HSBC Elite Credit Card

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Top of main content Elite credit card benefits Explore our richest rewards and benefits with your HSBC Elite credit card.
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Get more from your credit card with our offers and benefits

By using your Elite credit card, you can enjoy benefits worth over $2,900 in the first year and $2,000 annually thereafter[@prem-elite-certain-restrictions-short].

Earn Points when you spend

Earn Points with every HSBC credit card purchase. Redeem your Points for gift cards, travel, cash, merchandise and more[@how-points-are-earned-elite].

Find out more

Our latest offers

Amazon Shop with Points[@amazon]

Unlock more savings everyday by linking your account to Amazon and using your points to pay for purchases. Whether you’re shopping for gifts or treating yourself, using points is an easy way to save while making the most of your everyday shopping. Don’t miss out on this exclusive perk - link your account today.

Enjoy a complimentary year of Soho Friends

Enjoy a complimentary year of Soho Friends membership along with $100 Annual stay credit at selected Soho House guest rooms.

  • Join now Modal link

Pay at the Pump

Use 1,250 points at participating gas stations to receive a $0.50 discount off the price per gallon of gas up to 20 gallons[@pay-at-pump].

Watch our video on how to use Pay at the Pump

home&Away

Welcome to home&Away, a unique program offering valuable benefits here and around the world. Enjoy a variety of offers from worldwide travel, shopping & unique experiences.

  • How to use Modal link

Mastercard music and entertainment access

HSBC credit cardholders can get premium seats at top concerts and presale tickets for the hottest shows and festivals nationwide. Find out about specific festivals, venue locations, dates and more.

  • Learn more Modal link

Rewards for Miles

Fly further with Rewards for Miles - transfer points to miles with 11 airline and 2 hotel travel partners.

  • Learn more rewards for miles Modal link

Travel rewards and benefits

HSBC Travel Credit

Earn upto $400 per year for all airfare, hotels and car rentals booked through HSBC Travel powered by Priceline®

  • How to use Modal link

Security screening statement credit

Speed up airport screening with a Trusted Traveler or CLEAR credit of up to $120 towards one of the following: CLEAR, Global Entry, TSA PreCheck, or NEXUS application fees, once every 54 months using your HSBC Elite credit card.

  • How to use Modal link

Rideshare credit

Earn up to $120 in statement credits annually on taxis, cabs and rideshare. You will automatically receive up to $10 each month you pay for your rideshare using your Elite Credit Card.

  • How to use Expedia offer Modal link

Unlimited lounge access provided by Priority PassTM

Get a complimentary Priority PassTM membership for you and 2 guests and access more than 1,300+ eligible airport lounges and travel experiences worldwide.

  • How to use Modal link

Mastercard Travel Rewards

Get exclusive offers from top brands in over 15 countries outside the U.S. including France, Hong Kong, U.K. and more when you use your HSBC Elite or Premier Credit Card.

  • Explore 200+ Offers Modal link

Lyft

lyft

Take 3 rides, get a $5 Lyft app credit every month. Also, get 10% off scheduled Lyft rides to any U.S. airport using your HSBC Elite Credit Card.

  • How to use Modal link

MasterRental™ Coverage

lyft

Receive coverage on most rental vehicles when you rent for 31 consecutive days or less with your HSBC Elite Credit Card.

  • How to use Modal link

Lost or damaged luggage coverage

lyft

Get reimbursed for checked or carry-on luggage that is lost or damaged while traveling on a common carrier - up to $1,500 per claim.

Coverage is limited to the actual cost, up to $1,500 per incident of repairing or replacing your checked and/or carry-on luggage and any personal property contained within. There is a maximum of 2 claims per 12 month period.

  • How to use Modal link

Everyday value

Instacart

instacart

Get 3 months of Instacart+ and $10 off your second order each month with your HSBC Elite Credit Card.

  • How to use Modal link

Peacock

peacock

New subscribers get $3 off Peacock Premium and Peacock Premium Plus each month when they use their HSBC Elite credit card to subscribe. Stream new movies from theaters, hit series, exclusive originals, live sports, and more.

