Points with every HSBC credit card purchase. Redeem your Points for gift cards, travel, cash, merchandise and more2.

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Our latest offers

Amazon Shop with Points3

Unlock more savings everyday by linking your account to Amazon and using your points to pay for purchases. Whether you’re shopping for gifts or treating yourself, using points is an easy way to save while making the most of your everyday shopping. Don’t miss out on this exclusive perk - link your account today.

Enjoy a complimentary year of Soho Friends

Travel the world with Soho Friends. Join with your HSBC Elite credit card and stay in Soho House bedrooms across the globe at preferred rates, with late checkouts and room upgrades.

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Pay at the Pump

Use 1,250 points at participating gas stations to receive a $0.50 discount off the price per gallon of gas up to 20 gallons4.

home&Away

Welcome to home&Away, a unique program offering valuable benefits here and around the world. Enjoy a variety of offers from worldwide travel, shopping & unique experiences.

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VIP access to Mastercard music and entertainment events

HSBC credit cardholders can get premium seats at top concerts and presale tickets for the hottest shows and festivals nationwide. Find out about specific festivals, venue locations, dates and more.

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Rewards for Miles

Fly further with Rewards for Miles - transfer points to miles with 11 airline and 2 hotel travel partners.

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Mastercard Priceless Sweepstakes

Every eligible purchase with your Mastercard is a chance for something extraordinary.

From October 1 through December 31, 2025, receive an entry for every eligible purchase you make with your Mastercard, and you could win a personalized trip for 4.

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Take a bite out of your favorite shows at NETFLIX BITES Vegas

Dazzle your Netflix-loving friends with the best seats in the house for NETFLIX BITES at MGM Grand in Las Vegas. This one-of-a-kind culinary residency features bites and drinks inspired by some of Netflix's most beloved shows. Revel in the vibrant atmosphere as you enjoy an array of treats inspired by the shows you love.

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Travel rewards and benefits

HSBC Travel Credit

Earn upto $400 per year for all airfare, hotels and car rentals booked through HSBC Travel powered by Priceline®

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Security screening statement credit

Speed up airport screening with a Trusted Traveler or CLEAR credit of up to $120 towards one of the following: CLEAR, Global Entry, TSA PreCheck, or NEXUS application fees, once every 54 months using your HSBC Elite credit card.

• How to use How to use Modal link

Rideshare credit

Earn up to $120 in statement credits annually on taxis, cabs and rideshare. You will automatically receive up to $10 each month you pay for your rideshare using your Elite Credit Card.

• How to use How to use Expedia offer Modal link

Unlimited lounge access provided by Priority PassTM

Get a complimentary Priority PassTM membership for you and 2 guests and access more than 1,700+ eligible airport lounges and travel experiences worldwide.

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Mastercard Travel Rewards

Get exclusive offers from top brands in over 15 countries outside the U.S. including France, Hong Kong, U.K. and more when you use your HSBC Elite or Premier Credit Card.

• Explore 200+ Offers Explore 200+ Offers Modal link

Lyft

Take 3 rides, get a $5 Lyft app credit every month. Also, get 10% off scheduled Lyft rides to any U.S. airport using your HSBC Elite Credit Card.

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MasterRental™ Coverage

Receive coverage on most rental vehicles when you rent for 31 consecutive days or less with your HSBC Elite Credit Card.

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Lost or damaged luggage coverage

Get reimbursed for checked or carry-on luggage that is lost or damaged while traveling on a common carrier - up to $1,500 per claim.

Coverage is limited to the actual cost, up to $1,500 per incident of repairing or replacing your checked and/or carry-on luggage and any personal property contained within. There is a maximum of 2 claims per 12 month period.

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Everyday value

Instacart

Get 3 months of Instacart+ and $10 off your second order each month with your HSBC Elite Credit Card.

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Peacock

New subscribers get $3 off Peacock Premium or $5 off Peacock Premium Plus each month when they use their HSBC Elite credit card to subscribe. Stream new movies from theaters, hit series, exclusive originals, live sports, and more.

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Cell Phone Coverage

Get reimbursed up to $800 per claim, if your cell phone is stolen or damaged.

• How to use How to use Expedia offer Modal link

HealthLock

Feel better knowing you’re not being overbilled. Get a complimentary HealthLock membership with a no-cost trial upgrade.

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Travel experiences and services

Priceless® Experiences

Enjoy hidden-gem experiences and special-access events virtually and worldwide.

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Priceless® Golf

Play like never before, with priceless offers and global golf experiences.

