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Due to maintenance, HCU Digital Banking will be unavailable on Sunday, January 25th from 12am-6am, Central.

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Can your checking account fix this?

Beyond Spending can. Up to $1,000 per claim and $2,000 per year in reimbursement. Open an account today!

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Earn better rates than a traditional savings account.

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We're here to help you with your new home loan.

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Use a Home Equity Line of Credit for almost anything.

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We'll help you find, buy, and finance your next vehicle.

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Skip your January loan payment

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Commercial

Commercial Services

We're proud to help bring your business ideas to life.

Great rates for youSee all ratesAuto Loansas low as5.24%APRGet The DetailsPersonal Loansas low as9.25%APRStart TodayMoney MarketEarn up to2.25%APYEarn MoreImage

Heartland Credit Union was formed April 1, 1948 as the Hutchinson Teachers Credit Union. Today we've grown to branches throughout Kansas, a far cry from our original home in a residence on E. Sherman Avenue. We’ve expanded our membership from Hutchinson teachers to now serving Kansans from all walks of life. Over the years, other credit unions have merged into our credit union and our name has evolved to Heartland Credit Union. Through it all, our core values and ownership have stayed the same. We're a cooperative, exclusively owned by our members.

Our Vision: To be your friend and partner, delivering solutions, one dream at a time.

What our members have to say.

Matt R.

“The Hays location has taken care of me for about a year now and I’ve got nothing but praise for them! They know me by name and have been polite, professional, and respectful to me every time I go in or call in. I would definitely recommend Heartland to anyone who is looking for a new bank or just starting out.”

Matt R. Member since 2003Alma R.

"My branch manager has worked with my fiancé and I in our journey to find the perfect vehicle within our budget. She is very patient to say the least. Not only are the rates competitive, but the way HCU truly cares is what makes a difference."

Alma R. Member since 2012Mitch and Renee H.

"We've referred friends and family to Heartland Credit Union because we appreciate the personal connection we feel and the ease of doing business whether it's for our personal or business accounts."

Mitch and Renee H. Members since 2008Em L.

“I love Heartland Credit Union and their dedication to our community! I am proud to be a lifelong member with personal accounts, and now business accounts, through HCU.”

Em L. Member since 1994Image

Financial Education

We want to set you up for financial success. Take advantage of our online financial education courses or have one of our certified staff members help you with one-on-one financial advice. We believe everyone can experience financial well-being.Learn More About Enrich

Heartland Credit Union Blog

The Way is our blog dedicated to providing you tips and information to help you feel more confident in your financial and personal life.Read The Way

Credit Score Manager

Your credit score can have a big impact on your life.  Everything from what you pay for your next car to insurance, to getting qualified for a home loan can be affected by it. We’ve got the tools and the knowledge to help you take control of your credit score and make it work for you.Try Credit Score Manager TodayImage

Community Commitment

Heartland is linked with the Kansas communities we serve, and we take pride in supporting organizations and events that have a positive and lasting impact on those who live and work here. We make a difference by living the credit union philosophy of “people helping people” through financial support, fundraising, and volunteer efforts.The Heartland Way

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Connect with Heartland Credit Union CONTACT Visit us on Facebook Visit us on Instagram Visit us on LinkedIn Visit us on YouTube Download the Mobile App Download on the App Store Get it on Google Play   Agent Connect Secure Chat © 2026 Heartland Credit Union Accessibility Terms Privacy Policy Error ResolutionFree Credit ReportSitemap www Federally Insured by NCUA Equal Housing Lender CO-OP Network Heartland Credit Union
  • Personal
    • Accounts
      • Spending/Checking
      • Savings
      • Certificates & IRAs
      • Youth
      • Health Savings Account
      • Trust Accounts
      • Investment Share
      • Money Market
    • Borrow
      • Auto Loans
      • Home Loans
      • Home Equity (HELOC)
      • Credit Builder
      • RV, Motorcycle, Boat
      • Personal Loans
      • Credit Cards
    • Services
      • Digital Banking
      • Rates
      • Connections Video Banking
      • Max ATMs
      • Order Checks
      • Overdraft Protection
    • Invest and Insure
      • Heartland Wealth Strategies
      • TruStage Insurance
  • Business
    • Borrow
      • Commercial Real Estate
      • Lines of Credit
      • SBA Loans
      • Ag & Equipment
      • Credit Cards
    • Accounts
      • Checking
      • Savings
      • Investment Share
      • Money Market
    • Services
      • Preferred Partners
      • Business Sweep and Transfers
      • Digital Business Banking
      • Business Rates
  • Financial Well-being
    • Resources
      • Financial Education
      • Credit Score Manager
      • Fraud Prevention and Travel
      • Calculators
      • Teacher Resources
      • The Way
      • Financial Hardship Assistance
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