  • How to use Modal link

Cell Phone Coverage

Get reimbursed up to $800 per claim, if your cell phone is stolen or damaged.

  • How to use Expedia offer Modal link

HealthLock

healthlock

Feel better knowing you’re not being overbilled. Get a complimentary HealthLock membership with a no-cost trial upgrade.

  • How to use Modal link

Travel experiences and services

Priceless® Experiences

Enjoy hidden-gem experiences and special-access events virtually and worldwide.

  • How to use Modal link

Priceless® Golf

Play like never before, with priceless offers and global golf experiences.

  • How to use Modal link

Concierge Service

A personal assistant ready to help 24/7, worldwide.

  • How to use Modal link

Mastercard Travel & Lifestyle Services™

Get benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class companies across hotels, air travel, tours, cruises, car rentals and more.

  • How to use Modal link
  • Travel
  • Peace of Mind

Travel Services Medical Protection Insurance - MasterAssist

If you have a medical emergency away from home, Travel Services Medical Protection Insurance can help you get the best care.

  • How to use Modal link

Travel Accident Insurance

Receive accidental death or dismemberment insurance coverage up to $1 million when travelling.

  • How to use Modal link

Trip Cancellation Insurance

Pays a benefit of up to $1,500 per insured person in the event your trip is cancelled for a covered reason.

  • How to use Modal link

Mastercard ID Theft Protection™

Provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft.

  • How to use Modal link

Identity Fraud Expense Reimbursement

Reimburses for eligible expenses incurred in the process of restoring your credit, up to $1,000 per claim, resulting from identity fraud.

  • How to use Modal link

Purchase Assurance

Provides coverage for most new items purchased that are damaged or stolen within 90 days of the date of purchase, up to $1,000 per claim.

  • How to use Modal link

Price Protection

Reimburses for the difference in price, up to $250 per claim, on eligible items should you find the same item for a lower price.

  • How to use Modal link

Extended warranty

Doubles the original manufacturer’s (or store brand) warranty up to 2 years.

  • How to use Modal link
Travel

Travel Services Medical Protection Insurance - MasterAssist

If you have a medical emergency away from home, Travel Services Medical Protection Insurance can help you get the best care.

  • How to use Modal link

Travel Accident Insurance

Receive accidental death or dismemberment insurance coverage up to $1 million when travelling.

  • How to use Modal link

Trip Cancellation Insurance

Pays a benefit of up to $1,500 per insured person in the event your trip is cancelled for a covered reason.

  • How to use Modal link
Peace of Mind

Mastercard ID Theft Protection™

Provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft.

  • How to use Modal link

Identity Fraud Expense Reimbursement

Reimburses for eligible expenses incurred in the process of restoring your credit, up to $1,000 per claim, resulting from identity fraud.

  • How to use Modal link

Purchase Assurance

Provides coverage for most new items purchased that are damaged or stolen within 90 days of the date of purchase, up to $1,000 per claim.

  • How to use Modal link

Price Protection

Reimburses for the difference in price, up to $250 per claim, on eligible items should you find the same item for a lower price.

  • How to use Modal link

Extended warranty

Doubles the original manufacturer’s (or store brand) warranty up to 2 years.

  • How to use Modal link
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Important documents

  • Download your HSBC Elite Credit Card Rewards & Benefits and Mastercard Guide to Benefits brochure Download link
  • Download your HSBC Mastercard credit card Cardmember Agreement. Download link

Please note: This Cardmember Agreement contains the Terms & Conditions for all HSBC consumer credit card products. For information about your credit card account pricing and fees, contact us via Live Chat at or call the number located on the back of your card.

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Manage your credit card

Activate a card, report it lost or stolen, make a payment, view a statement, or request a credit limit increase.

HSBC Credit Card Rewards Program

Reward yourself, or someone special today.

Financial wellness

Find the answers to customer service questions about your account, online banking, security, and more. Back to top

Additional information

Disclaimers

HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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