HSBC Visa Infinite Credit Card | Premium Lifestyle

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HSBC Visa Infinite Credit Card Experience the extraordinary. A premium lifestyle card with a superior earn rate of up to 2 air miles per dollar spent, exclusive lifestyle and luxurious travel benefits.

Important notice

1. We're temporarily pausing applications for the HSBC Visa Infinite Credit Card. Please visit this space for further updates soon.

 

2. With effect from 1 September 2025, Full Travel Expenses under the complimentary Travel Insurance coverage includes accommodation and car rentals.  Please see the coverage for more details.

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1. HSBC SG
2. Credit Cards
3. Visa Infinite

Our best premium credit card for a luxury lifestyle

From dedicated concierge service to exclusive retail and travel benefits, our HSBC Visa Infinite Credit Card brings you perks and services tailored to your every need - wherever you may be.

Check eligibility here

At a glance

• Earn accelerated points Get up to 2 miles (5x Reward points) for your spending.
• Travel with peace of mind Receive complimentary travel insurance coverage of up to SGD2.75 million for you and your family.

• A suite of exclusive travel privileges Unlimited airport lounge visits, complimentary limousine transfer, expedited immigration clearance and more.
• Personalised assistance Dedicated concierge service wherever you may be.

Spend, earn, and go further

Be spoilt for choice with miles and other attractive gifts redemption under our HSBC Reward Programme.

Get up to 2 miles (5x Reward points) on local and overseas purchases.

Local spend	Overseas spend
Earn rates per SGD11	Up to 1 mile (2.5× Reward points)	Up to 2 miles (5× Reward points)

Get up to 2 miles (5x Reward points) on local and overseas purchases.

	Earn rates per SGD11
Local spend	Up to 1 mile (2.5× Reward points)
Overseas spend	Up to 2 miles (5× Reward points)

A suite of travel privileges

With the HSBC Visa Infinite Credit Card, enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.

Airport lounges

Enjoy unlimited complimentary lounge visits to over 1,100 global airport lounges for both primary and supplementary cardholders.

More on lounge benefits

• Simply present your HSBC Visa Infinite Credit Card, boarding pass and quote 'LoungeKey' at participating lounges.
• Charges apply when cardholders bring in guests at a rate of USD35 per guest per visit. Guest charges are subject to change at the lounge operator's discretion.
• For the full list of participating lounges, visit LoungeKey lounge finder for more information.

Terms and conditions apply.

Frequently asked questions

Travel like a VIP

Be chauffeured in style to Changi Airport from any location in Singapore. Plus, skip the queue and pass through the expedited immigration channel at your destination.

More on travel privileges

Receive 2 complimentary redemptions of both privileges — limousine transfers to the airport and expedited immigration services each calendar year. HSBC Premier customers get 4 complimentary redemptions.

You can earn more privileges as you spend on the card. Receive 1 complimentary redemption of both privileges with every SGD2,000 eligible purchases in a calendar month.

Things to note

• both privileges are only available to primary cardholders
• redeem up to 24 redemptions in a calendar year, and must be utilised within the same calendar year
• each limousine transfer is available for you and 2 accompanying guests with a minimum 1 day advance booking required
• each expedited immigration service is available for you and 1 accompanying guest with a minimum 3 days advance booking required

For advance booking, call the Infinite Travel and Lifestyle Butlers at 1800-227 8811 or book online.

Participating airports for expedited immigration services

Terms and conditions apply.

Frequently asked questions

Travel and lifestyle concierge

Call upon our dedicated concierge service any time of the day, wherever you are in the world. Whether it's making flight or hotel bookings, reserving spa appointments or recommending dining options, they're delighted to be at your service.

Simply call 1800-227 8811 or visit our travel and lifestyle service page for more details.

Travel with peace of mind

Receive complimentary comprehensive worldwide travel insurance coverage of up to SGD2.75 million for you and your family.

More on insurance coverage

Charge the full cost of your air ticket to your HSBC Visa Infinite Credit Card and enjoy comprehensive coverage of up to SGD2.75 million and over 20 benefits, so you and your loved ones can travel with peace of mind.

The insurance also covers trips that you've paid jointly with your HSBC Visa Infinite card and any air miles redemption.