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Concierge Service

A personal assistant ready to help 24/7, worldwide.

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Mastercard Travel & Lifestyle Services™

Get benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class companies across hotels, air travel, tours, cruises, car rentals and more.

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• Travel
• Peace of Mind

Travel Services Medical Protection Insurance - MasterAssist

If you have a medical emergency away from home, Travel Services Medical Protection Insurance can help you get the best care.

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Travel Accident Insurance

Receive accidental death or dismemberment insurance coverage up to $1 million when travelling.

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Trip Cancellation Insurance

Pays a benefit of up to $1,500 per insured person in the event your trip is cancelled for a covered reason.

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Mastercard ID Theft Protection™

Provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft.

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Identity Fraud Expense Reimbursement

Reimburses for eligible expenses incurred in the process of restoring your credit, up to $1,000 per claim, resulting from identity fraud.

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Purchase Assurance

Provides coverage for most new items purchased that are damaged or stolen within 90 days of the date of purchase, up to $1,000 per claim.

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Price Protection

Reimburses for the difference in price, up to $250 per claim, on eligible items should you find the same item for a lower price.

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Extended warranty

Doubles the original manufacturer’s (or store brand) warranty up to 2 years.

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Travel

Travel Services Medical Protection Insurance - MasterAssist

If you have a medical emergency away from home, Travel Services Medical Protection Insurance can help you get the best care.

• How to use How to use Modal link

Travel Accident Insurance

Receive accidental death or dismemberment insurance coverage up to $1 million when travelling.

• How to use How to use Modal link

Trip Cancellation Insurance

Pays a benefit of up to $1,500 per insured person in the event your trip is cancelled for a covered reason.

• How to use How to use Modal link

Peace of Mind

Mastercard ID Theft Protection™

Provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft.

• How to use How to use Modal link

Identity Fraud Expense Reimbursement

Reimburses for eligible expenses incurred in the process of restoring your credit, up to $1,000 per claim, resulting from identity fraud.

• How to use How to use Modal link

Purchase Assurance

Provides coverage for most new items purchased that are damaged or stolen within 90 days of the date of purchase, up to $1,000 per claim.

• How to use How to use Modal link

Price Protection

Reimburses for the difference in price, up to $250 per claim, on eligible items should you find the same item for a lower price.

• How to use How to use Modal link

Extended warranty

Doubles the original manufacturer’s (or store brand) warranty up to 2 years.

• How to use How to use Modal link

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Important documents

• Download your HSBC Elite Credit Card Rewards & Benefits and Mastercard Guide to Benefits brochure Download your HSBC Elite Credit Card Rewards & Benefits and Mastercard Guide to Benefits brochure Download link
• Download your HSBC Mastercard credit card Cardmember Agreement. Download your HSBC Mastercard credit card Cardmember Agreement. Download link

Please note: This Cardmember Agreement contains the Terms & Conditions for all HSBC consumer credit card products. For information about your credit card account pricing and fees, contact us via Live Chat at or call the number located on the back of your card.

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Manage your credit card

Activate a card, report it lost or stolen, make a payment, view a statement, or request a credit limit increase.

HSBC Credit Card Rewards Program

Reward yourself, or someone special today.

Financial wellness

Find the answers to customer service questions about your account, online banking, security, and more. Back to top

1. Certain restrictions, limits and exclusions may apply. Please see HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure or the HSBC Elite World Elite Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure.

2. How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period.

All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.

You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Elite World Elite credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.

3. Customers with a physical U.S. address on their HSBC Credit Card and Amazon account can redeem Points through Amazon Shop with Points. Terms and conditions applicable to redeeming your HSBC Rewards Points through Amazon Shop with Points can be found at https://www.amazon.com/dp/B08TPVQ517https://www.amazon.com/dp/B08TPVQ517.

HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.

4. Pay at the Pump fuel redemption with points is available at participating BP/Amoco, ARCO/ampm, Chevron/Texaco and Sunoco gas stations only. To redeem, cardholders must use an eligible HSBC Elite World Elite or Premier World Mastercard credit card at the time of purchase. The $0.50 discount is applied per gallon of fuel up to a maximum of 20 gallons per transaction. A minimum of 1,250 points is required to redeem this offer. This offer is valid only at participating locations with Pay at the Pump capability. May not be valid with other offers. Additional terms and conditions may apply. See us.hsbc.com/gtb-premier for the Premier credit card and us.hsbc.com/gtb-elite for the Elite credit card.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.

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