Từ điển Anh Việt "debit Card" - Là Gì?

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debit card

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debit card

Từ điển WordNet

    n.

  • a card (usually plastic) that enables the holder to withdraw money or to have the cost of purchases charged directly to the holder's bank account

Bloomberg Financial Glossary

记账卡|取款卡记账卡,取款卡A card that resembles a credit card but which debits a transaction account (checking account) with the transfers occurring contemporaneously with the customer's purchases. A debit card may be machine reable, allowing for the activation of an automated teller machine or other automated payments equipment.

Investopedia Financial Terms

Debit CardAn electronic card issued by a bank which allows bank clients access to their account to withdraw cash or pay for goods and services. This removes the need for bank clients to go to the bank to remove cash from their account as they can now just go to an ATM or pay electronically at merchant locations. This type of card, as a form of payment, also removes the need for checks as the debit card immediately transfers money from the client's account to the business account. Investopedia Says:The major benefits to this type of card are convenience and security. Along with the convenience of accessing account funds at anytime it also removes the hassles associated with having to write checks as payment like showing ID and associated fees. Debit cards are also considered to be a safer form of payment as a code is required to access the account funds, while checks can be easily stolen.Related Terms:Checking AccountCredit CardDebitIdentity TheftSavings Account

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