Trips commencing before 1 Sep 2025

Trips commencing on or after 1 Sep 2025

Frequently asked questions

File a claim

Travel insurance coverage is underwritten by MSIG Insurance (Singapore) Pte. Ltd. HSBC Bank (Singapore) Limited is not the underwriter nor the distributor for this insurance plan. It is not an obligation of, deposit in or guaranteed by HSBC Bank (Singapore) Limited (Company Registration No. 201420624K).

Visa Infinite offers

Enjoy a variety of travel privileges when you plan your next adventure, relaxing holiday retreat or business trip.

• More on the offers More on the offers This link will open in a new window

Unlock more rewards and privileges

e-Commerce Purchase Protection

Enjoy added peace of mind with coverage up to USD1,000 per year for your online purchase loss and damage, from any merchants globally.

More on the protection

This includes:

• Non-delivery of purchased item after 30 days of scheduled delivery
• Wrong or incomplete delivery of purchased item
• Physical damage to the delivered item at time of delivery

AIG eCommerce purchase protection is brought to you by Visa.

Explore the insurance benefits.

ENTERTAINER with HSBC

Enjoy amazing 1-for-1 dining offers and more with ENTERTAINER with HSBC app.

Other promotions

Discover new privileges and experiences with offers on dining deals, hotel stays, retail purchases and more.

• View promotions View promotions This link will open in a new window

Important information and links

Our Web Chat service is available daily from 09:00 to 21:00 to assist you with any queries you may have on HSBC Visa Infinite Credit Card. For any further queries, contact us at 1800-227 8811 or +65 6227 8811.

Related documents

Regarding the credit card

• Credit card terms (PDF) Credit card terms (PDF) Download
• Consumer Guide for Credit Cards Consumer Guide for Credit Cards Modal
• ABS Consumer Guide for Credit Cards (PDF) ABS Consumer Guide for Credit Cards (PDF) Download
• FAQ (e.g. Fees and charges, Quasi cash) FAQ (e.g. Fees and charges, Quasi cash) Modal
• Credit Card Security Alerts Credit Card Security Alerts Modal
• Visa Infinite Terms and Conditions (PDF) Visa Infinite Terms and Conditions (PDF) Download
• HSBC Visa Infinite Credit Card Step-up Programme HSBC Visa Infinite Credit Card Step-up Programme Download

Other related information

Your credit limit

Your credit limit is subject to our review and approval. Where you've stated a preferred credit limit, the amount we grant may be lower than what you requested.

Finance charges

A finance charge will be imposed based on the amount withdrawn, from the date the transaction is posted to your account to the date the payment is made in full or the next statement date, whichever is earlier.

Effective rate: 27.8% p.a. (minimum)

Minimum charge: SGD2.50

Annual fee

The annual fee is at SGD662.15 including GST, starting from the issue date for your credit card. The annual fee (strictly no waiver) will be charged to your account when your application is approved.

See all FAQs See all FAQs more details about credit cards faqs

Eligibility and Documents Required

• Singaporean/Permanent Resident
• Foreigner

To be eligible, you must:

• be at least 21 years old
• have an annual income of at least SGD120,000

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:

Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
NRIC (front and back)
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)	(Preferred)	(Preferred)	(Preferred)
(B) Latest 3 months' computerised pay slips
Latest 1 year' Notice of Assessment	(not required if (A) is provided)	(not required if (A) is provided)
Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:

Documents/Requirements	NRIC (front and back)
For salaried employees
For commission-based earners
For self-employed
Documents/Requirements	(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees	(Preferred)
For commission-based earners	(Preferred)
For self-employed	(Preferred)
Documents/Requirements	(B) Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed
Documents/Requirements	Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners	(not required if (A) is provided)
For self-employed	(not required if (A) is provided)
Documents/Requirements	Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

• be at least 21 years old
• have an annual income of at least SGD120,000

Apply using Myinfo via Singpass to complete your application quicker.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:

Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
Passport
Employment Pass / S Pass*
(A) Notice of Assessment via Myinfo (Singpass login required); OR	(Preferred)	(Preferred)
(B) Latest 1 year' Notice of Assessment
Latest 3 months' computerised pay slips
S Pass holders: Latest 3 months' bank statements, showing salary crediting
Proof of billing address

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:

Documents/Requirements	Passport
For salaried employees
For commission-based earners
For self-employed
Documents/Requirements	Employment Pass / S Pass*
For salaried employees
For commission-based earners
For self-employed
Documents/Requirements	(A) Notice of Assessment via Myinfo (Singpass login required); OR
For salaried employees
For commission-based earners	(Preferred)
For self-employed	(Preferred)
Documents/Requirements	(B) Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners
For self-employed
Documents/Requirements	Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed
Documents/Requirements	S Pass holders: Latest 3 months' bank statements, showing salary crediting
For salaried employees
For commission-based earners
For self-employed
Documents/Requirements	Proof of billing address
For salaried employees
For commission-based earners
For self-employed

Singaporean/Permanent Resident

To be eligible, you must:

• be at least 21 years old
• have an annual income of at least SGD120,000

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:

Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
NRIC (front and back)
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)	(Preferred)	(Preferred)	(Preferred)
(B) Latest 3 months' computerised pay slips
Latest 1 year' Notice of Assessment	(not required if (A) is provided)	(not required if (A) is provided)
Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:

Documents/Requirements	NRIC (front and back)
For salaried employees
For commission-based earners
For self-employed
Documents/Requirements	(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees	(Preferred)
For commission-based earners	(Preferred)
For self-employed	(Preferred)
Documents/Requirements	(B) Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed
Documents/Requirements	Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners	(not required if (A) is provided)
For self-employed	(not required if (A) is provided)
Documents/Requirements	Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)
For salaried employees
For commission-based earners
For self-employed

Foreigner

To be eligible, you must:

• be at least 21 years old
• have an annual income of at least SGD120,000

Apply using Myinfo via Singpass to complete your application quicker.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:

Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
Passport
Employment Pass / S Pass*
(A) Notice of Assessment via Myinfo (Singpass login required); OR	(Preferred)	(Preferred)
(B) Latest 1 year' Notice of Assessment
Latest 3 months' computerised pay slips
S Pass holders: Latest 3 months' bank statements, showing salary crediting
Proof of billing address

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:

Documents/Requirements	Passport
For salaried employees
For commission-based earners
For self-employed
Documents/Requirements	Employment Pass / S Pass*
For salaried employees
For commission-based earners
For self-employed
Documents/Requirements	(A) Notice of Assessment via Myinfo (Singpass login required); OR
For salaried employees
For commission-based earners	(Preferred)
For self-employed	(Preferred)
Documents/Requirements	(B) Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners
For self-employed
Documents/Requirements	Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed
Documents/Requirements	S Pass holders: Latest 3 months' bank statements, showing salary crediting
For salaried employees
For commission-based earners
For self-employed
Documents/Requirements	Proof of billing address
For salaried employees
For commission-based earners
For self-employed

International Credit History

If you are a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country/region. When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn more.

Manage your finance with greater control

HSBC Spend Instalment

Buy first, pay later with HSBC Spend Instalment where you can combine multiple transactions (minimum SGD500 in total) into one instalment plan, and spread repayments up to 12 months, absolutely interest-free.

Card Instalment Plan

Enjoy flexibility with our instalment payment plan for your purchases of minimum SGD500 over 6, 12 and 24 month interest free.

PayLater

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Split your purchases from as low as SGD50 into instalments at 0% interest over 3 to 24 months at your preferred pace.

Credit Card balance transfer

Log on to the HSBC Singapore app now, to check out our latest promotional interest rates.

Credit Limit Review

Enjoy greater financial flexibility on your spending needs with an increased credit limit.

Other features

Credit card features

Explore other features and services such as virtual card, mobile wallets, SimplyGo, credit limit review and more.

HSBC Singapore app

Manage your card easily, on the couch or on the go.

Things you should know

The miles shown are for illustrative purposes only, based on the redemption rate of 25,000 HSBC Reward points to 10,000 air miles from Cathay Pacific – Asia Miles in any brochures, marketing or promotional materials. Visit our full list of airlines and hotel partners' programmes' redemption rate.

*With at least 6 months validity. To find out your employment pass expiry date, download the SGWorkPass app and scan the QR code on the back of your employment pass.

1. Visa Infinite Terms and Conditions apply.

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